%PDF-1.2 %âãÏÓ 8 0 obj << /Length 9 0 R >> stream q 18 18 559.5 806.25 re W n BT433.5 815.25 TD0 0 0 rg /F0 12 Tf-0.0872 Tc 0.4622 Tw (Resona Holdings, Inc.) TjETQ BT290.25 38.25 TD0 0 0 rg /F0 12 Tf-0.246 Tc 0 Tw (-) Tj4.5 0 TD 0 Tc (1) Tj6 0 TD -0.246 Tc (-) Tj-126.75 735 TD /F0 14.25 Tf-0.1432 Tc -0.0443 Tw (Summary of ) Tj73.5 0 TD -0.2051 Tc 0 Tw (Consolidated) Tj73.5 0 TD -0.1722 Tc 0.3597 Tw ( Financial Results) Tj-103.5 -21.75 TD -0.1072 Tc 0.2947 Tw (\(March 31, 2003/Unaudited\)) Tj270.75 -15 TD /F0 9 Tf0.0753 Tc -0.0753 Tw (May 26, 2003) Tj-28.5 -14.25 TD -0.0259 Tc 0.0259 Tw (Resona Holdings, Inc.) Tj-75 -13.5 TD 0.022 Tc -0.022 Tw (2-2-1 Bingomachi, Cyuo-ku, Osaka, Japan) Tj-327.75 -21 TD 0 Tc 0 Tw (1.) Tj16.5 0 TD 0.017 Tc -0.1108 Tw (Financial Highlights \(April 1, 2002 - March 31, 2003\)) Tj5.25 -10.5 TD 0.002 Tc 0 Tw (\(1\)) Tj18 0 TD 0.009 Tc -0.009 Tw (Consolidated Operating Results) Tj109.5 -13.5 TD -0.0347 Tc 0.0347 Tw (Ordinary income) Tj115.5 0 TD 0.108 Tc -0.108 Tw (Ordinary profit ) Tj57.75 0 TD 0.003 Tc 0 Tw (\() Tj3 0 TD 0.0615 Tc (loss) Tj14.25 0 TD 0.003 Tc (\)) Tj54.75 0 TD -0.016 Tc 0.016 Tw (Net income \(loss\)) TjET96.75 673.5 0.75 0.75 re f96.75 673.5 0.75 0.75 re f97.5 673.5 75.75 0.75 re f173.25 673.5 0.75 0.75 re f174 673.5 124.5 0.75 re f298.5 673.5 0.75 0.75 re f299.25 673.5 123.75 0.75 re f423 673.5 0.75 0.75 re f423.75 673.5 123.75 0.75 re f547.5 673.5 0.75 0.75 re f547.5 673.5 0.75 0.75 re f96.75 659.25 0.75 14.25 re f173.25 659.25 0.75 14.25 re f0.75 w 1 J 1 j 0 0 0 RG 97.5 673.5 m 173.25 659.25 l S 298.5 659.25 0.75 14.25 re f423 659.25 0.75 14.25 re f547.5 659.25 0.75 14.25 re fBT185.25 651 TD/F1 9 Tf-0.1497 Tc 0.8997 Tw (Million yen) Tj78 0 TD 0.003 Tc 0 Tw (%) Tj46.5 0 TD -0.1497 Tc 0.8997 Tw (Million yen) Tj78 0 TD 0.003 Tc 0 Tw (%) Tj46.5 0 TD -0.1497 Tc 0.8997 Tw (Million yen) Tj79.5 0 TD /F0 9 Tf0.003 Tc 0 Tw (%) TjET96.75 658.5 0.75 0.75 re f97.5 658.5 75.75 0.75 re f173.25 658.5 0.75 0.75 re f174 658.5 61.5 0.75 re f235.5 658.5 0.75 0.75 re f236.25 658.5 62.25 0.75 re f298.5 658.5 0.75 0.75 re f299.25 658.5 61.5 0.75 re f360.75 658.5 0.75 0.75 re f361.5 658.5 61.5 0.75 re f423 658.5 0.75 0.75 re f423.75 658.5 61.5 0.75 re f485.25 658.5 0.75 0.75 re f486 658.5 61.5 0.75 re f547.5 658.5 0.75 0.75 re f96.75 648 0.75 10.5 re f173.25 648 0.75 10.5 re f298.5 648 0.75 10.5 re f423 648 0.75 10.5 re f547.5 648 0.75 10.5 re fBT102.75 633 TD0.0425 Tc -0.0425 Tw (March 31, 2003) Tj84 0 TD 0 Tc 0 Tw (1,259,259) Tj78 0 TD 0.0012 Tc (\(7.5\)) Tj47.25 0 TD 0 Tc (\(510,143\)) Tj75.75 -0.75 TD /F2 9 Tf0 Tc <817C> Tj48.75 0.75 TD /F0 9 Tf0 Tc (\(837,633\)) Tj76.5 -0.75 TD /F2 9 Tf0 Tc <817C> TjET96.75 629.25 0.75 18.75 re f173.25 629.25 0.75 18.75 re f298.5 629.25 0.75 18.75 re f423 629.25 0.75 18.75 re f547.5 629.25 0.75 18.75 re fBT102.75 620.25 TD/F0 9 Tf0.0425 Tc -0.0425 Tw (March 31, 2002) Tj84 0 TD 0 Tc 0 Tw (1,361,343) Tj76.5 0 TD /F2 9 Tf<817C> Tj42 0 TD /F0 9 Tf0 Tc (\(1,160,102\)) Tj82.5 0 TD /F2 9 Tf0 Tc <817C> Tj48.75 0 TD /F0 9 Tf0 Tc (\(931,876\)) Tj76.5 0 TD /F2 9 Tf0 Tc <817C> TjET96.75 628.5 0.75 0.75 re f97.5 628.5 75.75 0.75 re f173.25 628.5 0.75 0.75 re f174 628.5 61.5 0.75 re f235.5 628.5 0.75 0.75 re f236.25 628.5 62.25 0.75 re f298.5 628.5 0.75 0.75 re f299.25 628.5 61.5 0.75 re f360.75 628.5 0.75 0.75 re f361.5 628.5 61.5 0.75 re f423 628.5 0.75 0.75 re f423.75 628.5 61.5 0.75 re f485.25 628.5 0.75 0.75 re f486 628.5 61.5 0.75 re f547.5 628.5 0.75 0.75 re f96.75 616.5 0.75 12 re f96.75 615.75 0.75 0.75 re f96.75 615.75 0.75 0.75 re f97.5 615.75 75.75 0.75 re f173.25 616.5 0.75 12 re f173.25 615.75 0.75 0.75 re f174 615.75 61.5 0.75 re f235.5 615.75 0.75 0.75 re f236.25 615.75 62.25 0.75 re f298.5 616.5 0.75 12 re f298.5 615.75 0.75 0.75 re f299.25 615.75 61.5 0.75 re f360.75 615.75 0.75 0.75 re f361.5 615.75 61.5 0.75 re f423 616.5 0.75 12 re f423 615.75 0.75 0.75 re f423.75 615.75 61.5 0.75 re f485.25 615.75 0.75 0.75 re f486 615.75 61.5 0.75 re f547.5 616.5 0.75 12 re f547.5 615.75 0.75 0.75 re f547.5 615.75 0.75 0.75 re fBT180 575.25 TD/F0 9 Tf-0.016 Tc 0.016 Tw (Net income \(loss\)) Tj15 -9.75 TD 0.0334 Tc -0.0334 Tw (per share) Tj63.75 20.25 TD 0.0012 Tc -0.0012 Tw (Net income per) Tj0 -9.75 TD -0.0158 Tc 0.0158 Tw (share \(potential) Tj-1.5 -10.5 TD 0.0504 Tc -0.0504 Tw (equity adjusted\)) Tj82.5 30.75 TD -0.0498 Tc 0.0498 Tw (Ratio of net) Tj3.75 -9.75 TD 0.0315 Tc -0.0315 Tw (income to) Tj-6.75 -10.5 TD 0.0212 Tc 0 Tw (stockholders) Tj45.75 0 TD 0.003 Tc (\222) Tj-33 -10.5 TD 0.125 Tc (equity) Tj55.5 20.25 TD -0.0328 Tc 0.0328 Tw (Ratio of ordinary) Tj4.5 -9.75 TD 0.1251 Tc -0.1251 Tw (profit \(loss\) to) Tj6.75 -10.5 TD -0.0226 Tc 0.0226 Tw (total assets) TjETq 473.25 583.5 74.25 21.75 re W n BT473.25 585.75 TD-0.0133 Tc 0.0133 Tw (Ratio of ordinary net) TjETQ BT477 576 TD-0.0619 Tc 0.0619 Tw (income to ordinary) Tj21 -10.5 TD -0.166 Tc 0 Tw (income) TjET96.75 604.5 0.75 0.75 re f96.75 604.5 0.75 0.75 re f97.5 604.5 75.75 0.75 re f173.25 604.5 0.75 0.75 re f174 604.5 74.25 0.75 re f248.25 604.5 0.75 0.75 re f249 604.5 74.25 0.75 re f323.25 604.5 0.75 0.75 re f324 604.5 74.25 0.75 re f398.25 604.5 0.75 0.75 re f399 604.5 73.5 0.75 re f472.5 604.5 0.75 0.75 re f473.25 604.5 74.25 0.75 re f547.5 604.5 0.75 0.75 re f547.5 604.5 0.75 0.75 re f96.75 563.25 0.75 41.25 re f173.25 563.25 0.75 41.25 re f97.5 604.5 m 173.25 563.25 l S 248.25 563.25 0.75 41.25 re f323.25 563.25 0.75 41.25 re f398.25 563.25 0.75 41.25 re f472.5 563.25 0.75 41.25 re f547.5 563.25 0.75 41.25 re fBT205.5 554.25 TD/F1 9 Tf-0.5 Tc (Yen) Tj75 0 TD (Yen) Tj76.5 0 TD 0.003 Tc (%) Tj75 0 TD (%) Tj75 0 TD (%) TjET96.75 562.5 0.75 0.75 re f97.5 562.5 75.75 0.75 re f173.25 562.5 0.75 0.75 re f174 562.5 74.25 0.75 re f248.25 562.5 0.75 0.75 re f249 562.5 74.25 0.75 re f323.25 562.5 0.75 0.75 re f324 562.5 74.25 0.75 re f398.25 562.5 0.75 0.75 re f399 562.5 73.5 0.75 re f472.5 562.5 0.75 0.75 re f473.25 562.5 74.25 0.75 re f547.5 562.5 0.75 0.75 re f96.75 552 0.75 10.5 re f173.25 552 0.75 10.5 re f248.25 552 0.75 10.5 re f323.25 552 0.75 10.5 re f398.25 552 0.75 10.5 re f472.5 552 0.75 10.5 re f547.5 552 0.75 10.5 re fBT102.75 536.25 TD/F0 9 Tf0.0425 Tc -0.0425 Tw (March 31, 2003) Tj91.5 0 TD 0 Tc 0 Tw (\(154.66\)) Tj87.75 -0.75 TD /F2 9 Tf0 Tc <817C> Tj70.5 0 TD <817C> Tj75 0.75 TD /F0 9 Tf0.0012 Tc (\(1.2\)) Tj74.25 0 TD 0.001 Tc (\(40.5\)) TjET96.75 532.5 0.75 18.75 re f173.25 532.5 0.75 18.75 re f248.25 532.5 0.75 18.75 re f323.25 532.5 0.75 18.75 re f398.25 532.5 0.75 18.75 re f472.5 532.5 0.75 18.75 re f547.5 532.5 0.75 18.75 re fBT102.75 524.25 TD0.0425 Tc -0.0425 Tw (March 31, 2002) Tj91.5 0 TD 0 Tc 0 Tw (\(174.57\)) Tj87.75 -0.75 TD /F2 9 Tf0 Tc <817C> Tj63 0.75 TD /F0 9 Tf0.0009 Tc (\(103.9\)) Tj84 0 TD 0.0012 Tc (\(2.4\)) Tj72.75 0 TD 0.001 Tc (\(85.2\)) TjET96.75 531.75 0.75 0.75 re f97.5 531.75 75.75 0.75 re f173.25 531.75 0.75 0.75 re f174 531.75 74.25 0.75 re f248.25 531.75 0.75 0.75 re f249 531.75 74.25 0.75 re f323.25 531.75 0.75 0.75 re f324 531.75 74.25 0.75 re f398.25 531.75 0.75 0.75 re f399 531.75 73.5 0.75 re f472.5 531.75 0.75 0.75 re f473.25 531.75 74.25 0.75 re f547.5 531.75 0.75 0.75 re f96.75 519.75 0.75 12 re f96.75 519 0.75 0.75 re f96.75 519 0.75 0.75 re f97.5 519 75.75 0.75 re f173.25 519.75 0.75 12 re f173.25 519 0.75 0.75 re f174 519 74.25 0.75 re f248.25 519.75 0.75 12 re f248.25 519 0.75 0.75 re f249 519 74.25 0.75 re f323.25 519.75 0.75 12 re f323.25 519 0.75 0.75 re f324 519 74.25 0.75 re f398.25 519.75 0.75 12 re f398.25 519 0.75 0.75 re f399 519 73.5 0.75 re f472.5 519.75 0.75 12 re f472.5 519 0.75 0.75 re f473.25 519 74.25 0.75 re f547.5 519.75 0.75 12 re f547.5 519 0.75 0.75 re f547.5 519 0.75 0.75 re fBT102.75 511.5 TD0.0504 Tc (Note:) Tj26.25 0 TD 0.002 Tc (\(1\)) Tj15.75 0 TD 0.0586 Tc -0.0586 Tw (Equity in net loss of ) Tj75.75 0 TD -0.099 Tc 0 Tw (affiliated) Tj31.5 0 TD -0.0036 Tc 0.0036 Tw ( companies: \(4,518\) million yen \(fiscal year ended March 31, 2003\)) Tj-107.25 -10.5 TD 0.1245 Tc 0 Tw (Equity) Tj24.75 0 TD -0.0123 Tc 0.0123 Tw ( in net loss of affiliated companies: \(2,713\) million yen \(fiscal year ended March 31, 2002\)) Tj-40.5 -9.75 TD 0.002 Tc 0 Tw (\(2\)) Tj15.75 0 TD -0.0196 Tc 0.1446 Tw (Average number of ordinary shares issued \() Tj157.5 0 TD -0.0413 Tc 0 Tw (consolidated) Tj45 0 TD 0.0177 Tc 0.1966 Tw (\): 5,415,841,716 shares \(fiscal year ended March 31,) Tj-202.5 -10.5 TD 0 Tc 0 Tw (2003\)) Tj0 -10.5 TD -0.0196 Tc 0.1446 Tw (Average number of ordinary shares issued \() Tj157.5 0 TD -0.0413 Tc 0 Tw (consolidated) Tj45 0 TD 0.0177 Tc 0.1966 Tw (\): 5,396,193,095 shares \(fiscal year ended March 31,) Tj-202.5 -10.5 TD 0 Tc 0 Tw (2002\)) Tj-15.75 -9.75 TD 0.002 Tc (\(3\)) Tj15.75 0 TD -0.0483 Tc 0.0483 Tw (There were no changes in ) Tj94.5 0 TD 0.1008 Tc 0 Tw (accounting) Tj39 0 TD 0.0557 Tc -0.0557 Tw ( policies.) Tj-149.25 -10.5 TD 0.002 Tc 0 Tw (\(4\)) Tj15.75 0 TD -0.0109 Tc 0.2609 Tw (Percentages in ordinary ) Tj87 0 TD -0.0492 Tc 0.0492 Tw (income, ordinary) Tj61.5 0 TD -0.0246 Tc 0.0246 Tw ( profit and net income show the changes from the prior year.) Tj-214.5 -21 TD 0.002 Tc 0 Tw (\(2\)) Tj18 0 TD -0.021 Tc (Consolidated) Tj47.25 0 TD -0 Tc 0 Tw ( Financial Position) Tj46.5 -42 TD 0.0458 Tc -0.0458 Tw (Total assets) Tj71.25 10.5 TD -0.0408 Tc 0 Tw (Shareholders) Tj46.5 0 TD 0.003 Tc (\222) Tj-33 -9.75 TD 0.125 Tc (equity) Tj60.75 9.75 TD -0.1986 Tc (Share) Tj19.5 0 TD 0.072 Tc (holders) Tj27 0 TD 0.003 Tc (\222) Tj-42.75 -9.75 TD 0.0685 Tc -0.0685 Tw (equity ratio) Tj71.25 9.75 TD -0.1986 Tc 0 Tw (Share) Tj19.5 0 TD 0.072 Tc (holders) Tj27 0 TD 0.003 Tc (\222) Tj-50.25 -9.75 TD 0.0726 Tc -0.4476 Tw (equity per share) Tj80.25 29.25 TD -0.021 Tc 0 Tw (Consolidated) Tj-0.75 -9.75 TD 0.0584 Tc -0.0584 Tw (capital assets) Tj15.75 -10.5 TD 0 Tc 0 Tw (ratio) Tj-13.5 -9 TD /F0 6.75 Tf0.0023 Tc (\() Tj1.5 0 TD /F0 8.25 Tf-1.1923 Tc 0.6298 Tw (Japanese standard\)) TjET96.75 414.75 0.75 0.75 re f96.75 414.75 0.75 0.75 re f97.5 414.75 75.75 0.75 re f173.25 414.75 0.75 0.75 re f174 414.75 74.25 0.75 re f248.25 414.75 0.75 0.75 re f249 414.75 74.25 0.75 re f323.25 414.75 0.75 0.75 re f324 414.75 74.25 0.75 re f398.25 414.75 0.75 0.75 re f399 414.75 73.5 0.75 re f472.5 414.75 0.75 0.75 re f473.25 414.75 74.25 0.75 re f547.5 414.75 0.75 0.75 re f547.5 414.75 0.75 0.75 re f96.75 374.25 0.75 40.5 re f173.25 374.25 0.75 40.5 re f97.5 414.75 m 173.25 374.25 l S 248.25 374.25 0.75 40.5 re f323.25 374.25 0.75 40.5 re f398.25 374.25 0.75 40.5 re f472.5 374.25 0.75 40.5 re f547.5 374.25 0.75 40.5 re fBT191.25 365.25 TD/F1 9 Tf-0.1497 Tc 0.8997 Tw (Million yen) Tj75 0 TD (Million yen) Tj90.75 0 TD 0.003 Tc 0 Tw (%) Tj72.75 0 TD -0.5 Tc (Yen) Tj77.25 0 TD 0.003 Tc (%) TjET96.75 373.5 0.75 0.75 re f97.5 373.5 75.75 0.75 re f173.25 373.5 0.75 0.75 re f174 373.5 74.25 0.75 re f248.25 373.5 0.75 0.75 re f249 373.5 74.25 0.75 re f323.25 373.5 0.75 0.75 re f324 373.5 74.25 0.75 re f398.25 373.5 0.75 0.75 re f399 373.5 73.5 0.75 re f472.5 373.5 0.75 0.75 re f473.25 373.5 74.25 0.75 re f547.5 373.5 0.75 0.75 re f96.75 352.5 0.75 21 re f173.25 352.5 0.75 21 re f248.25 352.5 0.75 21 re f323.25 352.5 0.75 21 re f398.25 352.5 0.75 21 re f472.5 352.5 0.75 21 re f547.5 352.5 0.75 21 re fBT102.75 337.5 TD/F0 9 Tf0.0425 Tc -0.0425 Tw (March 31, 2003) Tj84 0 TD 0 Tc 0 Tw (42,891,933) Tj87.75 0 TD (310,842) Tj75 0 TD (0.7) Tj68.25 0 TD 0 Tc (\(103.76\)) Tj84 0 TD 0 Tc (3.7) Tj11.25 0 TD (8) TjET96.75 335.25 0.75 17.25 re f173.25 335.25 0.75 17.25 re f248.25 335.25 0.75 17.25 re f323.25 335.25 0.75 17.25 re f398.25 335.25 0.75 17.25 re f472.5 335.25 0.75 17.25 re f547.5 335.25 0.75 17.25 re fBT102.75 326.25 TD0.0425 Tc -0.0425 Tw (March 31, 2002) Tj84 0 TD 0 Tc 0 Tw (44,952,488) Tj81 0 TD (1,289,058) Tj81.75 0 TD (2.9) Tj75.75 0 TD (76.47) Tj76.5 0 TD (8.7) Tj11.25 0 TD (3) TjET96.75 334.5 0.75 0.75 re f97.5 334.5 75.75 0.75 re f173.25 334.5 0.75 0.75 re f174 334.5 74.25 0.75 re f248.25 334.5 0.75 0.75 re f249 334.5 74.25 0.75 re f323.25 334.5 0.75 0.75 re f324 334.5 74.25 0.75 re f398.25 334.5 0.75 0.75 re f399 334.5 73.5 0.75 re f472.5 334.5 0.75 0.75 re f473.25 334.5 74.25 0.75 re f547.5 334.5 0.75 0.75 re f96.75 324 0.75 10.5 re f96.75 323.25 0.75 0.75 re f96.75 323.25 0.75 0.75 re f97.5 323.25 75.75 0.75 re f173.25 324 0.75 10.5 re f173.25 323.25 0.75 0.75 re f174 323.25 74.25 0.75 re f248.25 324 0.75 10.5 re f248.25 323.25 0.75 0.75 re f249 323.25 74.25 0.75 re f323.25 324 0.75 10.5 re f323.25 323.25 0.75 0.75 re f324 323.25 74.25 0.75 re f398.25 324 0.75 10.5 re f398.25 323.25 0.75 0.75 re f399 323.25 73.5 0.75 re f472.5 324 0.75 10.5 re f472.5 323.25 0.75 0.75 re f473.25 323.25 74.25 0.75 re f547.5 324 0.75 10.5 re f547.5 323.25 0.75 0.75 re f547.5 323.25 0.75 0.75 re fBT102.75 315.75 TD0.0504 Tc (Note:) Tj27 0 TD 0.001 Tc -0.001 Tw (Number of ordinary shares issued \() Tj126.75 0 TD -0.0413 Tc 0 Tw (consolidated) Tj45 0 TD 0.0072 Tc -0.0072 Tw (\): 5,433,529,600 shares \(as of March 31, 2003\)) Tj-171.75 -10.5 TD 0.001 Tc -0.001 Tw (Number of ordinary shares issued \() Tj126.75 0 TD -0.0413 Tc 0 Tw (consolidated) Tj45 0 TD -0.1245 Tc 0.1245 Tw (\): ) Tj7.5 0 TD -0.039 Tc 0.039 Tw (5,417,535,624 shares) Tj76.5 0 TD 0.029 Tc -0.029 Tw ( \(as of March 31, 2002\)) Tj-306.75 -21 TD 0.002 Tc 0 Tw (\(3\)) Tj18 0 TD 0.0116 Tc -0.0116 Tw (Consolidated Cash Flows) Tj84.75 -12 TD 0 Tc -0 Tw (Cash flows from) Tj13.5 -9.75 TD 0.0563 Tc 0 Tw (operating) Tj0.75 -10.5 TD -0.0999 Tc (activities) Tj60.75 20.25 TD 0 Tc -0 Tw (Cash flows from) Tj14.25 -9.75 TD -0 Tc 0 Tw (investing) Tj0 -10.5 TD -0.0999 Tc (activities) Tj60 20.25 TD 0 Tc -0 Tw (Cash flows from) Tj13.5 -9.75 TD 0.0563 Tc 0 Tw (financing) Tj0.75 -10.5 TD -0.0999 Tc (activities) Tj65.25 9.75 TD -0.0445 Tc 0.0445 Tw (Cash and cash) Tj5.25 -9.75 TD 0.0232 Tc 0 Tw (equivalents) TjET96.75 280.5 0.75 0.75 re f96.75 280.5 0.75 0.75 re f97.5 280.5 75.75 0.75 re f173.25 280.5 0.75 0.75 re f174 280.5 74.25 0.75 re f248.25 280.5 0.75 0.75 re f249 280.5 74.25 0.75 re f323.25 280.5 0.75 0.75 re f324 280.5 74.25 0.75 re f398.25 280.5 0.75 0.75 re 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Tj-144.75 -30 TD /F0 12 Tf-0.0882 Tc 0 Tw (\(Reference) Tj52.5 0 TD -0.246 Tc (\)) Tj-52.5 -13.5 TD /F3 10.5 Tf-0.0162 Tc 0.0912 Tw (Formulas for computing ratios for the year ended March 31, 200) Tj289.5 0 TD 0 Tc 0 Tw (3) Tj6 0 TD 0.0536 Tc -0.4286 Tw ( \(consolidated\)) Tj-295.5 -26.25 TD /F0 12 Tf0.025 Tc -0.025 Tw (Net Income per Share:) Tj177 -22.5 TD /F0 9 Tf-0.0547 Tc 0.0547 Tw (Net income ) Tj43.5 0 TD 0.0385 Tc -0.0385 Tw (on common stock) TjET1 1 1 rg 92.25 353.25 390 0.75 re fBT153.75 314.25 TD0 0 0 rg -0.0113 Tc 0.0113 Tw (Average number of shares of common stock during the year \(consolidated\)) TjET92.25 332.25 390 0.75 re f1 1 1 rg 92.25 311.25 390 0.75 re fBT57 287.25 TD0 0 0 rg /F0 12 Tf-0.0742 Tc 0.3742 Tw (Ratio of net income to shareholders) Tj170.25 0 TD -0.246 Tc 0 Tw (\222) Tj3.75 0 TD 0.125 Tc 0.625 Tw ( equity) Tj-2.25 -30.75 TD /F0 9 Tf-0.0547 Tc 0.0547 Tw (Net income) Tj41.25 0 TD 0.0385 Tc -0.0385 Tw ( on common stock) TjET1 1 1 rg 92.25 282.75 378.75 0.75 re f471 282.75 0.75 0.75 re f471.75 282.75 64.5 0.75 re fBT102 240.75 TD0 0 0 rg -0.0308 Tc 0.0308 Tw ({Total shareholders) Tj70.5 0 TD 0.003 Tc 0 Tw (\222) Tj3 0 TD 0.1252 Tc 0.1248 Tw ( equity at ) Tj36.75 0 TD 0 Tc 0 Tw (beginning) Tj34.5 0 TD 0.0259 Tc 0.0423 Tw ( of the year - \(Issued number of preferred stock at ) Tj182.25 0 TD 0 Tc 0 Tw (beginning) Tj-324.75 -9.75 TD 0.0573 Tc -0.0573 Tw (of the year ) Tj41.25 0 TD 0.174 Tc 0 Tw (\327) Tj5.25 0 TD 0.0011 Tc -0.2511 Tw ( Amount per share) Tj66 0 TD -0.0294 Tc 0.0294 Tw (\) + Total shareholders) Tj78.75 0 TD 0.003 Tc 0 Tw (\222) Tj3 0 TD 0.0289 Tc -0.1039 Tw ( equity at end of the year - \(Issued number of) Tj-120.75 -9.75 TD 0.0374 Tc -0.1445 Tw (preferred stock at end of the year ) Tj121.5 0 TD 0.174 Tc 0 Tw (\327) Tj5.25 0 TD 0.0546 Tc -0.3046 Tw ( Amount per share) Tj66.75 0 TD -0.0173 Tc 0.0173 Tw (\)}/ 2) Tj105.75 23.25 TD /F2 9 Tf0 Tc 0 Tw <817E> Tj9 0 TD /F0 9 Tf(100) TjET92.25 253.5 378.75 0.75 re f1 1 1 rg 92.25 219 378.75 0.75 re f471 219 0.75 0.75 re f471.75 219 64.5 0.75 re fBT57 194.25 TD0 0 0 rg /F0 12 Tf-0.0438 Tc 0.1688 Tw (Ratio of ordinary profit to total assets) Tj198 -30.75 TD /F0 9 Tf-0.03 Tc 0 Tw (Ordinary) Tj33 0 TD 0.042 Tc -0.792 Tw ( profit) TjET1 1 1 rg 92.25 176.25 378.75 0.75 re f471 176.25 0.75 0.75 re f471.75 176.25 46.5 0.75 re fBT162.75 148.5 TD0 0 0 rg -0.041 Tc 0 Tw (\(Total) Tj21.75 0 TD 0.0105 Tc -0.073 Tw ( assets at beginning of the year + Total assets at year ) Tj191.25 0 TD -0.0608 Tc 0 Tw (end\)) Tj15.75 0 TD -0.126 Tc 0.126 Tw ( / 2) Tj85.5 6.75 TD /F2 9 Tf0 Tc 0 Tw <817E> Tj9 0 TD /F0 9 Tf(100) TjET92.25 161.25 378.75 0.75 re f1 1 1 rg 92.25 146.25 378.75 0.75 re f471 146.25 0.75 0.75 re f471.75 146.25 46.5 0.75 re fBT57 122.25 TD0 0 0 rg /F0 12 Tf0.029 Tc (Shareholders) Tj62.25 0 TD -0.246 Tc (\222) Tj3.75 0 TD 0.018 Tc 0.232 Tw ( equity per share:) Tj-0.75 -30 TD /F0 9 Tf-0.0132 Tc 0.0132 Tw (Ending shareholders) Tj73.5 0 TD 0.003 Tc 0 Tw (\222) Tj3 0 TD 0.125 Tc 0.25 Tw ( equity ) Tj27.75 0 TD 0 Tc 0 Tw (\226) Tj4.5 0 TD ( ) Tj2.25 0 TD -0.0251 Tc 0.0251 Tw (Issued number of share) Tj83.25 0 TD 0.249 Tc 0 Tw (s) Tj3.75 0 TD 0.0015 Tc -0.0015 Tw ( of Preferred stock) Tj66.75 0 TD 0.174 Tc 0 Tw (\327) Tj5.25 0 TD 0.0546 Tc -0.3046 Tw ( Amount per share) TjET1 1 1 rg 95.25 104.25 389.25 0.75 re f484.5 104.25 0.75 0.75 re f485.25 104.25 30 0.75 re fBT166.5 77.25 TD0 0 0 rg -0.0036 Tc 0.0036 Tw (Issued number of shares of common stock at term end \(consolidated\)) TjET95.25 89.25 389.25 0.75 re fendstream endobj 16 0 obj 15238 endobj 14 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F0 6 0 R /F1 10 0 R /F2 12 0 R /F3 17 0 R >> /ProcSet 2 0 R >> /Contents 15 0 R >> endobj 20 0 obj << /Length 21 0 R >> stream q 18 18 559.5 806.25 re W n BT433.5 815.25 TD0 0 0 rg /F0 12 Tf-0.0872 Tc 0.4622 Tw (Resona Holdings, Inc.) TjETQ BT290.25 38.25 TD0 0 0 rg /F0 12 Tf-0.246 Tc 0 Tw (-) Tj4.5 0 TD 0 Tc (3) Tj6 0 TD -0.246 Tc (-) Tj-243.75 735 TD /F0 14.25 Tf-0.1527 Tc 0.3402 Tw (Consolidated Balance Sheets) Tj370.5 -15 TD /F1 12 Tf-0.1357 Tc 0 Tw (\(Million) Tj39 0 TD 0.082 Tc 0.293 Tw (s of ) Tj20.25 0 TD -0.1005 Tc 0 Tw (yen\)) Tj-429.75 -13.5 TD /F3 11.25 Tf-0.423 Tc (Items) Tj205.5 0 TD /F3 9 Tf-0.164 Tc (Mar) Tj17.25 0 TD 0.375 Tc (ch) Tj9.75 0 TD 0.5 Tc -1.25 Tw ( 31,) Tj13.5 0 TD 0 Tc 0 Tw ( ) Tj1.5 0 TD (2003) Tj-19.5 -12 TD /F3 11.25 Tf0.045 Tc (\(A\)) Tj62.25 12 TD /F3 9 Tf-0.164 Tc (Mar) Tj17.25 0 TD 0.375 Tc (ch) Tj9.75 0 TD 0.5 Tc -1.25 Tw ( 31,) Tj13.5 0 TD 0 Tc 0 Tw ( ) Tj1.5 0 TD (2002) Tj-19.5 -12 TD /F3 11.25 Tf0.5013 Tc (\(B\)) Tj72.75 12 TD /F3 9 Tf-0.0228 Tc (Difference) Tj3 -12 TD /F3 11.25 Tf0.1275 Tc (\(A\)-\(B\)) TjET51 753.75 0.75 1.5 re f51 754.5 0.75 0.75 re f51.75 754.5 198 0.75 re f249.75 753.75 1.5 1.5 re f249.75 753.75 1.5 1.5 re f251.25 753.75 83.25 1.5 re f334.5 753.75 1.5 1.5 re f334.5 753.75 1.5 1.5 re f336 754.5 84 0.75 re f420 753.75 0.75 0.75 re f420 754.5 0.75 0.75 re f420.75 754.5 84 0.75 re f504.75 753.75 0.75 1.5 re f504.75 754.5 0.75 0.75 re f51 730.5 0.75 23.25 re f249.75 730.5 1.5 23.25 re f334.5 730.5 1.5 23.25 re f420 730.5 0.75 23.25 re f504.75 730.5 0.75 23.25 re fBT57 720 TD-0.2487 Tc (Assets) TjET51 729.75 0.75 0.75 re f51.75 729.75 198 0.75 re f249.75 729.75 1.5 0.75 re f251.25 729.75 83.25 0.75 re f334.5 729.75 1.5 0.75 re f336 729.75 84 0.75 re f420 729.75 0.75 0.75 re f420.75 729.75 84 0.75 re f504.75 729.75 0.75 0.75 re f51 718.5 0.75 11.25 re f249.75 718.5 1.5 11.25 re f334.5 718.5 1.5 11.25 re f420 718.5 0.75 11.25 re f504.75 718.5 0.75 11.25 re fBT57 708.75 TD/F0 11.25 Tf-0.1766 Tc 0.3641 Tw (Cash and due from banks) TjETq 251.25 706.5 83.25 12 re W n BT277.5 708.75 TD-0.1125 Tc 0.3 Tw (\245 2,445,016) TjETQ q 336 706.5 84 12 re W n BT362.25 708.75 TD0.375 Tc 0 Tw (\245) TjETQ q 336 706.5 84 12 re W n BT368.25 708.75 TD0 Tc 0.1875 Tw ( ) TjETQ q 336 706.5 84 12 re W n BT371.25 708.75 TD-0.1667 Tc 0 Tw (3,166,039) TjETQ q 420.75 706.5 84 12 re W n BT451.5 708.75 TD-0.243 Tc 0.4305 Tw (\245 \(721,023\)) TjETQ 51 706.5 0.75 12 re f249.75 706.5 1.5 12 re f334.5 706.5 1.5 12 re f420 706.5 0.75 12 re f504.75 706.5 0.75 12 re fBT57 696.75 TD-0.2232 Tc 0.5982 Tw (Call loans and bills bought) TjETq 251.25 694.5 83.25 12 re W n BT294.75 696.75 TD-0.2946 Tc 0 Tw (110,500) TjETQ q 336 694.5 84 12 re W n BT378.75 696.75 TD-0.0804 Tc 0 Tw (102,634) TjETQ q 420.75 694.5 84 12 re W n BT474.75 696.75 TD-0.2625 Tc 0 Tw (7,866) TjETQ 51 694.5 0.75 12 re f249.75 694.5 1.5 12 re f334.5 694.5 1.5 12 re f420 694.5 0.75 12 re f504.75 694.5 0.75 12 re fBT57 685.5 TD-0.2121 Tc 0.3996 Tw (Deposits paid for bonds) Tj5.25 -12 TD -0.1633 Tc 0.3508 Tw (lending/borrowing transactions) TjETq 251.25 683.25 83.25 11.25 re W n BT305.25 685.5 TD-0.2625 Tc 0 Tw (6,349) TjETQ q 336 683.25 84 11.25 re W n BT402.75 685.5 TD/F2 11.25 Tf0 Tc 0 Tw <817C> TjETQ q 420.75 683.25 84 11.25 re W n BT474.75 685.5 TD-0.2625 Tc 0 Tw (6,349) TjETQ 51 671.25 0.75 23.25 re f249.75 671.25 1.5 23.25 re f334.5 671.25 1.5 23.25 re f420 671.25 0.75 23.25 re f504.75 671.25 0.75 23.25 re fBT57 661.5 TD-0.1933 Tc 0.3808 Tw (Monetary claims bought) TjETq 251.25 659.25 83.25 12 re W n BT300 661.5 TD-0.2812 Tc 0 Tw (14,307) TjETQ q 336 659.25 84 12 re W n BT390 661.5 TD-0.2625 Tc 0 Tw (3,740) TjETQ q 420.75 659.25 84 12 re W n BT469.5 661.5 TD-0.2812 Tc 0 Tw (10,567) TjETQ 51 659.25 0.75 12 re f249.75 659.25 1.5 12 re f334.5 659.25 1.5 12 re f420 659.25 0.75 12 re f504.75 659.25 0.75 12 re fBT57 650.25 TD-0.0857 Tc 0.2732 Tw (Trading assets) TjETq 251.25 648 83.25 11.25 re W n BT294 650.25 TD-0.0804 Tc 0 Tw (512,733) TjETQ q 336 648 84 11.25 re W n BT378.75 650.25 TD-0.0804 Tc 0 Tw (651,322) TjETQ q 420.75 648 84 11.25 re W n BT459.75 650.25 TD-0.2283 Tc 0 Tw (\(138,589\)) TjETQ 51 647.25 0.75 12 re f249.75 647.25 1.5 12 re f334.5 647.25 1.5 12 re f420 647.25 0.75 12 re f504.75 647.25 0.75 12 re fBT57 638.25 TD-0.1718 Tc 0.3593 Tw (Money held in trust) TjETq 251.25 636 83.25 12 re W n BT300 638.25 TD-0.2812 Tc 0 Tw (70,450) TjETQ q 336 636 84 12 re W n BT384.75 638.25 TD-0.2812 Tc 0 Tw (43,854) TjETQ q 420.75 636 84 12 re W n BT469.5 638.25 TD-0.2812 Tc 0 Tw (26,596) TjETQ 51 636 0.75 12 re f249.75 636 1.5 12 re f334.5 636 1.5 12 re f420 636 0.75 12 re f504.75 636 0.75 12 re fBT57 626.25 TD-0.087 Tc 0 Tw (Securities) TjETq 251.25 624 83.25 12 re W n BT285.75 626.25 TD-0.0833 Tc (6,469,988) TjETQ q 336 624 84 12 re W n BT370.5 626.25 TD-0.0833 Tc (6,864,323) TjETQ q 420.75 624 84 12 re W n BT459.75 626.25 TD-0.2283 Tc (\(394,335\)) TjETQ 51 624 0.75 12 re f249.75 624 1.5 12 re f334.5 624 1.5 12 re f420 624 0.75 12 re f504.75 624 0.75 12 re fBT57 615 TD-0.1357 Tc 0.3232 Tw (Loans and bills discounted) TjETq 251.25 612.75 83.25 11.25 re W n BT280.5 615 TD-0.1875 Tc 0 Tw (29,170,585) TjETQ q 336 612.75 84 11.25 re W n BT365.25 615 TD-0.1875 Tc 0 Tw (30,021,204) TjETQ q 420.75 612.75 84 11.25 re W n BT459.75 615 TD-0.2283 Tc 0 Tw (\(850,619\)) TjETQ 51 612 0.75 12 re f249.75 612 1.5 12 re f334.5 612 1.5 12 re f420 612 0.75 12 re f504.75 612 0.75 12 re fBT57 603 TD-0.1652 Tc 0.3527 Tw (Foreign exchange) TjETq 251.25 600.75 83.25 12 re W n BT294 603 TD-0.0804 Tc 0 Tw (181,473) TjETQ q 336 600.75 84 12 re W n BT378.75 603 TD-0.0804 Tc 0 Tw (180,939) TjETQ q 420.75 600.75 84 12 re W n BT483 603 TD-0.375 Tc 0 Tw (534) TjETQ 51 600.75 0.75 12 re f249.75 600.75 1.5 12 re f334.5 600.75 1.5 12 re f420 600.75 0.75 12 re f504.75 600.75 0.75 12 re fBT57 591 TD-0.1466 Tc 0.3341 Tw (Other assets) TjETq 251.25 588.75 83.25 12 re W n BT285.75 591 TD-0.0833 Tc 0 Tw (1,129,269) TjETQ q 336 588.75 84 12 re W n BT370.5 591 TD-0.0833 Tc 0 Tw (1,232,565) TjETQ q 420.75 588.75 84 12 re W n BT459.75 591 TD-0.2283 Tc 0 Tw (\(103,296\)) TjETQ 51 588.75 0.75 12 re f249.75 588.75 1.5 12 re f334.5 588.75 1.5 12 re f420 588.75 0.75 12 re f504.75 588.75 0.75 12 re fBT57 579.75 TD-0.1183 Tc -0.0692 Tw (Premises and equipment) TjETq 251.25 577.5 83.25 11.25 re W n BT294 579.75 TD-0.0804 Tc 0 Tw (784,413) TjETQ q 336 577.5 84 11.25 re W n BT378.75 579.75 TD-0.0804 Tc 0 Tw (840,198) TjETQ q 420.75 577.5 84 11.25 re W n BT465.75 579.75 TD-0.3037 Tc 0 Tw (\(55,785\)) TjETQ 51 576.75 0.75 12 re f249.75 576.75 1.5 12 re f334.5 576.75 1.5 12 re f420 576.75 0.75 12 re f504.75 576.75 0.75 12 re fBT57 567.75 TD-0.0715 Tc 0.259 Tw (Deferred tax assets) TjETq 251.25 565.5 83.25 12 re W n BT294 567.75 TD-0.0804 Tc 0 Tw (522,986) TjETQ q 336 565.5 84 12 re W n BT379.5 567.75 TD-0.2946 Tc 0 Tw (832,611) TjETQ q 420.75 565.5 84 12 re W n BT459.75 567.75 TD-0.2283 Tc 0 Tw (\(309,625\)) TjETQ 51 565.5 0.75 12 re f249.75 565.5 1.5 12 re f334.5 565.5 1.5 12 re f420 565.5 0.75 12 re f504.75 565.5 0.75 12 re fBT57 555.75 TD-0.0878 Tc 0.2753 Tw (Consolidation differences) TjETq 251.25 553.5 83.25 12 re W n BT305.25 555.75 TD-0.2625 Tc 0 Tw (1,840) TjETQ q 336 553.5 84 12 re W n BT390 555.75 TD-0.2625 Tc 0 Tw (5,124) TjETQ q 420.75 553.5 84 12 re W n BT471 555.75 TD-0.2936 Tc 0 Tw (\(3,284\)) TjETQ 51 553.5 0.75 12 re f249.75 553.5 1.5 12 re f334.5 553.5 1.5 12 re f420 553.5 0.75 12 re f504.75 553.5 0.75 12 re fBT57 544.5 TD-0.0975 Tc 0 Tw (Customers) Tj47.25 0 TD 0.0038 Tc (\222) Tj3.75 0 TD -0.1237 Tc 0.3112 Tw ( liabilities for acceptances and) Tj-45.75 -12 TD -0.0105 Tc 0 Tw (guarantees) TjETq 251.25 542.25 83.25 11.25 re W n BT285.75 544.5 TD-0.0833 Tc (2,273,330) TjETQ q 336 542.25 84 11.25 re W n BT370.5 544.5 TD-0.0833 Tc (2,062,934) TjETQ q 420.75 542.25 84 11.25 re W n BT463.5 544.5 TD-0.0804 Tc (210,396) TjETQ 51 530.25 0.75 23.25 re f249.75 530.25 1.5 23.25 re f334.5 530.25 1.5 23.25 re f420 530.25 0.75 23.25 re f504.75 530.25 0.75 23.25 re fBT57 520.5 TD-0.1511 Tc 0.5261 Tw (Reserve for possible loan losses) TjETq 251.25 518.25 83.25 12 re W n BT290.25 520.5 TD-0.2283 Tc 0 Tw (\(801,312\)) TjETQ q 336 518.25 84 12 re W n BT366.75 520.5 TD-0.2039 Tc 0 Tw (\(1,054,958\)) TjETQ q 420.75 518.25 84 12 re W n BT463.5 520.5 TD-0.0804 Tc 0 Tw (253,646) TjETQ 51 518.25 0.75 12 re f249.75 518.25 1.5 12 re f334.5 518.25 1.5 12 re f420 518.25 0.75 12 re f504.75 518.25 0.75 12 re fq 51.75 507 198 11.25 re W n BT57 509.25 TD-0.1719 Tc 0.5094 Tw (Reserve for possible losses on investments) TjETQ q 251.25 507 83.25 11.25 re W n BT318 509.25 TD/F2 11.25 Tf0 Tc 0 Tw <817C> TjETQ q 336 507 84 11.25 re W n BT399.75 509.25 TD-0.3731 Tc 0 Tw (\(45\)) TjETQ q 420.75 507 84 11.25 re W n BT488.25 509.25 TD-0.375 Tc 0 Tw (45) TjETQ 51 506.25 0.75 12 re f249.75 506.25 1.5 12 re f334.5 506.25 1.5 12 re f420 506.25 0.75 12 re f504.75 506.25 0.75 12 re fBT57 496.5 TD-0.1132 Tc 0.3007 Tw (Total assets) TjETq 251.25 494.25 83.25 12.75 re W n BT275.25 496.5 TD-0.2045 Tc 0 Tw (\24542,891,933) TjETQ q 336 494.25 84 12.75 re W n BT360 496.5 TD-0.2045 Tc 0 Tw (\24544,952,488) TjETQ q 420.75 494.25 84 12.75 re W n BT446.25 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f465 567 0.75 13.5 re f543 567 0.75 13.5 re fq 51.75 553.5 256.5 13.5 re W n BT57 553.5 TD/F0 9 Tf-0 Tc 0 Tw (Fees and commissions) TjETQ q 309.75 553.5 76.5 13.5 re W n BT353.25 553.5 TD/F0 9 Tf0 Tc (175,701) TjETQ q 387.75 553.5 77.25 13.5 re W n BT431.25 553.5 TD/F0 9 Tf0 Tc (188,101) TjETQ q 465.75 553.5 77.25 13.5 re W n BT507.75 553.5 TD/F0 9 Tf0 Tc (\(12,400\)) TjETQ 51 553.5 0.75 13.5 re f308.25 553.5 1.5 13.5 re f386.25 553.5 1.5 13.5 re f465 553.5 0.75 13.5 re f543 553.5 0.75 13.5 re fq 51.75 540 256.5 13.5 re W n BT57 540 TD/F0 9 Tf-0.0762 Tc 0.0762 Tw (Trading income) TjETQ q 309.75 540 76.5 13.5 re W n BT357.75 540 TD/F0 9 Tf0 Tc (23,592) TjETQ q 387.75 540 77.25 13.5 re W n BT435.75 540 TD/F0 9 Tf0 Tc (10,369) TjETQ q 465.75 540 77.25 13.5 re W n BT513.75 540 TD/F0 9 Tf0 Tc (13,223) TjETQ 51 540 0.75 13.5 re f308.25 540 1.5 13.5 re f386.25 540 1.5 13.5 re f465 540 0.75 13.5 re f543 540 0.75 13.5 re fq 51.75 526.5 256.5 13.5 re W n BT57 526.5 TD/F0 9 Tf0.1014 Tc -0.1014 Tw (Other ) TjETQ q 51.75 526.5 256.5 13.5 re W n BT80.25 526.5 TD/F0 9 Tf-0.027 Tc (operating) TjETQ q 51.75 526.5 256.5 13.5 re W n BT113.25 526.5 TD/F0 9 Tf-0.041 Tc 0.041 Tw ( income) TjETQ q 309.75 526.5 76.5 13.5 re W n BT353.25 526.5 TD/F0 9 Tf0 Tc (161,021) TjETQ q 387.75 526.5 77.25 13.5 re W n BT431.25 526.5 TD/F0 9 Tf0 Tc (108,130) TjETQ q 465.75 526.5 77.25 13.5 re W n BT513.75 526.5 TD/F0 9 Tf0 Tc (52,891) TjETQ 51 526.5 0.75 13.5 re f308.25 526.5 1.5 13.5 re f386.25 526.5 1.5 13.5 re f465 526.5 0.75 13.5 re f543 526.5 0.75 13.5 re fq 51.75 513 256.5 13.5 re W n BT57 513 TD/F0 9 Tf-0.0122 Tc 0.0122 Tw (Other ordinary income) TjETQ q 309.75 513 76.5 13.5 re W n BT353.25 513 TD/F0 9 Tf0 Tc (172,954) TjETQ q 387.75 513 77.25 13.5 re W n BT431.25 513 TD/F0 9 Tf0 Tc (195,022) TjETQ q 465.75 513 77.25 13.5 re W n BT507.75 513 TD/F0 9 Tf0 Tc (\(22,068\)) TjETQ 51 513 0.75 13.5 re f308.25 513 1.5 13.5 re f386.25 513 1.5 13.5 re f465 513 0.75 13.5 re f543 513 0.75 13.5 re fq 51.75 499.5 256.5 13.5 re W n BT57 498.75 TD/F0 9 Tf-0.03 Tc 0.03 Tw (Ordinary expenses) TjETQ q 309.75 499.5 76.5 13.5 re W n BT346.5 498.75 TD/F0 9 Tf0 Tc (1,769,403) TjETQ q 387.75 499.5 77.25 13.5 re W n BT424.5 498.75 TD/F0 9 Tf0 Tc (2,521,446) TjETQ q 465.75 499.5 77.25 13.5 re W n BT503.25 498.75 TD/F0 9 Tf0 Tc (\(752,043\)) TjETQ 51 512.25 0.75 0.75 re f51.75 512.25 256.5 0.75 re f308.25 512.25 1.5 0.75 re f309.75 512.25 76.5 0.75 re f386.25 512.25 1.5 0.75 re f387.75 512.25 77.25 0.75 re f465 512.25 0.75 0.75 re f465.75 512.25 77.25 0.75 re f543 512.25 0.75 0.75 re f51 499.5 0.75 12.75 re f308.25 499.5 1.5 12.75 re f386.25 499.5 1.5 12.75 re f465 499.5 0.75 12.75 re f543 499.5 0.75 12.75 re fq 51.75 486 256.5 13.5 re W n BT57 485.25 TD/F0 9 Tf-0.0144 Tc 0.0144 Tw (Interest expenses) TjETQ q 309.75 486 76.5 13.5 re W n BT357.75 485.25 TD/F0 9 Tf0 Tc (89,110) TjETQ q 387.75 486 77.25 13.5 re W n BT431.25 485.25 TD/F0 9 Tf0 Tc (162,631) TjETQ q 465.75 486 77.25 13.5 re W n BT507.75 485.25 TD/F0 9 Tf0 Tc (\(73,521\)) TjETQ 51 498.75 0.75 0.75 re f51.75 498.75 256.5 0.75 re f308.25 498.75 1.5 0.75 re f309.75 498.75 76.5 0.75 re f386.25 498.75 1.5 0.75 re f387.75 498.75 77.25 0.75 re f465 498.75 0.75 0.75 re f465.75 498.75 77.25 0.75 re f543 498.75 0.75 0.75 re f51 486 0.75 12.75 re f308.25 486 1.5 12.75 re f386.25 486 1.5 12.75 re f465 486 0.75 12.75 re f543 486 0.75 12.75 re fq 51.75 472.5 256.5 13.5 re W n BT65.25 472.5 TD/F0 9 Tf0.0256 Tc -0.0256 Tw (\(Interest on deposits\)) TjETQ q 309.75 472.5 76.5 13.5 re W n BT357.75 472.5 TD/F0 9 Tf0 Tc (45,099) TjETQ q 387.75 472.5 77.25 13.5 re W n BT435.75 472.5 TD/F0 9 Tf0 Tc (87,772) TjETQ q 465.75 472.5 77.25 13.5 re W n BT507.75 472.5 TD/F0 9 Tf0 Tc (\(42,673\)) TjETQ 51 472.5 0.75 13.5 re f308.25 472.5 1.5 13.5 re f386.25 472.5 1.5 13.5 re f465 472.5 0.75 13.5 re f543 472.5 0.75 13.5 re fq 51.75 459 256.5 13.5 re W n BT65.25 459 TD/F0 9 Tf0.03 Tc -0.03 Tw (\(Interest on negotiable certificates of deposit\)) TjETQ q 309.75 459 76.5 13.5 re W n BT369 459 TD/F0 9 Tf0 Tc (562) TjETQ q 387.75 459 77.25 13.5 re W n BT440.25 459 TD/F0 9 Tf0 Tc (5,993) TjETQ q 465.75 459 77.25 13.5 re W n BT512.25 459 TD/F0 9 Tf0.0009 Tc (\(5,431\)) TjETQ 51 459 0.75 13.5 re f308.25 459 1.5 13.5 re f386.25 459 1.5 13.5 re f465 459 0.75 13.5 re f543 459 0.75 13.5 re fq 51.75 445.5 256.5 13.5 re W n BT65.25 445.5 TD/F0 9 Tf-0.0223 Tc 0.0223 Tw (\(Interest on call money and bills sold\)) TjETQ q 309.75 445.5 76.5 13.5 re W n BT362.25 445.5 TD/F0 9 Tf0 Tc (1,164) TjETQ q 387.75 445.5 77.25 13.5 re W n BT440.25 445.5 TD/F0 9 Tf0 Tc (2,930) TjETQ q 465.75 445.5 77.25 13.5 re W n BT512.25 445.5 TD/F0 9 Tf0.0009 Tc (\(1,766\)) TjETQ 51 445.5 0.75 13.5 re f308.25 445.5 1.5 13.5 re f386.25 445.5 1.5 13.5 re f465 445.5 0.75 13.5 re f543 445.5 0.75 13.5 re fq 51.75 432 256.5 13.5 re W n BT65.25 432 TD/F0 9 Tf0.0177 Tc -0.0177 Tw (\(Interest on bills sold under repurchase agreement\)) TjETQ q 309.75 432 76.5 13.5 re W n BT373.5 432 TD/F0 9 Tf0 Tc (33) TjETQ q 387.75 432 77.25 13.5 re W n BT447 432 TD/F0 9 Tf0 Tc (109) TjETQ q 465.75 432 77.25 13.5 re W n BT523.5 432 TD/F0 9 Tf0.0015 Tc (\(76\)) TjETQ 51 432 0.75 13.5 re f308.25 432 1.5 13.5 re f386.25 432 1.5 13.5 re f465 432 0.75 13.5 re f543 432 0.75 13.5 re fq 51.75 418.5 256.5 13.5 re W n BT65.25 418.5 TD/F0 9 Tf0.0008 Tc -0.0008 Tw (\(Interest expenses on securities lending transactions\)) TjETQ q 309.75 418.5 76.5 13.5 re W n BT373.5 418.5 TD/F0 9 Tf0 Tc (65) TjETQ q 387.75 418.5 77.25 13.5 re W n BT451.5 418.5 TD/F2 9 Tf0 Tc <817C> TjETQ q 465.75 418.5 77.25 13.5 re W n BT529.5 418.5 TD/F0 9 Tf0 Tc (65) TjETQ 51 418.5 0.75 13.5 re f308.25 418.5 1.5 13.5 re f386.25 418.5 1.5 13.5 re f465 418.5 0.75 13.5 re f543 418.5 0.75 13.5 re fq 51.75 405 256.5 13.5 re W n BT65.25 405 TD/F0 9 Tf0.0199 Tc -0.0199 Tw (\(Interest on commercial paper\)) TjETQ q 309.75 405 76.5 13.5 re W n BT378 405 TD/F0 9 Tf0 Tc (1) TjETQ q 387.75 405 77.25 13.5 re W n BT447 405 TD/F0 9 Tf0 Tc (223) TjETQ q 465.75 405 77.25 13.5 re W n BT519 405 TD/F0 9 Tf0.0012 Tc (\(222\)) TjETQ 51 405 0.75 13.5 re f308.25 405 1.5 13.5 re f386.25 405 1.5 13.5 re f465 405 0.75 13.5 re f543 405 0.75 13.5 re fq 51.75 391.5 256.5 13.5 re W n BT65.25 391.5 TD/F0 9 Tf0.0712 Tc -0.0712 Tw (\(Interest on borrowed money\)) TjETQ q 309.75 391.5 76.5 13.5 re W n BT357.75 391.5 TD/F0 9 Tf0 Tc (20,546) TjETQ q 387.75 391.5 77.25 13.5 re W n BT435.75 391.5 TD/F0 9 Tf0 Tc (24,393) TjETQ q 465.75 391.5 77.25 13.5 re W n BT512.25 391.5 TD/F0 9 Tf0.0009 Tc (\(3,847\)) TjETQ 51 391.5 0.75 13.5 re f308.25 391.5 1.5 13.5 re f386.25 391.5 1.5 13.5 re f465 391.5 0.75 13.5 re f543 391.5 0.75 13.5 re fq 51.75 378 256.5 13.5 re W n BT65.25 378 TD/F0 9 Tf0.0596 Tc -0.0596 Tw (\(Interest on bonds\)) TjETQ q 309.75 378 76.5 13.5 re W n BT362.25 378 TD/F0 9 Tf0 Tc (9,721) TjETQ q 387.75 378 77.25 13.5 re W n BT435.75 378 TD/F0 9 Tf0 Tc (14,261) TjETQ q 465.75 378 77.25 13.5 re W n BT512.25 378 TD/F0 9 Tf0.0009 Tc (\(4,540\)) TjETQ 51 378 0.75 13.5 re f308.25 378 1.5 13.5 re f386.25 378 1.5 13.5 re f465 378 0.75 13.5 re f543 378 0.75 13.5 re fq 51.75 364.5 256.5 13.5 re W n BT65.25 364.5 TD/F0 9 Tf0.0338 Tc -0.0338 Tw (\(Other interest expenses\)) TjETQ q 309.75 364.5 76.5 13.5 re W n BT357.75 364.5 TD/F0 9 Tf0 Tc (11,915) TjETQ q 387.75 364.5 77.25 13.5 re W n BT435.75 364.5 TD/F0 9 Tf0 Tc (26,947) TjETQ q 465.75 364.5 77.25 13.5 re W n BT507.75 364.5 TD/F0 9 Tf0 Tc (\(15,032\)) TjETQ 51 364.5 0.75 13.5 re f308.25 364.5 1.5 13.5 re f386.25 364.5 1.5 13.5 re f465 364.5 0.75 13.5 re f543 364.5 0.75 13.5 re fq 51.75 351 256.5 13.5 re W n BT57 351 TD/F0 9 Tf-0 Tc 0 Tw (Fees and commissions) TjETQ q 309.75 351 76.5 13.5 re W n BT357.75 351 TD/F0 9 Tf0 Tc (63,464) TjETQ q 387.75 351 77.25 13.5 re W n BT435.75 351 TD/F0 9 Tf0 Tc (70,039) TjETQ q 465.75 351 77.25 13.5 re W n BT512.25 351 TD/F0 9 Tf0.0009 Tc (\(6,575\)) TjETQ 51 351 0.75 13.5 re f308.25 351 1.5 13.5 re f386.25 351 1.5 13.5 re f465 351 0.75 13.5 re f543 351 0.75 13.5 re fq 51.75 337.5 256.5 13.5 re W n BT57 337.5 TD/F0 9 Tf-0.0656 Tc 0.0656 Tw (Trading expenses) TjETQ q 309.75 337.5 76.5 13.5 re W n BT373.5 337.5 TD/F0 9 Tf0 Tc (60) TjETQ q 387.75 337.5 77.25 13.5 re W n BT451.5 337.5 TD/F0 9 Tf0 Tc (37) TjETQ q 465.75 337.5 77.25 13.5 re W n BT529.5 337.5 TD/F0 9 Tf0 Tc (23) TjETQ 51 337.5 0.75 13.5 re f308.25 337.5 1.5 13.5 re f386.25 337.5 1.5 13.5 re f465 337.5 0.75 13.5 re f543 337.5 0.75 13.5 re fq 51.75 324 256.5 13.5 re W n BT57 324 TD/F0 9 Tf-0.033 Tc 0.033 Tw (Other operating expenses) TjETQ q 309.75 324 76.5 13.5 re W n BT357.75 324 TD/F0 9 Tf0 Tc (31,832) TjETQ q 387.75 324 77.25 13.5 re W n BT435.75 324 TD/F0 9 Tf0 Tc (34,257) TjETQ q 465.75 324 77.25 13.5 re W n BT512.25 324 TD/F0 9 Tf0.0009 Tc (\(2,425\)) TjETQ 51 324 0.75 13.5 re f308.25 324 1.5 13.5 re f386.25 324 1.5 13.5 re f465 324 0.75 13.5 re f543 324 0.75 13.5 re fq 51.75 310.5 256.5 13.5 re W n BT57 310.5 TD/F0 9 Tf-0.0537 Tc 0.3037 Tw (General and administrative expenses) TjETQ q 309.75 310.5 76.5 13.5 re W n BT353.25 310.5 TD/F0 9 Tf0 Tc (597,675) TjETQ q 387.75 310.5 77.25 13.5 re W n BT431.25 310.5 TD/F0 9 Tf0 Tc (568,320) TjETQ q 465.75 310.5 77.25 13.5 re W n BT513.75 310.5 TD/F0 9 Tf0 Tc (29,355) TjETQ 51 310.5 0.75 13.5 re f308.25 310.5 1.5 13.5 re f386.25 310.5 1.5 13.5 re f465 310.5 0.75 13.5 re f543 310.5 0.75 13.5 re fq 51.75 297 256.5 13.5 re W n BT57 297 TD/F0 9 Tf-0.0107 Tc 0.0107 Tw (Other ordinary expenses) TjETQ q 309.75 297 76.5 13.5 re W n BT353.25 297 TD/F0 9 Tf0 Tc (987,260) TjETQ q 387.75 297 77.25 13.5 re W n BT424.5 297 TD/F0 9 Tf0 Tc (1,686,160) TjETQ q 465.75 297 77.25 13.5 re W n BT503.25 297 TD/F0 9 Tf0 Tc (\(698,900\)) TjETQ 51 297 0.75 13.5 re f308.25 297 1.5 13.5 re f386.25 297 1.5 13.5 re f465 297 0.75 13.5 re f543 297 0.75 13.5 re fq 51.75 283.5 256.5 13.5 re W n BT65.25 283.5 TD/F0 9 Tf-0.0155 Tc 0.0155 Tw (\(Provision for possible loan losses\)) TjETQ q 309.75 283.5 76.5 13.5 re W n BT353.25 283.5 TD/F0 9 Tf0 Tc (229,212) TjETQ q 387.75 283.5 77.25 13.5 re W n BT431.25 283.5 TD/F0 9 Tf0 Tc (473,792) TjETQ q 465.75 283.5 77.25 13.5 re W n BT503.25 283.5 TD/F0 9 Tf0 Tc (\(244,580\)) TjETQ 51 283.5 0.75 13.5 re f308.25 283.5 1.5 13.5 re f386.25 283.5 1.5 13.5 re f465 283.5 0.75 13.5 re f543 283.5 0.75 13.5 re fq 51.75 270 256.5 13.5 re W n BT65.25 270 TD/F0 9 Tf0.0953 Tc (\(Others\)) TjETQ q 309.75 270 76.5 13.5 re W n BT353.25 270 TD/F0 9 Tf0 Tc (758,047) TjETQ q 387.75 270 77.25 13.5 re W n BT424.5 270 TD/F0 9 Tf0 Tc (1,212,367) TjETQ q 465.75 270 77.25 13.5 re W n BT503.25 270 TD/F0 9 Tf0 Tc (\(454,320\)) TjETQ 51 270 0.75 13.5 re f308.25 270 1.5 13.5 re f386.25 270 1.5 13.5 re f465 270 0.75 13.5 re f543 270 0.75 13.5 re fq 51.75 256.5 256.5 13.5 re W n BT57 255.75 TD/F0 9 Tf0.063 Tc -0.063 Tw (Ordinary loss) TjETQ q 309.75 256.5 76.5 13.5 re W n BT353.25 255.75 TD/F0 9 Tf0 Tc (510,143) TjETQ q 387.75 256.5 77.25 13.5 re W n BT424.5 255.75 TD/F0 9 Tf0 Tc (1,160,102) TjETQ q 465.75 256.5 77.25 13.5 re W n BT503.25 255.75 TD/F0 9 Tf0 Tc (\(649,959\)) TjETQ 51 269.25 0.75 0.75 re f51.75 269.25 256.5 0.75 re f308.25 269.25 1.5 0.75 re f309.75 269.25 76.5 0.75 re f386.25 269.25 1.5 0.75 re f387.75 269.25 77.25 0.75 re f465 269.25 0.75 0.75 re f465.75 269.25 77.25 0.75 re f543 269.25 0.75 0.75 re f51 256.5 0.75 12.75 re f308.25 256.5 1.5 12.75 re f386.25 256.5 1.5 12.75 re f465 256.5 0.75 12.75 re f543 256.5 0.75 12.75 re fq 51.75 243 256.5 13.5 re W n BT57 242.25 TD/F0 9 Tf0.0382 Tc -0.0382 Tw (Extraordinary profits) TjETQ q 309.75 243 76.5 13.5 re W n BT362.25 242.25 TD/F0 9 Tf0 Tc (8,378) TjETQ q 387.75 243 77.25 13.5 re W n BT435.75 242.25 TD/F0 9 Tf0 Tc (12,063) TjETQ q 465.75 243 77.25 13.5 re W n BT512.25 242.25 TD/F0 9 Tf0.0009 Tc (\(3,685\)) TjETQ 51 255.75 0.75 0.75 re f51.75 255.75 256.5 0.75 re f308.25 255.75 1.5 0.75 re f309.75 255.75 76.5 0.75 re f386.25 255.75 1.5 0.75 re f387.75 255.75 77.25 0.75 re f465 255.75 0.75 0.75 re f465.75 255.75 77.25 0.75 re f543 255.75 0.75 0.75 re f51 243 0.75 12.75 re f308.25 243 1.5 12.75 re f386.25 243 1.5 12.75 re f465 243 0.75 12.75 re f543 243 0.75 12.75 re fq 51.75 229.5 256.5 13.5 re W n BT65.25 229.5 TD/F0 9 Tf0.0263 Tc -0.0263 Tw (\(Profit from sales of premises and equipment\)) TjETQ q 309.75 229.5 76.5 13.5 re W n BT369 229.5 TD/F0 9 Tf0 Tc (860) TjETQ q 387.75 229.5 77.25 13.5 re W n BT440.25 229.5 TD/F0 9 Tf0 Tc (1,459) TjETQ q 465.75 229.5 77.25 13.5 re W n BT519 229.5 TD/F0 9 Tf0.0012 Tc (\(599\)) TjETQ 51 229.5 0.75 13.5 re f308.25 229.5 1.5 13.5 re f386.25 229.5 1.5 13.5 re f465 229.5 0.75 13.5 re f543 229.5 0.75 13.5 re fq 51.75 216 256.5 13.5 re W n BT65.25 216 TD/F0 9 Tf-0.0233 Tc 0.0233 Tw (\(Profit from recoveries of written-off claims\)) TjETQ q 309.75 216 76.5 13.5 re W n BT362.25 216 TD/F0 9 Tf0 Tc (7,395) TjETQ q 387.75 216 77.25 13.5 re W n BT440.25 216 TD/F0 9 Tf0 Tc (9,565) TjETQ q 465.75 216 77.25 13.5 re W n BT512.25 216 TD/F0 9 Tf0.0009 Tc (\(2,170\)) TjETQ 51 216 0.75 13.5 re f308.25 216 1.5 13.5 re f386.25 216 1.5 13.5 re f465 216 0.75 13.5 re f543 216 0.75 13.5 re fq 51.75 202.5 256.5 13.5 re W n BT65.25 202.5 TD/F0 9 Tf-0.0668 Tc 0.0668 Tw (\(Reversal of ) TjETQ q 51.75 202.5 256.5 13.5 re W n BT111 202.5 TD/F0 9 Tf0.0381 Tc -0.0381 Tw (reserve ) TjETQ q 51.75 202.5 256.5 13.5 re W n BT139.5 202.5 TD/F0 9 Tf0.002 Tc -0.002 Tw (for ) TjETQ q 51.75 202.5 256.5 13.5 re W n BT152.25 202.5 TD/F0 9 Tf0.001 Tc -0.001 Tw (financial ) TjETQ q 51.75 202.5 256.5 13.5 re W n BT186 202.5 TD/F0 9 Tf0.0724 Tc -0.0724 Tw (futures ) TjETQ q 51.75 202.5 256.5 13.5 re W n BT213.75 202.5 TD/F0 9 Tf0.0422 Tc (transactions) TjETQ q 51.75 202.5 256.5 13.5 re W n BT257.25 202.5 TD/F0 9 Tf0.003 Tc (\)) TjETQ q 309.75 202.5 76.5 13.5 re W n BT378 202.5 TD/F0 9 Tf0 Tc (0) TjETQ q 387.75 202.5 77.25 13.5 re W n BT451.5 202.5 TD/F2 9 Tf0 Tc <817C> TjETQ q 465.75 202.5 77.25 13.5 re W n BT534 202.5 TD/F0 9 Tf0 Tc (0) TjETQ 51 202.5 0.75 13.5 re 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re W n BT85.5 148.5 TD/F0 9 Tf-0.3735 Tc (es) TjETQ q 51.75 148.5 256.5 13.5 re W n BT93 148.5 TD/F0 9 Tf0.0164 Tc -0.0164 Tw ( from sales of premises and equipment\)) TjETQ q 309.75 148.5 76.5 13.5 re W n BT357.75 148.5 TD/F0 9 Tf0 Tc (20,633) TjETQ q 387.75 148.5 77.25 13.5 re W n BT435.75 148.5 TD/F0 9 Tf0 Tc (25,656) TjETQ q 465.75 148.5 77.25 13.5 re W n BT512.25 148.5 TD/F0 9 Tf0.0009 Tc (\(5,023\)) TjETQ 51 148.5 0.75 13.5 re f308.25 148.5 1.5 13.5 re f386.25 148.5 1.5 13.5 re f465 148.5 0.75 13.5 re f543 148.5 0.75 13.5 re fq 51.75 135 256.5 13.5 re W n BT65.25 135 TD/F0 9 Tf0.0107 Tc -0.0107 Tw (\(Other extraordinary losses\)) TjETQ q 309.75 135 76.5 13.5 re W n BT362.25 135 TD/F0 9 Tf0 Tc (1,788) TjETQ q 387.75 135 77.25 13.5 re W n BT451.5 135 TD/F0 9 Tf0 Tc (93) TjETQ q 465.75 135 77.25 13.5 re W n BT518.25 135 TD/F0 9 Tf0 Tc (1,695) TjETQ 51 135 0.75 13.5 re f308.25 135 1.5 13.5 re f386.25 135 1.5 13.5 re f465 135 0.75 13.5 re f543 135 0.75 13.5 re fq 51.75 121.5 256.5 13.5 re W n BT57 120.75 TD/F0 9 Tf0.0622 Tc (Loss) TjETQ q 51.75 121.5 256.5 13.5 re W n BT74.25 120.75 TD/F0 9 Tf0.0142 Tc -0.0142 Tw ( before income taxes and minority interests) TjETQ q 309.75 121.5 76.5 13.5 re W n BT353.25 120.75 TD/F0 9 Tf0 Tc (524,186) TjETQ q 387.75 121.5 77.25 13.5 re W n BT424.5 120.75 TD/F0 9 Tf0 Tc (1,173,789) TjETQ q 465.75 121.5 77.25 13.5 re W n BT503.25 120.75 TD/F0 9 Tf0 Tc (\(649,603\)) TjETQ 51 134.25 0.75 0.75 re f51.75 134.25 256.5 0.75 re f308.25 134.25 1.5 0.75 re f309.75 134.25 76.5 0.75 re f386.25 134.25 1.5 0.75 re f387.75 134.25 77.25 0.75 re f465 134.25 0.75 0.75 re f465.75 134.25 77.25 0.75 re f543 134.25 0.75 0.75 re f51 121.5 0.75 12.75 re f308.25 121.5 1.5 12.75 re f386.25 121.5 1.5 12.75 re f465 121.5 0.75 12.75 re f543 121.5 0.75 12.75 re fq 51.75 108 256.5 13.5 re W n BT57 108 TD/F0 9 Tf-0.0442 Tc 0.0442 Tw (Income taxes ) TjETQ q 51.75 108 256.5 13.5 re W n BT106.5 108 TD/F0 9 Tf0 Tc (\226) TjETQ q 51.75 108 256.5 13.5 re W n BT111 108 TD/F0 9 Tf-0.1054 Tc 0.1054 Tw ( current) TjETQ q 309.75 108 76.5 13.5 re W n BT357.75 108 TD/F0 9 Tf0 Tc (10,767) TjETQ q 387.75 108 77.25 13.5 re W n BT435.75 108 TD/F0 9 Tf0 Tc (14,906) TjETQ q 465.75 108 77.25 13.5 re W n BT512.25 108 TD/F0 9 Tf0.0009 Tc (\(4,139\)) TjETQ 51 108 0.75 13.5 re f308.25 108 1.5 13.5 re f386.25 108 1.5 13.5 re f465 108 0.75 13.5 re f543 108 0.75 13.5 re fq 51.75 94.5 256.5 13.5 re W n BT57 94.5 TD/F0 9 Tf-0.0442 Tc 0.0442 Tw (Income taxes ) TjETQ q 51.75 94.5 256.5 13.5 re W n BT106.5 94.5 TD/F0 9 Tf0 Tc (\226) TjETQ q 51.75 94.5 256.5 13.5 re W n BT111 94.5 TD/F0 9 Tf0.0026 Tc -0.0026 Tw ( deferred) TjETQ q 309.75 94.5 76.5 13.5 re W n BT353.25 94.5 TD/F0 9 Tf0 Tc (300,788) TjETQ q 387.75 94.5 77.25 13.5 re W n BT425.25 94.5 TD/F0 9 Tf0 Tc (\(256,412\)) TjETQ q 465.75 94.5 77.25 13.5 re W n BT509.25 94.5 TD/F0 9 Tf0 Tc (557,200) TjETQ 51 94.5 0.75 13.5 re f308.25 94.5 1.5 13.5 re f386.25 94.5 1.5 13.5 re f465 94.5 0.75 13.5 re f543 94.5 0.75 13.5 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14.25 re fBT57.75 395.25 TD/F0 11.25 Tf-0.0121 Tc -0.1754 Tw (Balance at ) Tj49.5 0 TD -0.1528 Tc 0.3403 Tw (year ) Tj21.75 0 TD -0.165 Tc 0 Tw (end) Tj243.75 0 TD -0.1172 Tc 0.3047 Tw (\245 322,713) Tj128.25 0 TD /F2 11.25 Tf0 Tc 0 Tw <817C> TjET51 392.25 0.75 14.25 re f344.25 392.25 1.5 14.25 re f440.25 392.25 1.5 14.25 re f536.25 392.25 0.75 14.25 re fBT57 380.25 TD/F3 11.25 Tf-0.2037 Tc 0.3912 Tw (Earned Surplus) TjET51 391.5 0.75 0.75 re f51.75 391.5 292.5 0.75 re f344.25 391.5 1.5 0.75 re f345.75 391.5 94.5 0.75 re f440.25 391.5 1.5 0.75 re f441.75 391.5 94.5 0.75 re f536.25 391.5 0.75 0.75 re f51 378 0.75 13.5 re f344.25 378 1.5 13.5 re f440.25 378 1.5 13.5 re f536.25 378 0.75 13.5 re fBT57.75 366.75 TD/F0 11.25 Tf-0.1365 Tc 0.1365 Tw (Balance at beginning of ) Tj107.25 0 TD -0.0825 Tc 0.27 Tw (the ) Tj16.5 0 TD 0.0347 Tc 0 Tw (year) Tj187.5 0 TD -0.243 Tc 0.4305 Tw (\245 \(857,181\)) Tj132 0 TD /F2 11.25 Tf0 Tc 0 Tw <817C> TjET51 363.75 0.75 14.25 re f344.25 363.75 1.5 14.25 re f440.25 363.75 1.5 14.25 re f536.25 363.75 0.75 14.25 re fBT57.75 352.5 TD/F0 11.25 Tf0.0721 Tc (Increase:) Tj323.25 0 TD -0.0804 Tc (950,156) Tj120 0 TD /F2 11.25 Tf0 Tc <817C> TjET51 349.5 0.75 14.25 re f344.25 349.5 1.5 14.25 re f440.25 349.5 1.5 14.25 re f536.25 349.5 0.75 14.25 re fBT69.75 338.25 TD/F0 11.25 Tf-0.1705 Tc 0.358 Tw (Reversal of capital reserve for compensation of deficit) Tj311.25 0 TD -0.0804 Tc 0 Tw (935,460) Tj120 0 TD /F2 11.25 Tf0 Tc <817C> TjET51 335.25 0.75 14.25 re f344.25 335.25 1.5 14.25 re f440.25 335.25 1.5 14.25 re f536.25 335.25 0.75 14.25 re fBT69.75 324 TD/F0 11.25 Tf-0.1443 Tc 0.3318 Tw (Reversal of land revaluation differences) Tj317.25 0 TD -0.2812 Tc 0 Tw (14,696) Tj114 -0.75 TD /F2 11.25 Tf0 Tc <817C> TjET51 321 0.75 14.25 re f344.25 321 1.5 14.25 re f440.25 321 1.5 14.25 re f536.25 321 0.75 14.25 re fBT57.75 309.75 TD/F0 11.25 Tf0.0725 Tc (Decrease:) Tj323.25 0 TD -0.0804 Tc (847,801) Tj120 -0.75 TD /F2 11.25 Tf0 Tc <817C> TjET51 306 0.75 14.25 re f344.25 306 1.5 14.25 re f440.25 306 1.5 14.25 re f536.25 306 0.75 14.25 re fBT69.75 295.5 TD/F0 11.25 Tf-0.1071 Tc 0.2946 Tw (Net loss) Tj311.25 0 TD -0.0804 Tc 0 Tw (837,633) Tj120 -0.75 TD /F2 11.25 Tf0 Tc <817C> TjET51 291.75 0.75 14.25 re f344.25 291.75 1.5 14.25 re f440.25 291.75 1.5 14.25 re f536.25 291.75 0.75 14.25 re fBT69.75 280.5 TD/F0 11.25 Tf-0.2593 Tc 0.4468 Tw (Dividends paid) Tj317.25 0 TD -0.2812 Tc 0 Tw (10,167) Tj114 0 TD /F2 11.25 Tf0 Tc <817C> TjET51 277.5 0.75 14.25 re f344.25 277.5 1.5 14.25 re f440.25 277.5 1.5 14.25 re f536.25 277.5 0.75 14.25 re fBT57 265.5 TD/F0 11.25 Tf-0.0121 Tc -0.1754 Tw (Balance at ) Tj49.5 0 TD -0.1528 Tc 0.3403 Tw (year ) Tj21.75 0 TD -0.165 Tc 0 Tw (end) Tj240.75 0 TD -0.243 Tc 0.4305 Tw (\245 \(754,826\)) Tj132 0 TD /F2 11.25 Tf0 Tc 0 Tw <817C> TjET51 276.75 0.75 0.75 re f51.75 276.75 292.5 0.75 re f344.25 276.75 1.5 0.75 re f345.75 276.75 94.5 0.75 re f440.25 276.75 1.5 0.75 re f441.75 276.75 94.5 0.75 re f536.25 276.75 0.75 0.75 re f51 262.5 0.75 14.25 re f51 261.75 0.75 0.75 re f51 261.75 0.75 0.75 re f51.75 261.75 292.5 0.75 re f344.25 262.5 1.5 14.25 re f344.25 261 1.5 1.5 re f344.25 261 1.5 1.5 re f345.75 261 94.5 1.5 re f440.25 262.5 1.5 14.25 re f440.25 261 1.5 1.5 re f440.25 261 1.5 1.5 re f441.75 261.75 94.5 0.75 re f536.25 262.5 0.75 14.25 re f536.25 261.75 0.75 0.75 re f536.25 261.75 0.75 0.75 re fBT57 237 TD/F0 12 Tf-0.0192 Tc ( ) Tj9.75 0 TD -0.096 Tc 0.471 Tw (Amounts of less than one million yen have been rounded down.) 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Tj21.75 0 TD -0.059 Tc 0.5948 Tw (Transactions whose purpose is to earn a profit by taking advantage of short-term fluctuations in) Tj0 -14.25 TD -0.0283 Tc 2.2158 Tw (the market or discrepancies between interest rates, currency exchange rates, share prices or) TjT* -0.0673 Tc 3.8173 Tw (other indices \(hereinafter referred to as) Tj0 Tc 0 Tw ( ) Tj210.75 0 TD -0.078 Tc (\223) Tj6 0 TD -0.0324 Tc 3.7824 Tw (transactions for trading purposes) Tj167.25 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0885 Tc 4.2135 Tw (\) on different) Tj-389.25 -13.5 TD -0.1029 Tc 1.7904 Tw (markets are included in ) Tj121.5 0 TD -0.078 Tc 0 Tw (\223) Tj6 0 TD -0.1145 Tc 1.6145 Tw (Trading assets) Tj69 0 TD -0.078 Tc 0 Tw (\224) Tj6 0 TD -0.123 Tc 1.248 Tw ( or ) Tj19.5 0 TD -0.078 Tc 0 Tw (\223) Tj6 0 TD -0.051 Tc 2.301 Tw (Trading liabilities) Tj86.25 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0233 Tc 2.2733 Tw ( in the consolidated balance) Tj-319.5 -14.25 TD -0.0653 Tc 0.8153 Tw (sheets on a trade-date basis. ) Tj139.5 0 TD -0.078 Tc 0 Tw (\223) Tj6 0 TD -0.1145 Tc 1.6145 Tw (Trading assets) Tj69 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.026 Tc 0.401 Tw ( and ) Tj24.75 0 TD -0.078 Tc 0 Tw (\223) Tj6 0 TD -0.0927 Tc 1.5927 Tw (Trading liabilities) Tj85.5 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.082 Tc 1.282 Tw ( in the case of securities) Tj-341.25 -14.25 TD -0.102 Tc 1.602 Tw (and monetary claims) Tj101.25 0 TD -0.0326 Tc 1.4172 Tw ( etc. are stated at market value as of the consolidated balance sheet date) Tj-101.25 -13.5 TD -0.065 Tc 1.4713 Tw (and, in the case of derivatives including swaps, futures) Tj270.75 0 TD 0 Tc 0 Tw (,) Tj3 0 TD -0.12 Tc 1.62 Tw ( options) Tj39.75 0 TD -0.0461 Tc 1.3961 Tw ( etc. at the settlement amount) Tj-313.5 -14.25 TD -0.0441 Tc 0.2584 Tw (assuming settlement on the consolidated balance sheet date.) Tj-21.75 -27.75 TD 0 Tc 0 Tw (4.) Tj21.75 0 TD -0.0573 Tc 3.2304 Tw (Bonds held to maturity are stated at amortized cost \(straight-line method\) by the moving) Tj0 -14.25 TD -0.1869 Tc 0 Tw (average) Tj36.75 0 TD -0.1071 Tc 0.8571 Tw ( method.) Tj-36.75 -14.25 TD -0.1091 Tc 1.3591 Tw (Investments in the ) Tj96 0 TD -0.0471 Tc 0 Tw (unconsolidated) Tj72 0 TD -0.0342 Tc 2.1175 Tw ( subsidiaries and affiliates for which the equity method of) Tj-168 -13.5 TD -0.0376 Tc 0.2107 Tw (accounting are not applied are stated at cost determined by the moving average method.) Tj0 -14.25 TD -0.0768 Tc 0.4807 Tw (Equity securities included in other securities with market value are stated at fair value) Tj411 0 TD 0 Tc 0 Tw (,) Tj3 0 TD 0.168 Tc 0.582 Tw ( based on) Tj-414 -14.25 TD -0.1057 Tc 2.4307 Tw (the average market price for the month prior to the ) Tj267 0 TD 0.0075 Tc 0 Tw (consolidated) Tj60.75 0 TD 0.0057 Tc 2.2443 Tw ( balance sheet date. Other) Tj-327.75 -13.5 TD -0.0976 Tc 0.0976 Tw (securities, ) Tj51 0 TD -0.095 Tc 0 Tw (except) Tj30.75 0 TD -0.0507 Tc 0.4882 Tw ( equity securities, with market value are stated at their respective market value) Tj-81.75 -14.25 TD -0.0323 Tc 1.5792 Tw (and the cost of sales of such securities is determined by the moving average method. Other) Tj0 -14.25 TD -0.0675 Tc 0.8711 Tw (securities without market value are stated at cost determined by the moving average method or) Tj0 -13.5 TD -0.0122 Tc 0.0122 Tw (at their respective amortized cost.) TjETendstream endobj 48 0 obj 9174 endobj 46 0 obj << /Type /Page /Parent 32 0 R /Resources << /Font << /F0 6 0 R >> /ProcSet 2 0 R >> /Contents 47 0 R >> endobj 50 0 obj << /Length 51 0 R >> stream BT433.5 809.25 TD0 0 0 rg /F0 12 Tf-0.0872 Tc 0.4622 Tw (Resona Holdings, Inc.) Tj-146.25 -782.25 TD -0.246 Tc 0 Tw (-) Tj4.5 0 TD 0 Tc (12) Tj12 0 TD -0.246 Tc (-) Tj-225 747.75 TD -0.0378 Tc 0.2253 Tw (Net unrealized gain/loss of other securities is included as a component of shareholders) Tj414 0 TD -0.246 Tc 0 Tw (\222) Tj3.75 0 TD -0.3214 Tc 0.3214 Tw ( equity.) Tj-439.5 -28.5 TD 0 Tc 0 Tw (5.) Tj21.75 0 TD -0.093 Tc 1.968 Tw (Securities held as) Tj86.25 0 TD -0.081 Tc 2.456 Tw ( assets in individually managed money trusts) Tj226.5 0 TD 0 Tc 0 Tw (,) Tj3 0 TD -0.0926 Tc 2.3426 Tw ( whose principal objective is) Tj-315.75 -13.5 TD -0.0695 Tc 0.8195 Tw (portfolio management) Tj105.75 0 TD 0 Tc 0 Tw (,) Tj3 0 TD -0.1143 Tc 0.5643 Tw ( are stated at market value.) Tj-130.5 -28.5 TD 0 Tc 0 Tw (6.) Tj21.75 0 TD -0.0402 Tc 0.0402 Tw (Derivative ) Tj55.5 0 TD -0.0895 Tc 0 Tw (transactions) Tj57 0 TD 0.0426 Tc 1.0824 Tw ( \(excluding ) Tj62.25 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0324 Tc 2.7824 Tw (transactions for trading purposes) Tj164.25 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0907 Tc 3.0907 Tw (\) are stated at market) Tj-349.5 -13.5 TD -0.082 Tc 0 Tw (value.) Tj-21.75 -28.5 TD 0 Tc (7.) Tj21.75 0 TD 0.0134 Tc 1.4866 Tw (Depreciation of premise) Tj118.5 0 TD -0.0569 Tc 1.8569 Tw (s and equipment is mainly calculated by the straight-line method for) Tj-118.5 -13.5 TD -0.0652 Tc 2.0845 Tw (buildings and by the declining-balance method for equipment. The useful lives adopted for) Tj0 -14.25 TD -0.0035 Tc 0.1285 Tw (major premises and equipment are as follows:) Tj0 -27.75 TD 0.3 Tc 0 Tw (\225) Tj14.25 0 TD 0.0234 Tc (Buildings:) Tj70.5 0 TD -0.118 Tc 0.118 Tw (2 ~ 50 years) Tj-84.75 -14.25 TD 0.3 Tc 0 Tw (\225) Tj14.25 0 TD 0.0246 Tc (Equipment:) Tj70.5 0 TD -0.1118 Tc 0.1118 Tw (2 ~ 20 year) Tj53.25 0 TD -0.168 Tc 0 Tw (s) Tj-159.75 -27.75 TD 0 Tc (8.) Tj21.75 0 TD -0.088 Tc 0.5166 Tw (Software used by the Company and the ) Tj192.75 0 TD 0.0075 Tc 0 Tw (consolidated) Tj60.75 0 TD -0.0355 Tc 0.4105 Tw ( subsidiaries is depreciated by the straight-) Tj-253.5 -14.25 TD -0.15 Tc 2.4 Tw (line method) Tj57.75 0 TD 0 Tc 0 Tw (,) Tj3 0 TD 0.0057 Tc 1.1943 Tw ( based on an estimated ) Tj120 0 TD -0.138 Tc 0.138 Tw (useful ) Tj33.75 0 TD -0.133 Tc 2.133 Tw (life \(mainly 5 years\)) Tj101.25 0 TD 0 Tc 0 Tw (,) Tj3 0 TD ( ) Tj5.25 0 TD -0.1903 Tc 1.3153 Tw (which is ) Tj45.75 0 TD -0.0768 Tc 2.3268 Tw (determined by the) Tj-369.75 -14.25 TD -0.1085 Tc 0.3585 Tw (Company and the ) Tj87 0 TD 0.0075 Tc 0 Tw (consolidated) Tj60.75 0 TD -0.0318 Tc 0.0318 Tw ( subsidiaries.) Tj-169.5 -27.75 TD 0 Tc 0 Tw (9.) Tj21.75 0 TD -0.1059 Tc (Foreign-currency-) Tj87 0 TD -0.0149 Tc 6.9792 Tw (denominated assets and liabilities of domestic consolidated banking) Tj-87 -14.25 TD -0.0671 Tc 0.4421 Tw (subsidiaries \(the ) Tj83.25 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD 0.15 Tc (Banks) Tj30 0 TD -0.078 Tc (\224) Tj5.25 0 TD -0.074 Tc 1.124 Tw (\) are translated into yen ) Tj122.25 0 TD 0.0082 Tc 0 Tw (equivalents) Tj54.75 0 TD -0.0343 Tc 1.3843 Tw (, primarily at the exchange rates) Tj-300.75 -13.5 TD 0 Tc 0 Tw (on) Tj11.25 0 TD -0.0195 Tc 0.1695 Tw ( the consolidated balance sheet date.) Tj-15 -28.5 TD -0.22 Tc 0.22 Tw (The ) Tj22.5 0 TD -0.078 Tc 0 Tw (\223) Tj6 0 TD -0.0589 Tc 2.4756 Tw (Temporary Treatment of Accounting and Auditing Concerning Accounting for Foreign) Tj-28.5 -13.5 TD -0.0534 Tc 3.2034 Tw (Currency Transactions in the Banking Industry) Tj238.5 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0525 Tc 3.2025 Tw ( \(JICPA Industry Audit Committee, Report) Tj-243.75 -14.25 TD 0.015 Tc -0.015 Tw (No.20\) ) Tj36.75 0 TD -0.1152 Tc 0.1152 Tw (was adopted ) Tj62.25 0 TD -0.1414 Tc 0.8914 Tw (in the prior year) Tj77.25 0 TD -0.054 Tc 0.554 Tw ( regarding the ) Tj70.5 0 TD -0.0464 Tc 0.9839 Tw (accounting for foreign currency transactions) Tj214.5 0 TD 0 Tc 0 Tw (.) Tj-461.25 -14.25 TD -0.0943 Tc 0.6776 Tw (However, effective this year, the Banks have adopted a ) Tj269.25 0 TD -0.078 Tc 0 Tw (\223) Tj6 0 TD -0.0409 Tc 0.7909 Tw (Treatment of Accounting and Auditing) Tj-275.25 -13.5 TD -0.0385 Tc 2.4552 Tw (Concerning Accounting for Foreign Currency Transactions in the Banking Industry) Tj418.5 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.25 Tc 3.25 Tw ( \(JICPA) Tj-423.75 -14.25 TD -0.0485 Tc 0.4235 Tw (Industry Audit Committee, Report No.25\).) Tj3.75 -27.75 TD -0.1179 Tc 1.7429 Tw (For this year, the Banks recorded ) Tj171 0 TD -0.078 Tc 0 Tw (\223) Tj6 0 TD -0.0472 Tc 1.5472 Tw (funding-related swap transactions) Tj164.25 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD 0 Tc (, ) Tj7.5 0 TD -0.078 Tc (\223) Tj5.25 0 TD 0.012 Tc 1.863 Tw (cross currency swap) Tj-359.25 -14.25 TD -0.152 Tc 0 Tw (transactions) Tj57 0 TD -0.078 Tc (\224) Tj5.25 0 TD -0.026 Tc 0.026 Tw ( and ) Tj23.25 0 TD -0.078 Tc 0 Tw (\223) Tj6 0 TD -0.0671 Tc 0.5671 Tw (internal contracts and treatment of intercompany transactions) Tj294 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.15 Tc 1.275 Tw ( in accordance) Tj-390.75 -14.25 TD -0.1109 Tc 0.6109 Tw (with the previous method) Tj121.5 0 TD 0 Tc 0 Tw (,) Tj3 0 TD ( ) Tj6 0 TD ( ) Tj6.75 0 TD -0.1903 Tc 0.5653 Tw (which is ) Tj43.5 0 TD 0.0013 Tc -0.0013 Tw (allowed as ) Tj54 0 TD -0.078 Tc 0.078 Tw (a ) Tj9 0 TD -0.0705 Tc 0.4455 Tw (transitional treatment stipulated in ) Tj168 0 TD -0.138 Tc 0.138 Tw (the ) Tj18 0 TD -0.2508 Tc 0 Tw (JICPA) Tj-429.75 -13.5 TD -0.0522 Tc 2.9158 Tw (Industry Audit Committee Report No. 25. Translated Japanese yen differences on forward) Tj0 -14.25 TD -0.05 Tc 2.4154 Tw (exchange transactions and others were recorded on a net basis on the consolidated balance) TjT* -0.11 Tc 0 Tw (sheet.) Tj0 -27.75 TD -0.1039 Tc 0.8539 Tw (For funding-related swaps, the Bank) Tj176.25 0 TD -0.168 Tc 0 Tw (s) Tj4.5 0 TD 0.099 Tc 0.651 Tw ( report) Tj32.25 0 TD -0.039 Tc 0 Tw (ed) Tj11.25 0 TD -0.041 Tc 0.9785 Tw ( the net yen equivalents of the notional principal) Tj-224.25 -14.25 TD -0.0868 Tc 1.2118 Tw (amounts translated at the exchange rate ) Tj197.25 0 TD 0 Tc -0.75 Tw (on ) Tj16.5 0 TD -0.138 Tc 0.138 Tw (the ) Tj18.75 0 TD 0.0075 Tc -0.0075 Tw (consolidated ) Tj64.5 0 TD -0.0656 Tc 1.5656 Tw (balance sheet date) Tj89.25 0 TD 0 Tc 0 Tw (,) Tj3 0 TD -0.15 Tc 2.025 Tw ( in accordance) Tj-389.25 -13.5 TD -0.2715 Tc -0.4785 Tw (with ) Tj24 0 TD -0.0541 Tc 0.8874 Tw (the tentative treatment stipulated in JICPA Industry Audit Committee ) Tj342 0 TD -0.0071 Tc 0.7571 Tw (Report No.\2402) Tj63 0 TD 0 Tc 0 Tw (5.) Tj9 0 TD 0.03 Tc 0.72 Tw ( The) Tj-438 -14.25 TD -0.0512 Tc 0.0512 Tw (difference between ) Tj95.25 0 TD -0.138 Tc 0.138 Tw (the ) Tj18.75 0 TD -0.0831 Tc 0.4581 Tw (spot and ) Tj45 0 TD -0.138 Tc 0.138 Tw (the ) Tj18.75 0 TD -0.0161 Tc 0.9536 Tw (forward rates, which reflects the interest rate gap between) Tj-177.75 -14.25 TD -0.138 Tc 0.138 Tw (the ) Tj18 0 TD -0.0454 Tc 0.9829 Tw (different currencies, is reported ) Tj157.5 0 TD -0.168 Tc 0 Tw (in) Tj9 0 TD -0.138 Tc 0.513 Tw ( the ) Tj22.5 0 TD 0.0075 Tc -0.0075 Tw (consolidated ) Tj64.5 0 TD -0.1107 Tc 0 Tw (statement) Tj46.5 0 TD -0.168 Tc (s) Tj4.5 0 TD 0.0561 Tc 0.9939 Tw ( of operations on an accrual) Tj-322.5 -13.5 TD -0.0777 Tc 0.2652 Tw (basis over the period ) Tj102.75 0 TD 0.168 Tc 0 Tw (from) Tj22.5 0 TD -0.0739 Tc 0.4905 Tw ( the spot settlement date to the forward settlement date.) Tj-125.25 -28.5 TD -0.0522 Tc 2.4272 Tw (Funding-related swaps are foreign exchange swaps executed for the purpose of raising and) Tj0 -13.5 TD -0.0937 Tc 1.5937 Tw (investing funds in different currencies. The Banks record) Tj284.25 0 TD -0.039 Tc 0 Tw (ed) Tj11.25 0 TD -0.0112 Tc 0.7612 Tw ( the notional principal amounts of) Tj-295.5 -14.25 TD -0.0284 Tc 3.3745 Tw (the funds as spot exchange purchased or spot exchange sold, with the notional principal) Tj0 -14.25 TD -0.1311 Tc 0 Tw (amounts) Tj39.75 0 TD -0.0609 Tc 1.1859 Tw ( plus the interest income or interest expense as of the maturity dates) Tj335.25 0 TD 0 Tc 0 Tw (,) Tj3 0 TD ( ) Tj4.5 0 TD -0.06 Tc 0.435 Tw (which are ) Tj51.75 0 TD 0.0672 Tc 0 Tw (being) Tj-434.25 -13.5 TD -0.0605 Tc 0.3939 Tw (recorded as forward foreign exchange purchased or forward foreign ) Tj327.75 0 TD -0.1328 Tc 0 Tw (exchange) Tj45 0 TD 0.0492 Tc -0.0492 Tw ( sold.) Tj-372.75 -28.5 TD -0.042 Tc 3.042 Tw (For cross currency swaps) Tj129.75 0 TD -0.1071 Tc 3.2435 Tw ( of the Banks, which meet the criteria indicated in the tentative) Tj-129.75 -13.5 TD -0.1109 Tc 0.6109 Tw (treatment stipulated in ) Tj111 0 TD -0.138 Tc 0.138 Tw (the ) Tj18 0 TD -0.0338 Tc 0.5963 Tw (JICPA Industry Audit Committee Report No.\24025, the Banks report) Tj320.25 0 TD -0.039 Tc 0 Tw (ed) Tj-449.25 -14.25 TD -0.0785 Tc 0.9118 Tw (the net yen equivalents translated at the exchange rates ) Tj270.75 0 TD 0.75 Tc 0 Tw (on) Tj12 0 TD -0.0195 Tc 0.7695 Tw ( the consolidated balance sheet date,) TjETendstream endobj 51 0 obj 9568 endobj 49 0 obj << /Type /Page /Parent 32 0 R /Resources << /Font << /F0 6 0 R >> /ProcSet 2 0 R >> /Contents 50 0 R >> endobj 54 0 obj << /Length 55 0 R >> stream BT433.5 809.25 TD0 0 0 rg /F0 12 Tf-0.0872 Tc 0.4622 Tw (Resona Holdings, Inc.) Tj-146.25 -782.25 TD -0.246 Tc 0 Tw (-) Tj4.5 0 TD 0 Tc (13) Tj12 0 TD -0.246 Tc (-) Tj-225 747.75 TD 0.086 Tc (for) Tj13.5 0 TD -0.0393 Tc 1.1355 Tw ( the notional principal amounts, with the related interest income and interest expense being) Tj-13.5 -14.25 TD -0.0636 Tc 0.4386 Tw (accrued and ) Tj62.25 0 TD -0.0293 Tc 0.0293 Tw (reported ) Tj44.25 0 TD -0.1875 Tc -0.5625 Tw (them ) Tj28.5 0 TD -0.168 Tc 0 Tw (in) Tj9 0 TD -0.0216 Tc 1.1466 Tw ( the consolidated) Tj83.25 0 TD 0 Tc 0 Tw ( ) Tj4.5 0 TD 0.056 Tc (statement) Tj46.5 0 TD -0.168 Tc (s) Tj4.5 0 TD 0.0592 Tc 1.8158 Tw ( of operations. The cross currency) Tj-282.75 -14.25 TD -0.102 Tc 1.227 Tw (swaps mentioned above are entered into by the Bank) Tj258.75 0 TD -0.168 Tc 0 Tw (s) Tj4.5 0 TD -0.0595 Tc 0.9345 Tw ( for the purpose of raising ) Tj132 0 TD -0.276 Tc 0 Tw (and) Tj17.25 0 TD -0.056 Tc 1.556 Tw ( investing) Tj-412.5 -13.5 TD -0.0182 Tc 0.8218 Tw (funds in different currencies. The notional principal amounts paid or received at the valuation) Tj0 -14.25 TD -0.0887 Tc 0.8387 Tw (date correspond to the notional ) Tj154.5 0 TD 0.01 Tc -0.76 Tw (principal ) Tj46.5 0 TD -0.0533 Tc 1.0283 Tw (amounts to be received or paid at the maturity of the) Tj-201 -14.25 TD -0.0399 Tc 0.7899 Tw (swap agreements) Tj82.5 0 TD 0 Tc 0 Tw (.) Tj3 0 TD ( ) Tj3.75 0 TD -0.0336 Tc (Also,) Tj25.5 0 TD -0.0458 Tc 1.0101 Tw ( the swap rates used for calculating ) Tj178.5 0 TD 0.112 Tc -0.112 Tw (the ) Tj19.5 0 TD -0.0642 Tc 1.5642 Tw (principal and interest amounts) Tj-312.75 -13.5 TD -0.0511 Tc 3.6511 Tw (of the swaps are considered reasonable) Tj0 Tc 0 Tw ( ) Tj209.25 0 TD 0.0091 Tc 3.7409 Tw (\(including cross currency swaps whose principal) Tj-209.25 -14.25 TD -0.1311 Tc 0 Tw (amounts) Tj39.75 0 TD -0.0596 Tc 0.6012 Tw ( in one currency is updated at each reset date to reflect the spot exchange rate as of the) Tj-39.75 -14.25 TD -0.0816 Tc 0.8316 Tw (reset dates) Tj50.25 0 TD -0.0499 Tc 1.2686 Tw (, thus, the notional principal at the spot ) Tj199.5 0 TD -0.1328 Tc 0 Tw (exchange) Tj45 0 TD -0.1213 Tc 1.6213 Tw ( and the forward exchange rate is) Tj-294.75 -13.5 TD -0.0611 Tc 0.2486 Tw (identical in each reset period\).) Tj0 -28.5 TD -0.0208 Tc 1.3708 Tw (Foreign-currency-denominated assets and liabilities of ) Tj271.5 0 TD -0.0405 Tc 0.7905 Tw (the other ) Tj48 0 TD 0.0009 Tc 1.4991 Tw (consolidated subsidiaries are) Tj-319.5 -13.5 TD -0.0827 Tc 0.4577 Tw (translated into yen equivalents ) Tj148.5 0 TD 0.75 Tc 0 Tw (on) Tj12 0 TD -0.0204 Tc 0.1704 Tw ( the respective balance sheet date.) Tj-182.25 -28.5 TD 0 Tc 0 Tw (10.) Tj24 0 TD -0.0578 Tc 3.6715 Tw (The principal consolidated subsidiaries have made provisions for possible loan losses as) Tj0 -13.5 TD 0.0518 Tc 0 Tw (follows:) Tj0 -28.5 TD -0.0542 Tc 1.9917 Tw (For loans to insolvent customers who are undergoing bankruptcy or special liquidation, etc.) Tj0 -13.5 TD -0.0937 Tc 0.0937 Tw (\(hereinafter, ) Tj63.75 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD 0.0113 Tc -0.0113 Tw (borrowers ) Tj54.75 0 TD -0.2148 Tc 0 Tw (under) Tj26.25 0 TD -0.0106 Tc 3.0106 Tw ( bankruptcy proceedings) Tj123.75 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0463 Tc 3.0463 Tw (\) or who are in a similar financial) Tj-279 -14.25 TD 0.046 Tc 0 Tw (condition) Tj44.25 0 TD 0 Tc (,) Tj3 0 TD -0.0603 Tc 0.4889 Tw ( although not yet in bankruptcy \(hereinafter ) Tj213 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD 0.0178 Tc 0.2322 Tw (borrowers substantially in bankruptcy) Tj181.5 0 TD -0.078 Tc 0 Tw (\224) Tj6 0 TD -0.123 Tc (\),) Tj-453 -14.25 TD -0.1385 Tc 1.1385 Tw (the reserve for ) Tj75 0 TD 0.0518 Tc 0 Tw (possible) Tj39.75 0 TD -0.0388 Tc 1.646 Tw ( loan losses is provided at the full amount of the book value of such) Tj-114.75 -13.5 TD 0.0356 Tc 1.8394 Tw (loans after deducti) Tj92.25 0 TD 0 Tc 0 Tw (ng) Tj11.25 0 TD -0.0082 Tc 2.352 Tw ( the amount of direct write-offs \(as defined below\)) Tj260.25 0 TD -0.088 Tc 2.338 Tw ( and excluding the) Tj-363.75 -14.25 TD -0.0342 Tc 0.5797 Tw (amounts deemed collectible from the disposal of the collateral pledged and ) Tj367.5 0 TD -0.388 Tc 0 Tw (the) Tj14.25 0 TD -0.1294 Tc 1.6294 Tw ( guarantees that) Tj-381.75 -14.25 TD -0.0686 Tc 0.4436 Tw (are deemed recoverable.) Tj-2.25 -27.75 TD -0.0867 Tc 1.6939 Tw (For the unsecured and unguaranteed portion of loans to customers not presently in the above) Tj0 -14.25 TD -0.0329 Tc 2.3579 Tw (circumstances, but in a high probability of becoming so \(hereinafter ) Tj352.5 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0342 Tc 3.0342 Tw (customers with high) Tj-357.75 -13.5 TD 0.0031 Tc 2.4969 Tw (probability of becoming insolven) Tj165.75 0 TD -0.336 Tc 0 Tw (t) Tj3.75 0 TD -0.078 Tc (\224) Tj5.25 0 TD -0.1033 Tc 2.8032 Tw (\), the reserve for possible loan losses is provided at the) Tj-174.75 -14.25 TD -0.0446 Tc 2.2945 Tw (estimated unrecoverable amounts determined after a valuation of the collateral pledged, the) Tj0 -14.25 TD -0.0228 Tc 0.2728 Tw (guarantees and the customer) Tj135.75 0 TD -0.246 Tc 0 Tw (\222) Tj3.75 0 TD -0.058 Tc 0.308 Tw (s overall financial condition.) Tj-139.5 -27.75 TD -0.04 Tc 0.79 Tw (For loans of customers with high probability of becoming insolven) Tj324.75 0 TD -0.336 Tc 0 Tw (t) Tj3 0 TD -0.09 Tc 0.84 Tw ( and the loans of customers) Tj-327.75 -14.25 TD -0.0358 Tc 4.3215 Tw (with rescheduled or reconditioned plan \(following Note 23) Tj0 Tc 0 Tw ( ) Tj318 0 TD -0.078 Tc (\223) Tj5.25 0 TD -0.0967 Tc 4.5967 Tw (restructured loans) Tj89.25 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.246 Tc (\)) Tj3.75 0 TD 0 Tc (,) Tj3 0 TD 0.1344 Tc 4.3656 Tw ( which) Tj-424.5 -13.5 TD -0.0189 Tc 3.2064 Tw (exceeds the certain threshold, the Discounted Cash Flows \(DCF\) Method was applied to) Tj0 -14.25 TD -0.0624 Tc 2.3124 Tw (provide the allowance for doubtful accounts) Tj220.5 0 TD 0 Tc 0 Tw (,) Tj3 0 TD ( ) Tj6 0 TD -0.164 Tc (for) Tj13.5 0 TD -0.0338 Tc 2.1767 Tw ( cash flows on collection of principals and) Tj-243 -14.25 TD -0.0913 Tc 4.2163 Tw (receipts of interest) Tj0 Tc 0 Tw ( ) Tj102 0 TD -0.1875 Tc 0.1875 Tw (that ) Tj24.75 0 TD 0.0014 Tc 3.9986 Tw (can be reasonably estimated.) Tj0 Tc 0 Tw ( ) Tj157.5 0 TD -0.22 Tc 0.22 Tw (The ) Tj24.75 0 TD -0.1189 Tc 4.4314 Tw (DCF Method means that the) Tj-309 -13.5 TD -0.052 Tc 2.6482 Tw (difference between the cash flows discounted by the original interest rate and the carrying) Tj0 -14.25 TD -0.1119 Tc 3.8619 Tw (value of the loan) Tj0 Tc -0.75 Tw ( ) Tj97.5 0 TD -0.15 Tc 0.15 Tw (would ) Tj36 0 TD -0.0315 Tc 4.0315 Tw (be provided as an allowance for doubtful accounts. For those) Tj-133.5 -14.25 TD -0.0597 Tc 2.0097 Tw (customers with significant loan balances and whose future cash flows ) Tj355.5 0 TD 0.448 Tc 0 Tw (can) Tj17.25 0 TD -0.112 Tc 0.112 Tw (not ) Tj19.5 0 TD -0.039 Tc 0.039 Tw (be ) Tj16.5 0 TD 0.0516 Tc 0 Tw (reasonably) Tj-408.75 -13.5 TD -0.0996 Tc 0.0996 Tw (estimated, ) Tj51 0 TD -0.066 Tc 0.441 Tw (an allowance ) Tj66.75 0 TD -0.164 Tc 0 Tw (for) Tj13.5 0 TD -0.0367 Tc 0.2867 Tw ( doubtful accounts is) Tj99.75 0 TD -0.0722 Tc 0.5409 Tw ( provided by the estimated losses to be incurred) Tj-231 -14.25 TD -0.0343 Tc 0.0343 Tw (for the certain residual period.) Tj2.25 -27.75 TD -0.1164 Tc 0.8664 Tw (For other lo) Tj57 0 TD -0.0765 Tc 0.8265 Tw (ans, the reserve for possible loan losses is provided at an amount based on the loss) Tj-57 -14.25 TD -0.0473 Tc 1.4473 Tw (rates calculated from the actual losses for a certain period and others. The reserve includes a) Tj0 -14.25 TD -0.1534 Tc -0.5966 Tw (special ) Tj36 0 TD -0.1277 Tc 0 Tw (reserve) Tj34.5 0 TD -0.067 Tc 0.367 Tw ( for certain overseas loans ) Tj128.25 0 TD -0.0574 Tc 0.0574 Tw (that are ) Tj39 0 TD -0.0057 Tc 0.2557 Tw (likely to become uncollectible due to political) Tj-237.75 -13.5 TD -0.0502 Tc 0.3002 Tw (and economic circumstances in the relevant countries.) Tj0 -28.5 TD -0.0911 Tc 3.8411 Tw (Regarding each loan, the Credit Review Office, which is controlled separately from the) Tj0 -13.5 TD -0.06 Tc 5.31 Tw (operating divisions, reviews the operating divisions) Tj271.5 0 TD -0.246 Tc 0 Tw (\222) Tj3.75 0 TD -0.0696 Tc 5.4446 Tw ( asset valuation of each loan for) Tj-275.25 -14.25 TD -0.0757 Tc 2.5757 Tw (collectibility based on self-assessment standards. The provision for possible loan losses is) Tj0 -14.25 TD -0.0639 Tc 0.3139 Tw (based on the results of these reviews.) Tj-2.25 -27.75 TD -0.0349 Tc 5.8099 Tw (For loans to borrowers under bankruptcy proceedings and borrowers substantially in) TjETendstream endobj 55 0 obj 9193 endobj 52 0 obj << /Type /Page /Parent 53 0 R /Resources << /Font << /F0 6 0 R >> /ProcSet 2 0 R >> /Contents 54 0 R >> endobj 57 0 obj << /Length 58 0 R >> stream BT433.5 809.25 TD0 0 0 rg /F0 12 Tf-0.0872 Tc 0.4622 Tw (Resona Holdings, Inc.) Tj-146.25 -782.25 TD -0.246 Tc 0 Tw (-) Tj4.5 0 TD 0 Tc (14) Tj12 0 TD -0.246 Tc (-) Tj-225 747.75 TD -0.0237 Tc 2.2737 Tw (bankruptcy that are secured by collateral and guarantees, the unrecoverable portion of such) Tj0 -14.25 TD -0.0458 Tc 1.3151 Tw (loans is determined by subtracting the estimated recoverable balance from the disposal of the) TjT* -0.076 Tc 4.0987 Tw (collateral and the amounts deemed recoverable from the guarantors. The unrecoverable) Tj0 -13.5 TD -0.0711 Tc 0.5483 Tw (amount is written off directly against the value of the loan \() Tj286.5 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0148 Tc 0.7648 Tw (direct write-off) Tj72.75 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.1417 Tc 1.2667 Tw (\). Direct write-offs) Tj-369.75 -14.25 TD -0.1164 Tc 0.4914 Tw (amounted to ) Tj62.25 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD (1,132,444) Tj48 0 TD -0.1422 Tc 0.6422 Tw ( million for ) Tj57.75 0 TD -0.0094 Tc 0.7594 Tw (the year) Tj38.25 0 TD -0.0312 Tc 0.0312 Tw ( ended) Tj31.5 0 TD 0.0257 Tc -0.0257 Tw ( March 31) Tj49.5 0 TD 0 Tc 0 Tw (, 200) Tj24 0 TD (3) Tj6 0 TD (.) Tj-323.25 -27.75 TD -0.0925 Tc 1.8068 Tw (Effective the year ended March 31, 2003, the DCF method was implemented with respect to) Tj0 -14.25 TD -0.0176 Tc 0.7676 Tw (the loans of customers with high probability of becoming insolven) Tj323.25 0 TD -0.336 Tc 0 Tw (t) Tj3 0 TD -0.0218 Tc 0.9218 Tw ( and the loans of customers) Tj-326.25 -14.25 TD -0.0161 Tc 2.6411 Tw (with rescheduled or reconditioned plan) Tj195.75 0 TD 0 Tc 0 Tw (,) Tj3 0 TD 0.0131 Tc 2.3306 Tw ( which exceeds the certain threshold and their cash) Tj-198.75 -13.5 TD -0.0234 Tc 1.7541 Tw (flows on collection of principals and receipts of interest can be reasonably estimated, ) Tj434.25 0 TD -0.0828 Tc 0 Tw (while) Tj-434.25 -14.25 TD -0.0709 Tc 0.3209 Tw (considering the JICPA's ) Tj117.75 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0499 Tc 0.9499 Tw (Important audit points when the DCF method is employed to provide) Tj-123 -14.25 TD -0.0472 Tc 0.3687 Tw (allowance for doubtful accounts by the financial institutions) Tj288 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0047 Tc 0.0047 Tw (, which announced on February 23,) Tj-293.25 -13.5 TD -0.0473 Tc 1.8973 Tw (2003. As a result of the application, ordinary loss for the year increased by \24587,572 million) Tj0 -14.25 TD -0.291 Tc 0 Tw (comp) Tj26.25 0 TD -0.1005 Tc (ared) Tj20.25 0 TD -0.046 Tc 0.271 Tw ( to the case where the prior method had been employed.) Tj-46.5 -27.75 TD -0.102 Tc 1.602 Tw (Other consolidated ) Tj99 0 TD -0.0395 Tc 3.7145 Tw (subsidiaries mainly provide the reserve for possible loan losses at an) Tj-99 -14.25 TD 0.0017 Tc 0.3733 Tw (amount deemed necessary) Tj125.25 0 TD 0 Tc 0 Tw (,) Tj3 0 TD -0.0834 Tc 0.7652 Tw ( judging by the past write-off experience ratios for general loans and) Tj-128.25 -14.25 TD -0.0576 Tc 2.3758 Tw (individually determined uncollectible amounts for specific loans such as those to borrowers) Tj0 -13.5 TD -0.0202 Tc 0.0202 Tw (under bankruptcy proceedings.) Tj-21.75 -28.5 TD -0.25 Tc 0 Tw (11.) Tj24 0 TD -0.0736 Tc 0.8236 Tw (The reserve for employees) Tj129 0 TD -0.246 Tc 0 Tw (\222) Tj3.75 0 TD -0.0359 Tc 0.8692 Tw ( bonuses is provided at the estimated amount of employees) Tj288.75 0 TD -0.246 Tc 0 Tw (\222) Tj3.75 0 TD 0.1164 Tc 0.6336 Tw ( bonus) Tj-425.25 -13.5 TD -0.0681 Tc 0.2556 Tw (payments applicable to the ) Tj131.25 0 TD -0.291 Tc 0 Tw (fi) Tj6.75 0 TD -0.118 Tc 0.868 Tw (scal year.) Tj-162 -28.5 TD 0 Tc 0 Tw (12.) Tj24 0 TD -0.0623 Tc 3.5623 Tw (To provide for employees) Tj132.75 0 TD -0.246 Tc 0 Tw (\222) Tj3.75 0 TD -0.0492 Tc 3.6492 Tw ( retirement benefits, consolidated subsidiaries ha) Tj251.25 0 TD -0.789 Tc 0 Tw (ve) Tj10.5 0 TD -0.0908 Tc 3.8408 Tw ( recorded ) Tj3.672 Tc 0 Tw (a) Tj-398.25 -13.5 TD -0.034 Tc 0.784 Tw (reserve for severance payments and pension plans ) Tj248.25 0 TD -0.1777 Tc 1.6777 Tw (that will) Tj39.75 0 TD -0.026 Tc 0.776 Tw ( be accrued at this ) Tj94.5 0 TD -0.288 Tc 0 Tw (year) Tj19.5 0 TD -0.246 Tc (-) Tj4.5 0 TD -0.0447 Tc 1.5447 Tw (end, based) Tj-406.5 -14.25 TD -0.0152 Tc 0.6819 Tw (on the projected benefit obligation and the plan assets ) Tj267 0 TD 0.75 Tc 0 Tw (on) Tj12 0 TD -0.0195 Tc 1.0695 Tw ( the consolidated balance sheet date.) Tj-279 -14.25 TD -0.038 Tc 0.038 Tw (Past service cost ) Tj83.25 0 TD -0.627 Tc 0.627 Tw (is ) Tj10.5 0 TD -0.0183 Tc 0.5183 Tw (charged to operations by the straight-line method over a certain period \(1 ~) Tj-93.75 -13.5 TD -0.0796 Tc 3.3475 Tw (15 years\) within the average remaining years of service of the eligible employees. The) Tj0 -14.25 TD -0.0907 Tc -0.6593 Tw (actuarial ) Tj43.5 0 TD -0.0049 Tc 0 Tw (differences) Tj53.25 0 TD 0 Tc ( ) Tj3.75 0 TD -0.134 Tc 0.134 Tw (are ) Tj18 0 TD -0.0582 Tc 0.8082 Tw (charged to operations effective the next fiscal year by the straight-line) Tj-118.5 -14.25 TD -0.0767 Tc 1.2642 Tw (method over a certain period \(5 ~ 15 years\) within the average ) Tj314.25 0 TD -0.0733 Tc 0 Tw (remaining) Tj48 0 TD 0.0127 Tc 1.4873 Tw ( years of service of) Tj-362.25 -13.5 TD -0.0351 Tc 0.0351 Tw (the eligible employees.) Tj0 -28.5 TD -0.1097 Tc 3.1097 Tw (With regard to the transa) Tj128.25 0 TD 0 Tc -0.75 Tw (ction ) Tj30 0 TD -0.0636 Tc 0 Tw (difference) Tj48 0 TD -0.0447 Tc 3.0447 Tw ( at accounting change) Tj113.25 0 TD 0 Tc 0 Tw (, ) Tj9 0 TD -0.0098 Tc 3.0097 Tw (the principal consolidated) Tj-328.5 -13.5 TD -0.0783 Tc 0.3283 Tw (subsidiaries have charged ) Tj126 0 TD -0.336 Tc 0.336 Tw (it ) Tj9.75 0 TD -0.0488 Tc 0.2988 Tw (to operations as follows.) Tj-111.75 -28.5 TD -0.1552 Tc 0.9052 Tw (Resona Bank, Ltd.) Tj194.25 0 TD -0.0814 Tc 0.0814 Tw (10 years) Tj-194.25 -13.5 TD -0.0224 Tc 0.0224 Tw (Saitama Resona Bank, Ltd.) Tj194.25 0 TD -0.0814 Tc 0.0814 Tw (10 years) Tj-194.25 -14.25 TD -0.1129 Tc 0.4879 Tw (The Kinki Osaka Bank, Ltd.) Tj194.25 0 TD -0.0814 Tc 0.0814 Tw (15 years) TjETendstream endobj 58 0 obj 6418 endobj 56 0 obj << /Type /Page /Parent 53 0 R /Resources << /Font << /F0 6 0 R >> /ProcSet 2 0 R >> /Contents 57 0 R >> endobj 60 0 obj << /Length 61 0 R >> stream BT433.5 809.25 TD0 0 0 rg /F0 12 Tf-0.0872 Tc 0.4622 Tw (Resona Holdings, Inc.) Tj-146.25 -782.25 TD -0.246 Tc 0 Tw (-) Tj4.5 0 TD 0 Tc (15) Tj12 0 TD -0.246 Tc (-) Tj-246.75 747.75 TD 0 Tc (13.) Tj24 0 TD -0.0804 Tc 0.4554 Tw (The reserve ) Tj61.5 0 TD -0.077 Tc 1.7501 Tw (for possible losses on loans sold is provided based on the estimated liability for) Tj-61.5 -14.25 TD -0.0378 Tc 1.307 Tw (further losses on loans collateralized by real estate sold to the Cooperative Credit Purchasing) Tj0 -14.25 TD -0.1357 Tc 0.8857 Tw (Company, Limited.) Tj0 -27.75 TD -0.1039 Tc 0.9611 Tw (This reserve is recorded in accordance with ) Tj216 0 TD -0.138 Tc 0.138 Tw (the ) Tj18 0 TD 0.012 Tc 0.488 Tw (Old Article 287-2 ) Tj91.5 0 TD -0.168 Tc 0 Tw (in) Tj8.25 0 TD 0.0489 Tc 0.8886 Tw ( the Commercial Code of) Tj-333.75 -14.25 TD -0.304 Tc 0 Tw (Japan.) Tj-24 -27.75 TD 0 Tc (14.) Tj24 0 TD -0.0548 Tc 1.4298 Tw (Noncancelable lease transactions of the domestic ) Tj245.25 0 TD 0.0075 Tc 0 Tw (consolidated) Tj60.75 0 TD -0.0169 Tc 1.7044 Tw ( subsidiaries are accounted for) Tj-306 -14.25 TD -0.0528 Tc 2.9952 Tw (as operating leases regardless of whether such leases are classified as operating leases or) Tj0 -13.5 TD -0.0812 Tc 0.3312 Tw (finance leases except ) Tj105 0 TD 0.086 Tc 0 Tw (for) Tj13.5 0 TD -0.1476 Tc 0.5226 Tw ( lease ) Tj30.75 0 TD 0.0852 Tc 0 Tw (agreements) Tj54.75 0 TD 0 Tc ( ) Tj3 0 TD 0.1875 Tc (that) Tj18 0 TD 0 Tc ( ) Tj3.75 0 TD -0.0187 Tc (stipulate) Tj40.5 0 TD -0.0287 Tc 0.4573 Tw ( the transfer of ownership of the leased) Tj-269.25 -14.25 TD -0.1348 Tc 0.6348 Tw (property to the lessee) Tj101.25 0 TD 0 Tc 0 Tw (,) Tj3 0 TD ( ) Tj3.75 0 TD -0.1035 Tc -0.6465 Tw (they ) Tj23.25 0 TD -0.0648 Tc 0.5148 Tw (are accounted for as finance leases.) Tj-155.25 -27.75 TD 0 Tc 0 Tw (15.) Tj24 0 TD -0.1183 Tc -0.6317 Tw (Certain ) Tj41.25 0 TD 0.0075 Tc 0 Tw (consolidated) Tj60.75 0 TD -0.0317 Tc 4.4067 Tw ( banking subsidiaries use the technique of) Tj0 Tc 0 Tw ( ) Tj233.25 0 TD -0.078 Tc (\223) Tj6 0 TD -0.0463 Tc (macro-hedging,) Tj75 0 TD -0.078 Tc (\224) Tj5.25 0 TD 0.2844 Tc 4.2156 Tw ( which) Tj-421.5 -14.25 TD -0.0568 Tc 3.125 Tw (utilizes derivatives to comprehensively control the attendant interest risk on its numerous) Tj0 -14.25 TD -0.0513 Tc 2.6475 Tw (financial assets and liabilities such as loans and deposits, in accordance with the tentative) Tj0 -13.5 TD -0.1109 Tc 5.3609 Tw (treatment stipulated in) Tj0 Tc -0.75 Tw ( ) Tj123.75 0 TD -0.138 Tc 0.138 Tw (the ) Tj22.5 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0027 Tc 5.2527 Tw (Accounting and auditing treatments of the application of) Tj-151.5 -14.25 TD -0.0115 Tc 3.2928 Tw (accounting standards for Financial Instruments in the Banking Industry) Tj366 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0176 Tc 3.3926 Tw ( \(JICPA Industry) Tj-371.25 -14.25 TD -0.045 Tc 2.42 Tw (Audit Committee, Report No.24\). Macro-hedging is a risk-management tool based on the) Tj0 -13.5 TD -0.0363 Tc 5.0363 Tw (risk-adjustment approach established in) Tj0 Tc 0 Tw ( ) Tj211.5 0 TD -0.138 Tc 0.138 Tw (the ) Tj22.5 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.1161 Tc 5.1786 Tw (Temporary Treatment for Accounting and) Tj-239.25 -14.25 TD -0.0402 Tc 2.0856 Tw (Auditing for Application of Accounting Standards for Financial Instruments in the Banking) Tj0 -14.25 TD 0.063 Tc 0 Tw (Industry) Tj39 0 TD -0.078 Tc (\224) Tj5.25 0 TD -0.25 Tc 1 Tw ( \(JICPA) Tj38.25 0 TD -0.246 Tc 0 Tw (\222) Tj4.5 0 TD -0.0051 Tc 0.4551 Tw (s Industry Audit Committee, Report No.) Tj195.75 0 TD -0.0492 Tc 3.0492 Tw (\24015\). ) Tj33.75 0 TD -0.0111 Tc -0.7389 Tw (Certain ) Tj38.25 0 TD 0.0075 Tc 0 Tw (consolidated) Tj60.75 0 TD 0.048 Tc 0.702 Tw ( banking) Tj-415.5 -13.5 TD 0.028 Tc 0 Tw (subsidiaries) Tj56.25 0 TD 0 Tc ( ) Tj5.25 0 TD -0.1271 Tc 1.6271 Tw (have adopted) Tj63.75 0 TD -0.082 Tc 2.257 Tw ( deferred hedging to account for unrealized gains or losses arising) Tj-125.25 -14.25 TD -0.207 Tc -0.543 Tw (from ) Tj26.25 0 TD -0.138 Tc 0.138 Tw (the ) Tj17.25 0 TD -0.0279 Tc 0.4029 Tw (derivatives mentioned above.) Tj-43.5 -27.75 TD -0.1183 Tc -0.6317 Tw (Certain ) Tj38.25 0 TD 0.0075 Tc 0 Tw (consolidated) Tj60.75 0 TD -0.0222 Tc 1.5903 Tw ( banking subsidiaries control the risk on derivatives, which form a risk-) Tj-99 -14.25 TD -0.0736 Tc 1.0282 Tw (adjustment mechanism within the range of permissible risk established in its risk-management) Tj0 -14.25 TD 0.125 Tc 0 Tw (policy) Tj29.25 0 TD 0 Tc (.) Tj3 0 TD ( ) Tj3.75 0 TD -0.1836 Tc (Also,) Tj24.75 0 TD 0 Tc ( ) Tj4.5 0 TD -0.1035 Tc -0.6465 Tw (they ) Tj23.25 0 TD -0.0478 Tc 0.7978 Tw (periodically evaluates the effectiveness of its hedging approach by verifying) Tj-88.5 -13.5 TD -0.0855 Tc 0.4946 Tw (that the interest risk on the underlying hedged item has been nullified.) Tj0 -28.5 TD -0.0922 Tc 3.5743 Tw (In addition, in order to hedge the risk of foreign exchange rate fluctuations on foreign-) Tj0 -13.5 TD -0.0346 Tc 1.5346 Tw (currency-denominated securities) Tj156.75 0 TD 0 Tc 0 Tw (,) Tj3 0 TD -0.0164 Tc 1.5164 Tw ( excluding bonds, ) Tj94.5 0 TD -0.078 Tc 0 Tw (c) Tj5.25 0 TD -0.054 Tc -0.696 Tw (ertain ) Tj32.25 0 TD -0.055 Tc 0 Tw (consolidated) Tj60 0 TD 0.0748 Tc 2.1752 Tw ( banking subsidiaries) Tj-351.75 -14.25 TD -0.0728 Tc 5.2478 Tw (designate, at the inception of each hedge, the names of foreign-currency-denominated) Tj0 -14.25 TD -0.0388 Tc 3.3388 Tw (investment securities that will be hedged) Tj210.75 0 TD 0 Tc 0 Tw ( ) Tj6 0 TD 0.144 Tc 2.856 Tw (and appl) Tj44.25 0 TD 0 Tc 0 Tw (y) Tj6 0 TD -0.1445 Tc 3.5195 Tw ( deferred hedge) Tj80.25 0 TD -0.1043 Tc 3.6043 Tw ( and fair-value hedge) Tj-347.25 -13.5 TD -0.0156 Tc 0 Tw (accounting) Tj51.75 0 TD -0.0398 Tc 3.4898 Tw ( to such foreign-currency-denominated investment securities,) Tj0 Tc 0 Tw ( ) Tj315.75 0 TD -0.3 Tc 4.05 Tw (to the) Tj30 0 TD 0.0672 Tc 3.6828 Tw ( extent that) Tj-397.5 -14.25 TD -0.0574 Tc 0.0574 Tw (certain ) Tj36.75 0 TD -0.055 Tc 0 Tw (consolidated) Tj60 0 TD -0.0229 Tc 2.1062 Tw ( banking subsidiaries have spot and forward foreign exchange liabilities) Tj-96.75 -14.25 TD -0.0306 Tc 1.0691 Tw (exceeding the acquisition costs of the related securities, as a comprehensive hedge as defined) Tj0 -13.5 TD -0.543 Tc -0.207 Tw (in ) Tj12 0 TD -0.138 Tc 0.138 Tw (the ) Tj17.25 0 TD -0.078 Tc 0 Tw (\223) Tj6 0 TD -0.0095 Tc 0.2595 Tw (Accounting for Financial Instruments) Tj180 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD 0 Tc (.) Tj-220.5 -28.5 TD -0.1183 Tc -0.6317 Tw (Certain ) Tj42 0 TD 0.0075 Tc 0 Tw (consolidated) Tj60.75 0 TD -0.0777 Tc 4.8589 Tw ( banking subsidiaries have adopted deferred hedging, market value) Tj-102.75 -13.5 TD -0.0578 Tc 0.3078 Tw (hedging and special treatment of interest rate swaps for ) Tj267.75 0 TD -0.078 Tc 0.078 Tw (a ) Tj8.25 0 TD 0.0225 Tc -0.0225 Tw (part ) Tj21.75 0 TD -0.0706 Tc 0.4456 Tw (of its assets and liabilities.) Tj-297.75 -28.5 TD -0.0388 Tc 0.4138 Tw (Certain consolidated ) Tj102.75 0 TD -0.0344 Tc 1.451 Tw (subsidiaries have also adopted deferred hedging or special treatment for) Tj-102.75 -13.5 TD -0.0497 Tc 0.0497 Tw (interest rate swaps.) Tj-24 -28.5 TD 0 Tc 0 Tw (16.) Tj24 0 TD -0.0443 Tc 0.5898 Tw (The Company and domestic consolidated subsidiaries mainly account for consumption tax and) Tj0 -13.5 TD -0.0524 Tc -0.1976 Tw (local consumption tax ) Tj108.75 0 TD 0.291 Tc 0 Tw (with) Tj21 0 TD -0.0574 Tc 0.5574 Tw ( the tax-exclusion method.) 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Tj15 0 TD /F4 12 Tf-0.336 Tw ( ) Tj9 0 TD /F0 12 Tf0.0009 Tc 0.0741 Tw (Advanced depreciation entry on the acquisition costs of premises and equipment:) Tj372 -14.25 TD 0 Tc 0 Tw (\245) Tj6 0 TD (71,944) Tj33 0 TD 0.0814 Tc -0.0814 Tw ( million) Tj36.75 0 TD 0 Tc 0 Tw (.) Tj-471.75 -27.75 TD (20) Tj24 0 TD -0.0831 Tc 0.8331 Tw (In addition to the premis) Tj120 0 TD -0.0542 Tc 0.9709 Tw (es and equipment recorded in the consolidated balance sheets, certain) Tj-120 -14.25 TD -0.1174 Tc 0.6799 Tw (computers are held under leases.) Tj-24 -27.75 TD 0 Tc 0 Tw (21.) Tj24 0 TD -0.0786 Tc 2.2348 Tw (Loans to borrowers in legal bankruptcy amounted to ) Tj270.75 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD (161,475 ) Tj44.25 0 TD -0.0978 Tc 2.5353 Tw (million, and past due loans) Tj-321 -14.25 TD -0.1164 Tc 1.6164 Tw (amounted to ) Tj68.25 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD (1,034,096) Tj48 0 TD 0.0814 Tc 3.6686 Tw ( million) Tj40.5 0 TD -0.0702 Tc 3.6059 Tw (. 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Tj-99 -27.75 TD -0.0985 Tc 0.8485 Tw (Loans to borrowers in legal bankruptcy are those loans) Tj266.25 0 TD -0.336 Tc 0 Tw (:) Tj3 0 TD -0.013 Tc 0.763 Tw ( among all loans for which payment of) Tj-269.25 -14.25 TD -0.0863 Tc 2.3363 Tw (principal or interest has not been received for a substantial period and for which, for other) Tj0 -14.25 TD -0.0524 Tc 4.0908 Tw (reasons, there are no prospects for recovery or repayment of principal or interest, and) Tj0 -13.5 TD -0.0826 Tc 1.2701 Tw (accordingly, no interest has been accrued \(excluding loans written off and hereinafter referred) Tj0 -14.25 TD -0.1152 Tc 3.1152 Tw (to as nonaccrual loans\)) Tj117 0 TD -0.0281 Tc 3.0281 Tw ( - for which certain specific circumstances apply) Tj252.75 0 TD 0 Tc 0 Tw (,) Tj3 0 TD 0.0322 Tc 1.9678 Tw ( as stated ) Tj56.25 0 TD -0.15 Tc 3.15 Tw (in the) Tj-429 -14.25 TD -0.038 Tc 3.038 Tw (Implementation Ordinances for the Corporation Tax Law \(Government Ordinance No.) Tj440.25 0 TD 0 Tc 0 Tw (\24097,) Tj-440.25 -13.5 TD -0.0912 Tc 0.5412 Tw (1965\), Items i through v in Article 96, Section 1, ) Tj238.5 0 TD -0.0035 Tc 0.4201 Tw (Part 3 or the circumstances stated in Part 4 of) Tj-238.5 -14.25 TD -0.1208 Tc 0.4958 Tw (the same article.) 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Tj24 0 TD -0.0895 Tc 1.2895 Tw (Loans to borrowers in legal bankruptcy, past due loans, loans past due 3 months or more) Tj436.5 0 TD -0.276 Tc 1.776 Tw ( and) Tj-436.5 -14.25 TD -0.0762 Tc 0.4512 Tw (restructured loans amounted to ) Tj150.75 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD (3,004,926) Tj48 0 TD 0.0814 Tc 0.6686 Tw ( million) Tj37.5 0 TD -0.0596 Tc 0.3096 Tw ( in the aggregate.) Tj-242.25 -27.75 TD -0.123 Tc 0 Tw (In) Tj9 0 TD -0.0251 Tc 3.7751 Tw (cluded in this amount is \24512,951 million) Tj214.5 0 TD 0 Tc 0 Tw (,) Tj3 0 TD -0.0662 Tc 3.9233 Tw ( which was entrusted to the Resolution and) Tj-226.5 -14.25 TD 0.0996 Tc 0 Tw (Collection) Tj49.5 0 TD -0.0224 Tc 0.0224 Tw ( Corporation ) Tj66 0 TD 0.076 Tc 0 Tw (according) Tj47.25 0 TD 0 Tc ( ) Tj5.25 0 TD -0.168 Tc 0.168 Tw (to ) Tj13.5 0 TD -0.1071 Tc 2.1071 Tw (the Administration Trust Method) Tj162 0 TD 0 Tc 0 Tw (,) Tj3 0 TD -0.1656 Tc 0.9156 Tw ( which ) Tj39 0 TD -0.1035 Tc -0.6465 Tw (then ) Tj25.5 0 TD 0.0532 Tc 1.4468 Tw (leads to a) Tj-411 -13.5 TD -0.0986 Tc 0.8486 Tw (final settlement.) 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Tj24 0 TD -0.0322 Tc 1.4572 Tw (Notes discounted are recorded as cash lending/borrowing transactions in accordance with) Tj439.5 0 TD -0.388 Tc 1.888 Tw ( the) Tj-439.5 -13.5 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0243 Tc 0.7061 Tw (Accounting and auditing treatments of the Application of Accounting Standards for Financial) Tj-5.25 -14.25 TD -0.0025 Tc 3.7525 Tw (Instruments in the Banking Industry) Tj186.75 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0773 Tc 3.8273 Tw ( \(JICPA Industry Audit Committee, Report No.24\).) Tj-192 -14.25 TD -0.0604 Tc 3.5604 Tw (Consolidated banking subsidiaries ha) Tj189 0 TD -0.789 Tc 0 Tw (ve) Tj10.5 0 TD -0.0461 Tc 3.5711 Tw ( a right to sell or collateralize such bills at the) Tj252.75 0 TD -1.041 Tc 0 Tw (ir) Tj-452.25 -13.5 TD 0.0672 Tc (discretion) Tj46.5 0 TD -0.0313 Tc 1.3438 Tw (. The total face value of bank acceptance bills, commercial bills, documentary bills) Tj-46.5 -14.25 TD -0.0474 Tc 0.2349 Tw (obtained as a result of discounting and foreign exchange purchased was \245640,609 million.) Tj-24 -27.75 TD 0 Tc 0 Tw (26.) Tj24 0 TD -0.0608 Tc 0.5608 Tw (Assets pledged as collateral were as follows:) Tj0 -20.25 TD 0.3 Tc 0 Tw (\225) Tj14.25 0 TD -0.0253 Tc 0.2128 Tw (Cash and due from banks) Tj201.75 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD (159) Tj18 0 TD ( ) Tj3 0 TD 0.0814 Tc (million) Tj-243 -15.75 TD 0.3 Tc (\225) Tj14.25 0 TD -0.1145 Tc 0.1145 Tw (Trading assets) Tj180.75 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD (285,982) Tj39 0 TD ( ) Tj3 0 TD 0.0814 Tc (million) Tj-243 -15 TD 0.3 Tc (\225) Tj14.25 0 TD -0.0828 Tc (Securities) Tj171.75 0 TD 0 Tc (\245) Tj6 0 TD (2,961,470) Tj48 0 TD 0.0814 Tc -0.0814 Tw ( million) Tj-240 -15.75 TD 0.3 Tc 0 Tw (\225) Tj14.25 0 TD -0.036 Tc 0.036 Tw (Loans and bills discounted) Tj180.75 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD (690,533) Tj39 0 TD ( ) Tj3 0 TD 0.0814 Tc (million) Tj-243 -15 TD 0.3 Tc (\225) Tj14.25 0 TD -0.12 Tc 0.87 Tw (Other assets) Tj186.75 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD 0.0438 Tc -0.0438 Tw (77,681 million) Tj-207 -27 TD -0.0112 Tc 0.0112 Tw (Liabilities corresponding to the ) Tj153 0 TD -0.041 Tc 0 Tw (assets) Tj27.75 0 TD 0.0012 Tc -0.0012 Tw ( pledged as collateral:) Tj-180.75 -20.25 TD 0.3 Tc 0 Tw (\225) Tj14.25 0 TD -0.0937 Tc (Deposits) Tj186.75 0 TD 0 Tc (\245) Tj6 0 TD 0.0438 Tc -0.0438 Tw (61,888 million) Tj-207 -14.25 TD 0.3 Tc 0 Tw (\225) Tj14.25 0 TD -0.0187 Tc 0.7687 Tw (Call money) Tj54.75 0 TD 0.041 Tc -0.041 Tw ( and bills sold) Tj117 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD (1,916,327 ) Tj51 0 TD 0.0814 Tc (million) Tj-243 -15.75 TD 0.3 Tc (\225) Tj14.25 0 TD -0.1256 Tc 0.5006 Tw (Bills sold under) Tj0 -13.5 TD -0.0884 Tc 0 Tw (\240repurchase) Tj54 0 TD -0.0533 Tc 0.0533 Tw ( agreement) Tj126.75 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD (283,991) Tj39 0 TD ( ) Tj3 0 TD 0.0814 Tc (million) Tj-243 -15.75 TD 0.3 Tc (\225) Tj14.25 0 TD 0.0268 Tc 0.7232 Tw (Borrowed money) Tj181.5 0 TD -0.012 Tc 0.762 Tw (\245118,603 million) Tj-195.75 -15 TD 0.3 Tc 0 Tw (\225) Tj14.25 0 TD -0.0937 Tc 0.8437 Tw (Other liabilities) Tj186.75 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD (42,263) Tj33 0 TD ( ) Tj3 0 TD 0.0814 Tc (million) Tj-243 -27 TD 0.336 Tc (O) Tj9 0 TD -0.0412 Tc 2.223 Tw (ther than the above, cash and due from banks, trading assets, securities) Tj360.75 0 TD -0.0156 Tc 2.2656 Tw ( and other assets,) Tj-369.75 -14.25 TD -0.0279 Tc 2.6529 Tw (which were worth) Tj90 0 TD 0 Tc 0 Tw ( ) Tj5.25 0 TD (\245) Tj6 0 TD (13,227 ) Tj39 0 TD 0.1467 Tc 2.1033 Tw (million, \245) Tj48 0 TD 0 Tc 0 Tw (640 ) Tj24 0 TD 0.0814 Tc (million) Tj33.75 0 TD 0 Tc (,) Tj3 0 TD 2.25 Tc ( \245) Tj11.25 0 TD 0 Tc (1,084,872 ) Tj54 0 TD 0.0814 Tc (million) Tj33.75 0 TD -0.026 Tc 1.526 Tw ( and ) Tj28.5 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD (34,457 ) Tj39 0 TD -0.21 Tc (million,) Tj-421.5 -14.25 TD -0.04 Tc 4.54 Tw (respectively, were pledged as collateral) Tj204 0 TD -0.0846 Tc 4.7346 Tw ( for settlement of foreign exchange) Tj189.75 0 TD 0.0495 Tc 5.2005 Tw (, derivatives) Tj-393.75 -13.5 TD -0.0545 Tc 0.5045 Tw (transactions or for dealing in futures) Tj174 0 TD 0 Tc 0 Tw (.) Tj-174 -28.5 TD -0.0631 Tc 2.4381 Tw (Premises and equipment include the guarantee ) Tj240.75 0 TD 0.0831 Tc 0 Tw (deposit) Tj35.25 0 TD -0.123 Tc 0.873 Tw ( of ) Tj21 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD (127,970) Tj39 0 TD -0.0395 Tc 3.0395 Tw ( million. Other assets) Tj-342 -13.5 TD -0.0966 Tc 0.5466 Tw (include the deposits for futures transactions in the amount of \245) Tj299.25 0 TD 0 Tc 0 Tw (396) Tj18 0 TD 0.0814 Tc 0.6686 Tw ( million) Tj37.5 0 TD 0 Tc 0 Tw (.) Tj-378.75 -28.5 TD (27.) 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On) Tj48.75 0 TD -0.057 Tc 1.057 Tw ( January 30, ) Tj64.5 0 TD -0.1455 Tc 2.3955 Tw (2003, the) TjETendstream endobj 80 0 obj 9454 endobj 78 0 obj << /Type /Page /Parent 72 0 R /Resources << /Font << /F0 6 0 R /F1 10 0 R >> /ProcSet 2 0 R >> /Contents 79 0 R >> endobj 82 0 obj << /Length 83 0 R >> stream BT433.5 809.25 TD0 0 0 rg /F0 12 Tf-0.0872 Tc 0.4622 Tw (Resona Holdings, Inc.) Tj-146.25 -782.25 TD -0.246 Tc 0 Tw (-) Tj4.5 0 TD 0 Tc (22) Tj12 0 TD -0.246 Tc (-) Tj-222.75 747.75 TD -0.2664 Tc 0.2664 Tw (Tokyo ) Tj33.75 0 TD -0.0373 Tc 1.5373 Tw (High Court) Tj55.5 0 TD -0.004 Tc 1.504 Tw ( approved the repayment of \24511,394 million) Tj219 0 TD 0 Tc 0 Tw (,) Tj3 0 TD -0.0993 Tc 1.0993 Tw ( which were ) Tj65.25 0 TD 0.0316 Tc 0 Tw (erroneously) Tj57 0 TD -0.291 Tc 1.791 Tw ( paid) Tj-433.5 -14.25 TD -0.0828 Tc 3.0828 Tw (by the) Tj32.25 0 TD -0.0383 Tc 3.3383 Tw ( banks based on the reason) Tj0 Tc -0.75 Tw ( ) Tj150.75 0 TD 0 Tw (that ) Tj24 0 TD -0.012 Tc 3.762 Tw (the Ordinance) Tj0 Tc 0 Tw ( ) Tj77.25 0 TD -0.1455 Tc 3.8955 Tw (was illegally) Tj0 Tc 0 Tw ( ) Tj69 0 TD -0.0937 Tc 3.8437 Tw (issued by) Tj0 Tc -0.75 Tw ( ) Tj54 0 TD -0.138 Tc 0.138 Tw (the ) Tj21 0 TD -0.4164 Tc 0 Tw (Tokyo) Tj-428.25 -14.25 TD -0.042 Tc 0.417 Tw (Metropolitan government. On February 10, 2003, ) Tj243 0 TD -0.138 Tc 0.138 Tw (the ) Tj18 0 TD -0.0958 Tc 0.8458 Tw (Tokyo Metropolitan government filed ) Tj186 0 TD 0.711 Tc 0 Tw (an) Tj-447 -13.5 TD -0.095 Tc -0.655 Tw (appeal ) Tj33.75 0 TD 0.237 Tc -0.237 Tw (and, on) Tj35.25 0 TD 0.0112 Tc -0.0112 Tw ( February 13, 2003,) Tj94.5 0 TD 0 Tc 0 Tw ( ) Tj3 0 TD -0.0895 Tc 0.5181 Tw (the plaintiff banks including the Bank filed ) Tj209.25 0 TD 0.711 Tc 0 Tw (an) Tj11.25 0 TD -0.0814 Tc 0.0814 Tw ( appeal.) Tj-387 -28.5 TD 0.043 Tc 3.707 Tw (The Ban) Tj43.5 0 TD -0.0894 Tc 4.2432 Tw (k believes that this ordinance is unlawful and is pursuing this with a lawsuit.) Tj-43.5 -13.5 TD -0.0878 Tc 0.7801 Tw (Although the Bank has treated enterprise tax payable to the Tokyo Metropolitan government in) Tj0 -14.25 TD -0.0689 Tc 0.6689 Tw (accordance with the terms of the Ordinance, the Bank has not accepted the Ordinance as ) Tj432 0 TD 0.0672 Tc 0 Tw (being) Tj-432 -14.25 TD -0.0943 Tc (lawful.) Tj0 -27.75 TD -0.0861 Tc 0.5861 Tw (Enterprise tax for the Tokyo Metropolitan government) Tj261.75 0 TD -0.125 Tc 0.625 Tw (, in the amount) Tj72.75 0 TD 0.252 Tc 0.123 Tw ( of ) Tj17.25 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD (2,300) Tj27 0 TD -0.1989 Tc 1.1989 Tw ( million for the) Tj-384.75 -14.25 TD -0.1105 Tc 1.1105 Tw (current fiscal year ) Tj92.25 0 TD -0.22 Tc 0 Tw (was) Tj18 0 TD 0 Tc ( ) Tj4.5 0 TD -0.0908 Tc (recorded) Tj41.25 0 TD -0.0223 Tc 1.0223 Tw ( as other ) Tj48 0 TD -0.0195 Tc -0.7305 Tw (ordinary ) Tj44.25 0 TD 0.1162 Tc 0 Tw (expenses) Tj43.5 0 TD -0.0213 Tc 0.5213 Tw ( and ordinary ) Tj71.25 0 TD -0.168 Tc 0 Tw (loss) Tj18 0 TD -0.204 Tc 0.954 Tw ( were ) Tj32.25 0 TD -0.168 Tc 0 Tw (in) Tj9 0 TD 0.0034 Tc (creased) Tj-422.25 -13.5 TD -0.375 Tc -0.375 Tw (by ) Tj16.5 0 TD -0.0225 Tc 0 Tw (this) Tj17.25 0 TD 0 Tc 1.125 Tw ( amount ) Tj47.25 0 TD -0.0568 Tc 2.6818 Tw (over the amount) Tj83.25 0 TD 0 Tc 0 Tw (,) Tj3 0 TD -0.1165 Tc 3.1165 Tw ( which would have been recorded if the tax base of the) Tj-167.25 -14.25 TD -0.1458 Tc 2.5833 Tw (enterprise tax had been income) Tj156 0 TD 0 Tc 0 Tw (.) Tj3 0 TD ( ) Tj5.25 0 TD 0.0918 Tc 2.1582 Tw (In addition) Tj54 0 TD -0.0743 Tc 2.5118 Tw (, such enterprise tax is not subject to tax-effect) Tj-218.25 -14.25 TD -0.1239 Tc 3.1239 Tw (accounting, and) Tj78 0 TD -0.0335 Tc 3.7835 Tw ( accordingly,) Tj0 Tc 0 Tw ( ) Tj72 0 TD -0.078 Tc (\223) Tj5.25 0 TD -0.0519 Tc 3.8019 Tw (deferred tax assets) Tj95.25 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0049 Tc 3.5049 Tw ( decreased by ) Tj3.75 Tc 0 Tw (\245) Tj84.75 0 TD 0 Tc (7,822) Tj27 0 TD -0.0257 Tc 3.0257 Tw ( million) Tj0 Tc -0.75 Tw ( ) Tj47.25 0 TD -0.0195 Tc 0 Tw (from) Tj22.5 0 TD -0.388 Tc 4.138 Tw ( the) Tj-437.25 -13.5 TD -0.067 Tc 0.067 Tw (former ) Tj39 0 TD -0.1005 Tc 0.1005 Tw (case ) Tj27.75 0 TD 0.1551 Tc 3.5949 Tw (in which) Tj45 0 TD 0 Tc 0 Tw ( ) Tj7.5 0 TD -0.138 Tc 0.138 Tw (the ) Tj21.75 0 TD -0.1054 Tc 3.8554 Tw (tax base) Tj0 Tc 0 Tw ( ) Tj49.5 0 TD -0.22 Tc (was) Tj18 0 TD -0.1183 Tc 4.6183 Tw ( income.) Tj45 0 TD 0 Tc 0 Tw ( ) Tj6.75 0 TD -0.0336 Tc 0.0336 Tw (Also, ) Tj33 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0443 Tc 4.2943 Tw (deferred tax liabilities on) Tj0 Tc -0.75 Tw ( ) Tj139.5 0 TD -0.291 Tc 0 Tw (land) Tj-438 -14.25 TD 0.0693 Tc (revaluation) Tj53.25 0 TD -0.078 Tc (\224) Tj5.25 0 TD -0.0049 Tc 3.0049 Tw ( decreased by ) Tj3 Tc 0 Tw (\245) Tj83.25 0 TD 0 Tc (2,871) Tj27 0 TD -0.0258 Tc 2.0258 Tw ( million and ) Tj69.75 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0863 Tc 3.2113 Tw (revaluation reserve for land, net of taxes) Tj209.25 0 TD -0.078 Tc 0 Tw (\224) Tj-453 -14.25 TD -0.0554 Tc 0.2429 Tw (increased by the same amount.) Tj0 -27.75 TD -0.0866 Tc 2.2429 Tw (The Osaka tax base for enterprise tax of the Bank was also changed from income to gross) Tj0 -14.25 TD -0.0789 Tc 2.2217 Tw (operating profit with the implementation of the ) Tj243.75 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD 0.0285 Tc 2.2215 Tw (Prefectural Ordinance Concerning Special) Tj-249 -13.5 TD -0.1082 Tc 1.7446 Tw (Treatment of Tax Base, etc. for Enterprise Tax on Banking Business, etc.) Tj363 0 TD -0.0405 Tc 1.9155 Tw ( in Osaka,) Tj51.75 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.039 Tc 1.539 Tw ( \(Osaka) Tj-420 -14.25 TD -0.0125 Tc 0.0125 Tw (Prefectural Ordinance No.) Tj126 0 TD 0 Tc 0 Tw (\240131) Tj21 0 TD -0.0703 Tc 0.0703 Tw (, 2000\) \() Tj41.25 0 TD -0.388 Tc 0 Tw (the) Tj14.25 0 TD 0 Tc ( ) Tj3 0 TD -0.078 Tc (\223) Tj5.25 0 TD 0.1133 Tc (Ordinance) Tj50.25 0 TD -0.078 Tc (\224) Tj5.25 0 TD -0.246 Tc (\)) Tj3.75 0 TD 0 Tc (.) Tj-270 -27.75 TD -0.1149 Tc 1.4006 Tw (On April 4, 2002, the Bank filed ) Tj166.5 0 TD -0.078 Tc 0 Tw (a) Tj5.25 0 TD -0.0623 Tc 1.1872 Tw ( lawsuit to confirm ) Tj99 0 TD -0.138 Tc 0.138 Tw (the ) Tj19.5 0 TD -0.042 Tc 0.042 Tw (invalidity of ) Tj63.75 0 TD -0.0225 Tc 0 Tw (this) Tj17.25 0 TD 0.03 Tc 0.345 Tw ( Ordinance ) Tj59.25 0 TD -0.168 Tc 0 Tw (in) Tj8.25 0 TD -0.388 Tc 2.638 Tw ( the) Tj-438.75 -14.25 TD 0.0024 Tc 0 Tw (Osaka) Tj30 0 TD 0 Tc ( ) Tj6.75 0 TD -0.1357 Tc 0.1357 Tw (district ) Tj39 0 TD -0.11 Tc 0 Tw (court.) Tj27 0 TD -0.0239 Tc 3.8421 Tw ( With respect to the enterprise tax levied by the Osaka Prefectural) Tj-102.75 -14.25 TD -0.1824 Tc 0 Tw (government) Tj56.25 0 TD 0 Tc (,) Tj3 0 TD 0.375 Tw ( on ) Tj21.75 0 TD 0.418 Tc 0 Tw (May) Tj21.75 0 TD 0 Tc 1.5 Tw ( 30,) Tj19.5 0 TD 0 Tw ( ) Tj4.5 0 TD (2002, ) Tj31.5 0 TD -0.138 Tc 0.138 Tw (the ) Tj19.5 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0111 Tc 1.6611 Tw (Ordinance to Amend Prefectural Ordinance Concerning) Tj-183 -13.5 TD -0.0982 Tc 1.8482 Tw (Special Treatment of Tax Base, etc. for Enterprise Tax on Banking Business, etc.) Tj404.25 0 TD -0.0463 Tc 1.9213 Tw ( in Osaka) Tj48.75 0 TD -0.078 Tc 0 Tw (\224) Tj-453 -14.25 TD -0.0233 Tc 0.1733 Tw (\(Osaka Prefectural Ordinance No.77 of ) Tj192.75 0 TD -0.1343 Tc 1.6342 Tw (2002\) and) Tj49.5 0 TD 0.75 Tc 0 Tw ( on) Tj15.75 0 TD 0 Tc ( ) Tj3 0 TD 0.0336 Tc (April) Tj24.75 0 TD 0 Tc 0.75 Tw ( 1,) Tj12.75 0 TD 0 Tw ( ) Tj3.75 0 TD (2003) Tj24 0 TD (,) Tj3 0 TD ( ) Tj3.75 0 TD -0.138 Tc 0.138 Tw (the ) Tj18 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.1028 Tc 1.2278 Tw (Ordinance to Amend) Tj-356.25 -14.25 TD -0.0636 Tc 1.6886 Tw (Prefectural Ordinance Concerning Special Treatment of Tax Base, etc. for Enterprise Tax on) Tj0 -13.5 TD -0.0666 Tc 4.5666 Tw (Banking Business, etc.) Tj117 0 TD -0.1534 Tc 5.0284 Tw ( in Osaka) Tj54 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0 Tc 4.8005 Tw ( \(Osaka Prefectural Ordinance No.14 of) Tj0 Tc -0.75 Tw ( ) Tj222.75 0 TD -0.0347 Tc 5.2847 Tw (2003\) were) Tj-399 -14.25 TD -0.0376 Tc 0 Tw (implemented) Tj62.25 0 TD 0 Tc (.) Tj3 0 TD ( ) Tj8.25 0 TD (Thus) Tj24 0 TD ( ) Tj8.25 0 TD -0.1544 Tc 5.4044 Tw (accordingly, the) Tj81 0 TD 0.0013 Tc 5.2487 Tw ( special exception of tax base by) Tj0 Tc -0.75 Tw ( ) Tj195.75 0 TD -0.138 Tc 0.138 Tw (the ) Tj22.5 0 TD 0.1233 Tc 0 Tw (Prefectural) Tj-405 -14.25 TD -0.1824 Tc (government) Tj56.25 0 TD -0.0299 Tc 0.5656 Tw ( Ordinance has been applied effective the year beginning on or after April 1, 2003.) Tj-56.25 -13.5 TD -0.22 Tc 0.22 Tw (As a ) Tj24.75 0 TD -0.1578 Tc 1.6578 Tw (result, the) Tj48 0 TD -0.0791 Tc 0.9898 Tw ( enterprise tax for Osaka for the year ended March 31, 2003, will be calculated) Tj-72.75 -14.25 TD -0.0724 Tc 0.2224 Tw (and paid based on the ) Tj107.25 0 TD 0.0495 Tc -0.0495 Tw (income, which) Tj69.75 0 TD -0.2254 Tc 0.7254 Tw ( is lower ) Tj45.75 0 TD -0.1035 Tc -0.6465 Tw (than ) Tj23.25 0 TD -0.138 Tc 0.138 Tw (the ) Tj17.25 0 TD 0 Tc 0 Tw (amount ) Tj39 0 TD 0.252 Tc -0.252 Tw (of ) Tj13.5 0 TD -0.0117 Tc 0.0117 Tw (the external standard ) Tj102.75 0 TD 0.0017 Tc 0.7483 Tw (tax base) Tj-418.5 -14.25 TD -0.0661 Tc 3.5349 Tw (in accordance with Addendum 2 of the revised Prefectural) Tj0 Tc -0.75 Tw ( ) Tj310.5 0 TD -0.0324 Tc 0 Tw (government) Tj57 0 TD 0.0193 Tc 3.7307 Tw ( Ordinance 2003.) Tj-367.5 -13.5 TD -0.0994 Tc 1.3744 Tw (However, it does not mean that we accept the Prefectural ) Tj286.5 0 TD -0.1824 Tc 0 Tw (government) Tj56.25 0 TD 0 Tc ( ) Tj4.5 0 TD -0.0688 Tc 0.8188 Tw (Ordinance, the) Tj71.25 0 TD -0.0223 Tc 2.2723 Tw ( revised) Tj-418.5 -14.25 TD -0.0337 Tc 0.1087 Tw (ordinance of 2002 and the revised ordinance of 2003 as ) Tj268.5 0 TD 0.0672 Tc -0.0672 Tw (being ) Tj30.75 0 TD -0.1044 Tc 0.4794 Tw (legal and lawful.) Tj-299.25 -27.75 TD -0.0712 Tc 3.8212 Tw (In addition, such enterprise tax is not subject to tax-effect) Tj0 Tc 0 Tw ( ) Tj312.75 0 TD 0.0594 Tc (accounting) Tj52.5 0 TD -0.207 Tc 3.957 Tw (, and) Tj27 0 TD -0.096 Tc 3.846 Tw ( accordingly,) Tj-392.25 -14.25 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.096 Tc 1.221 Tw (deferred tax assets) Tj89.25 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD 0.0633 Tc 0.1867 Tw ( decreased by ) Tj71.25 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD (6,581) Tj27 0 TD -0.1329 Tc 0.5079 Tw ( million ) Tj42.75 0 TD 0.168 Tc 0 Tw (from) Tj22.5 0 TD 0.112 Tc 0.638 Tw ( the ) Tj24 0 TD -0.192 Tc 0.192 Tw (former ) Tj35.25 0 TD 0.087 Tc -0.087 Tw (case ) Tj25.5 0 TD -0.0591 Tc 1.5591 Tw (in which) Tj41.25 0 TD -0.0402 Tc 1.2902 Tw ( the tax base) Tj-395.25 -14.25 TD -0.22 Tc 0 Tw (was) Tj18 0 TD -0.1183 Tc 0.8683 Tw ( income.) Tj-18 -27.75 TD -0.1836 Tc 0.1836 Tw (Also, ) Tj33 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.013 Tc 5.763 Tw (deferred tax liabilities on) Tj0 Tc -0.75 Tw ( ) Tj145.5 0 TD -0.291 Tc 0.291 Tw (land ) Tj28.5 0 TD 0.0693 Tc 0 Tw (revaluation) Tj54 0 TD -0.078 Tc (\224) Tj5.25 0 TD -0.0049 Tc 5.5049 Tw ( decreased by ) Tj5.25 Tc 0 Tw (\245) Tj90.75 0 TD -0.1172 Tc 6.1172 Tw (2,415 million and) Tj-362.25 -14.25 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.1072 Tc 0.6072 Tw (revaluation reserve for land, net of taxes) Tj192.75 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0554 Tc 0.3554 Tw ( increased by the same amount.) Tj-227.25 -27.75 TD 0 Tc 0 Tw (42.) Tj24 0 TD -0.078 Tc (\223) Tj5.25 0 TD -0.1594 Tc 1.5523 Tw (The Law to amend the local tax laws) Tj182.25 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0134 Tc 1.2634 Tw ( \(Law No.9, March 2003\) was made public on March) Tj-192.75 -14.25 TD -0.0385 Tc 3.0385 Tw (31, 2003. The tax base of enterprise tax for the banking industry was chan) Tj391.5 0 TD -0.276 Tc 0 Tw (ged) Tj16.5 0 TD -0.1774 Tc 3.5524 Tw ( from the) Tj-408 -13.5 TD -0.1035 Tc 0.1035 Tw (previous ) Tj43.5 0 TD -0.078 Tc 0 Tw (\223) Tj6 0 TD -0.0766 Tc 0.5766 Tw (income and liquidation income) Tj148.5 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD 0 Tc ( ) Tj3.75 0 TD -0.0217 Tc 0.2092 Tw (\(article 72-12 of the ) Tj99 0 TD 0.336 Tc 0 Tw (O) Tj9.75 0 TD -0.543 Tc 0.543 Tw (ld ) Tj12 0 TD 0.168 Tc 0 Tw (L) Tj6.75 0 TD 0.0645 Tc -0.8145 Tw (ocal ) Tj24 0 TD 0.168 Tc 0 Tw (T) Tj6.75 0 TD -0.039 Tc -0.711 Tw (ax ) Tj15 0 TD 0.168 Tc 0 Tw (L) Tj6.75 0 TD -0.0518 Tc 0.5518 Tw (aw of 2003\) to) Tj-387 -14.25 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0648 Tc 1.5648 Tw (added value) Tj58.5 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD 0 Tc (, ) Tj8.25 0 TD -0.078 Tc (\223) Tj5.25 0 TD 0.1008 Tc 2.1492 Tw (amount of capital) Tj88.5 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.026 Tc 1.151 Tw ( and ) Tj28.5 0 TD -0.078 Tc 0 Tw (\223) Tj6 0 TD -0.1007 Tc 1.2257 Tw (income and ) Tj63 0 TD 0.0447 Tc 0 Tw (liquidation) Tj51 0 TD -0.263 Tc 3.263 Tw ( income) Tj40.5 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0769 Tc 3.0769 Tw (. Enterprise taxes) Tj-370.5 -14.25 TD -0.0799 Tc 0.6049 Tw (based on added value and amount of capital are not ) Tj251.25 0 TD -0.0234 Tc 0 Tw (considered) Tj51.75 0 TD -0.1567 Tc 1.0317 Tw ( as income taxes. And, with this) Tj-303 -13.5 TD -0.0961 Tc 0.4931 Tw (change, the Tokyo tax base for enterprise tax and the Osaka tax base for enterprise tax will ) Tj439.5 0 TD -0.1455 Tc 0 Tw (lose) Tj-439.5 -14.25 TD -0.0518 Tc 0.0518 Tw (the basis ) Tj44.25 0 TD 0.75 Tc 0 Tw (by) Tj12 0 TD -0.1472 Tc 0.4472 Tw ( law and will not ) Tj83.25 0 TD -0.039 Tc 0.039 Tw (be ) Tj14.25 0 TD -0.0111 Tc 0.0111 Tw (applied ) Tj39 0 TD -0.0743 Tc 0.3957 Tw (for the fiscal year ended March 31, 2004.) TjETendstream endobj 83 0 obj 14118 endobj 81 0 obj << /Type /Page /Parent 72 0 R /Resources << /Font << /F0 6 0 R >> /ProcSet 2 0 R >> /Contents 82 0 R >> endobj 85 0 obj << /Length 86 0 R >> stream BT433.5 809.25 TD0 0 0 rg /F0 12 Tf-0.0872 Tc 0.4622 Tw (Resona Holdings, Inc.) Tj-146.25 -782.25 TD -0.246 Tc 0 Tw (-) Tj4.5 0 TD 0 Tc (23) Tj12 0 TD -0.246 Tc (-) Tj-222.75 747.75 TD -0.0591 Tc 1.1841 Tw (With this change, total amount of ) Tj169.5 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0519 Tc 1.9269 Tw (deferred tax assets) Tj91.5 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.088 Tc 1.713 Tw ( of five banks, namely, Resona Bank,) Tj-271.5 -14.25 TD -0.1025 Tc 1.4295 Tw (Ltd., Saitama Resona Bank, Ltd., The Kinki Osaka Bank, Ltd., The Nara Bank, Ltd.) Tj414 0 TD -0.276 Tc 1.776 Tw ( and) Tj21.75 0 TD -0.47 Tc 1.97 Tw ( The) Tj-435.75 -14.25 TD -0.1191 Tc 2.9691 Tw (Resona Trust & Banking Co., Ltd.,) Tj179.25 0 TD -0.0416 Tc 2.8916 Tw ( will increase by \24511,755 million) Tj170.25 0 TD -0.026 Tc 1.151 Tw ( and ) Tj27.75 0 TD -0.078 Tc 0 Tw (\223) Tj6 0 TD 0.1055 Tc 2.8945 Tw (income taxes -) Tj-383.25 -13.5 TD -0.1215 Tc 0 Tw (deferred) Tj39 0 TD -0.078 Tc (\224) Tj5.25 0 TD -0.083 Tc 0.383 Tw ( will decrease by \24511,716 million.) Tj-44.25 -14.25 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0097 Tc 2.5597 Tw (Deferred tax liabilities on land revaluation) Tj214.5 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0489 Tc 2.1739 Tw ( increased by \2453,344 million and ) Tj174 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD 0.1375 Tc (revaluation) Tj-404.25 -14.25 TD -0.1548 Tc 4.6548 Tw (reserve for land, net of taxes) Tj155.25 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD 0 Tc (,) Tj3 0 TD -0.0151 Tc 4.5151 Tw ( decreased by the same amount,) Tj0 Tc 0 Tw ( ) Tj182.25 0 TD -0.0828 Tc 0.0828 Tw (while ) Tj33.75 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.1006 Tc 4.6006 Tw (Net unrealized) Tj-384.75 -13.5 TD -0.0873 Tc 0.556 Tw (gains/losses on securities available for sale, net of taxes) Tj266.25 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0905 Tc 0.4655 Tw ( increased by \24548 million.) Tj-271.5 -14.25 TD -0.0591 Tc 2.3091 Tw (For the Bank, the ) Tj97.5 0 TD 0.1667 Tc 0 Tw (statutory) Tj42 0 TD -0.0498 Tc 3.0498 Tw ( tax rate applied in the calculation of deferred tax assets and) Tj-139.5 -14.25 TD -0.126 Tc 0.126 Tw (deferred tax ) Tj61.5 0 TD -0.1069 Tc 0 Tw (liabilities) Tj43.5 0 TD -0.0541 Tc 1.0349 Tw ( after the fiscal year ended March 31, 2004 will change from 38.01% to) Tj-105 -13.5 TD -0.0351 Tc 0 Tw (40.45%.) Tj-24 -28.5 TD 0 Tc (43) Tj24 0 TD 0.459 Tc 1.791 Tw (The C) Tj31.5 0 TD -0.093 Tc 3.468 Tw (ompany has applied) Tj0 Tc 0 Tw ( ) Tj106.5 0 TD -0.138 Tc 0.138 Tw (the ) Tj19.5 0 TD -0.078 Tc 0 Tw (\223) Tj6 0 TD -0.0179 Tc 2.8036 Tw (Accounting Standard for Treasury Stock and Reversals of) Tj-163.5 -13.5 TD -0.1265 Tc 2.3765 Tw (Legal Reserves) Tj74.25 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0187 Tc 1.5187 Tw ( \(Business ) Tj57.75 0 TD 0.0258 Tc 0 Tw (Accounting) Tj55.5 0 TD 0.0209 Tc 2.0624 Tw ( Standard No. 1\) effective April 1, 2002. The effect) Tj-192.75 -14.25 TD 0.125 Tc 0 Tw (adopti) Tj30 0 TD 0 Tc (ng) Tj11.25 0 TD -0.0695 Tc 2.6695 Tw ( this standard to assets and capital for the fiscal year ended March 31, 2003 was) Tj-41.25 -14.25 TD -0.1587 Tc 0 Tw (immaterial.) Tj-24 -27.75 TD 0 Tc (44) Tj24 0 TD -0.0951 Tc 1.9701 Tw (The Company has applied ) Tj136.5 0 TD -0.138 Tc 0.138 Tw (the ) Tj19.5 0 TD -0.078 Tc 0 Tw (\223) Tj6 0 TD -0.0447 Tc 2.5447 Tw (Accounting Standard for Net income per Share) Tj239.25 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0187 Tc 2.2687 Tw ( \(Business) Tj-406.5 -14.25 TD -0.015 Tc 0.915 Tw (Accounting Standard No. 2\) and ) Tj163.5 0 TD -0.138 Tc 0.138 Tw (the ) Tj18.75 0 TD -0.078 Tc 0 Tw (\223) Tj6 0 TD -0.0952 Tc 1.7023 Tw (Guideline for the Accounting Standard for Net income) Tj-188.25 -13.5 TD -0.081 Tc 0.081 Tw (per Share) Tj45 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0478 Tc 0.3205 Tw ( \(Guideline for Business Accounting Standard No. 4\) effective April 1, 2002.) Tj-74.25 -28.5 TD 0 Tc 0 Tw (45.) Tj24 0 TD -0.0676 Tc 0.8176 Tw (The following amendments ) Tj136.5 0 TD -0.1294 Tc 0 Tw (present) Tj34.5 0 TD -0.039 Tc (ed) Tj11.25 0 TD -0.0923 Tc 1.4257 Tw ( have been made effective from this fiscal year onwards) Tj-182.25 -13.5 TD -0.0825 Tc 0.4575 Tw (with the application of new forms based on ) Tj212.25 0 TD 0.112 Tc -0.112 Tw (the ) Tj18 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0712 Tc 0.6069 Tw (Cabinet orders for amendments of rules of the) Tj-235.5 -14.25 TD -0.0492 Tc 0.7992 Tw (Banking Law) Tj64.5 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0238 Tc 0.131 Tw ( \(Cabinet order No.47 dated April 22, 2003\).) Tj-69.75 -27.75 TD -0.164 Tc 0 Tw (\(1\)) Tj13.5 0 TD /F4 12 Tf0 Tc -0.336 Tw ( ) Tj4.5 0 TD /F0 12 Tf-0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0602 Tc 0.2477 Tw (Deposits for bonds borrowing transactions) Tj203.25 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0509 Tc 0.4259 Tw ( are now separately disclosed as ) Tj157.5 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0625 Tc 0.8125 Tw (deposits paid) Tj-376.5 -14.25 TD -0.049 Tc 1.549 Tw (for bonds lending/borrowing transactions) Tj201 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.1418 Tc 1.3203 Tw (, which used to be included in ) Tj153 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD 0.1222 Tc 0.6278 Tw (other assets) Tj57 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD 0 Tc ( ) Tj5.25 0 TD -0.168 Tc (in) Tj-432 -14.25 TD -0.1842 Tc 1.4342 Tw (the prior year. ) Tj73.5 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0591 Tc 2.1216 Tw (deposits for bonds lending transactions) Tj194.25 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0509 Tc 2.0009 Tw ( are now separately disclosed as) Tj-278.25 -13.5 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0432 Tc 0.3432 Tw (deposits received for bonds borrowing/lending transactions) Tj284.25 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0793 Tc 0.8292 Tw (, which used to be included in) Tj-294.75 -14.25 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.021 Tc 0.771 Tw (other liabilities) Tj72 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD 0 Tc (.) Tj-100.5 -27.75 TD -0.164 Tc (\(2\)) Tj13.5 0 TD /F4 12 Tf0 Tc -0.336 Tw ( ) Tj4.5 0 TD /F0 12 Tf-0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.027 Tc 0.402 Tw (Land revaluation differences) Tj138 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.065 Tc 1.19 Tw (, which were separately disclosed in the prior year, are now) Tj-148.5 -14.25 TD -0.06 Tc 0.06 Tw (disclosed as ) Tj60 0 TD -0.078 Tc 0 Tw (\223) Tj5.25 0 TD -0.0863 Tc 0.5863 Tw (revaluation reserve for land, net of taxes) Tj193.5 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0757 Tc 0.5257 Tw ( from this fiscal year onwards.) 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Tj-258 -42 TD 0 Tc 0 Tw (5.) Tj21.75 0 TD -0.078 Tc (\223) Tj5.25 0 TD 0.0214 Tc -0.0214 Tw (Other ordinary expenses) Tj117 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD 0.042 Tc 0.708 Tw ( include:) Tj-127.5 -28.5 TD 0.3 Tc 0 Tw (\225) Tj14.25 0 TD -0.2148 Tc (Write) Tj26.25 0 TD -0.246 Tc (-) Tj4.5 0 TD -0.132 Tc 0.507 Tw (off of loans) Tj283.5 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD (\240\240) Tj6 0 TD 0.0407 Tc -0.0407 Tw (244,854 million) Tj-340.5 -16.5 TD 0.3 Tc 0 Tw (\225) Tj14.25 0 TD -0.0159 Tc 0.0159 Tw (Losses on devaluation of stocks and other securities) Tj314.25 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD (\240\240) Tj6 0 TD (308,960) Tj39 0 TD 0.0814 Tc -0.0814 Tw ( million) Tj-379.5 -16.5 TD 0.3 Tc 0 Tw (\225) Tj14.25 0 TD 0.0115 Tc -0.0115 Tw (Losses on sales of stocks and other securities) Tj321.75 0 TD 0 Tc 0 Tw (\245) Tj6 0 TD ( 26,267) Tj36 0 TD 0.0814 Tc -0.0814 Tw ( million) Tj-399.75 -27 TD 0 Tc 0 Tw (6.) 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447.75 TD-0.0232 Tc (Other) Tj192.75 0 TD -0.2625 Tc (3,930) Tj69.75 0 TD (3,934) Tj90 0 TD 0.375 Tc (4) Tj54 0 TD -0.375 Tc (61) Tj64.5 0 TD (57) TjET51 459 0.75 0.75 re f51.75 459 148.5 0.75 re f200.25 459 0.75 0.75 re f201 459 77.25 0.75 re f278.25 459 0.75 0.75 re f279 459 69 0.75 re f348 459 0.75 0.75 re f348.75 459 69.75 0.75 re f418.5 459 0.75 0.75 re f419.25 459 58.5 0.75 re f477.75 459 0.75 0.75 re f478.5 459 64.5 0.75 re f543 459 0.75 0.75 re f51 445.5 0.75 13.5 re f200.25 445.5 0.75 13.5 re f278.25 445.5 0.75 13.5 re f348 445.5 0.75 13.5 re f418.5 445.5 0.75 13.5 re f477.75 445.5 0.75 13.5 re f543 445.5 0.75 13.5 re fBT115.5 433.5 TD-0.0997 Tc (Total) Tj134.25 0 TD -0.2625 Tc (4,821) Tj69.75 0 TD (4,802) Tj77.25 0 TD -0.3731 Tc (\(18\)) Tj66.75 0 TD -0.375 Tc (72) Tj64.5 0 TD (91) TjET51 444.75 0.75 0.75 re f51.75 444.75 148.5 0.75 re f200.25 444.75 0.75 0.75 re f201 444.75 77.25 0.75 re f278.25 444.75 0.75 0.75 re f279 444.75 69 0.75 re f348 444.75 0.75 0.75 re f348.75 444.75 69.75 0.75 re f418.5 444.75 0.75 0.75 re f419.25 444.75 58.5 0.75 re f477.75 444.75 0.75 0.75 re f478.5 444.75 64.5 0.75 re f543 444.75 0.75 0.75 re f51 431.25 0.75 13.5 re f51 430.5 0.75 0.75 re f51 430.5 0.75 0.75 re f51.75 430.5 148.5 0.75 re f200.25 431.25 0.75 13.5 re f200.25 430.5 0.75 0.75 re f201 430.5 77.25 0.75 re f278.25 431.25 0.75 13.5 re f278.25 430.5 0.75 0.75 re f279 430.5 69 0.75 re f348 431.25 0.75 13.5 re f348 430.5 0.75 0.75 re f348.75 430.5 69.75 0.75 re f418.5 431.25 0.75 13.5 re f418.5 430.5 0.75 0.75 re f419.25 430.5 58.5 0.75 re f477.75 431.25 0.75 13.5 re f477.75 430.5 0.75 0.75 re f478.5 430.5 64.5 0.75 re f543 431.25 0.75 13.5 re f543 430.5 0.75 0.75 re f543 430.5 0.75 0.75 re fBT57 420 TD0.1005 Tc (Note:) Tj24 0 TD 0 Tc 3.1875 Tw ( ) Tj11.25 0 TD -0.1698 Tc 0.3573 Tw (Market values are based on the market prices on March 31, 200) Tj279.75 0 TD 0.375 Tc 0 Tw (2) Tj5.25 0 TD 0.1875 Tc (.) 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Gains/Losses) TjET51 330.75 0.75 0.75 re f200.25 330.75 0.75 0.75 re f201 330.75 71.25 0.75 re f272.25 330.75 0.75 0.75 re f273 330.75 75 0.75 re f348 330.75 0.75 0.75 re f348.75 330.75 194.25 0.75 re f543 330.75 0.75 0.75 re f51 317.25 0.75 13.5 re f200.25 317.25 0.75 13.5 re f272.25 317.25 0.75 13.5 re f348 317.25 0.75 13.5 re f543 317.25 0.75 13.5 re fBT225 305.25 TD0 Tc 0 Tw (costs) Tj56.25 0 TD 0.375 Tc (b) Tj5.25 0 TD -0.0387 Tc (alance) Tj28.5 0 TD 0 Tc 0.1875 Tw ( ) Tj3 0 TD 0.1763 Tc 0 Tw (sheet) Tj-23.25 -14.25 TD -0.25 Tc (amount) Tj144 14.25 TD -0.2175 Tc (Gain) Tj61.5 0 TD -0.0628 Tc (Loss) TjET51 315.75 0.75 0.75 re f200.25 315.75 0.75 0.75 re f272.25 315.75 0.75 0.75 re f348 315.75 0.75 0.75 re f418.5 315.75 0.75 0.75 re f418.5 315.75 0.75 0.75 re f419.25 315.75 58.5 0.75 re f477.75 315.75 0.75 0.75 re f478.5 315.75 64.5 0.75 re f543 315.75 0.75 0.75 re f51 273.75 0.75 42 re f200.25 273.75 0.75 42 re f272.25 273.75 0.75 42 re f348 273.75 0.75 42 re f418.5 273.75 0.75 42 re f477.75 273.75 0.75 42 re f543 273.75 0.75 42 re fBT232.5 262.5 TD/F3 11.25 Tf0.1275 Tc (X) Tj75 0 TD (Y) Tj67.5 0 TD -0.1637 Tc (Y-X) TjET51 260.25 0.75 14.25 re f200.25 260.25 0.75 14.25 re f272.25 260.25 0.75 14.25 re f348 260.25 0.75 14.25 re f418.5 260.25 0.75 14.25 re f477.75 260.25 0.75 14.25 re f543 260.25 0.75 14.25 re fBT57 248.25 TD/F0 11.25 Tf-0.2506 Tc (Stocks) Tj167.25 0 TD -0.0833 Tc (1,928,133) Tj76.5 0 TD (1,838,809) Tj77.25 0 TD -0.3037 Tc (\(89,324\)) Tj60.75 0 TD -0.0804 Tc (103,640) Tj64.5 0 TD (192,964) TjET51 259.5 0.75 0.75 re f51.75 259.5 148.5 0.75 re f200.25 259.5 0.75 0.75 re f201 259.5 71.25 0.75 re f272.25 259.5 0.75 0.75 re f273 259.5 75 0.75 re f348 259.5 0.75 0.75 re f348.75 259.5 69.75 0.75 re f418.5 259.5 0.75 0.75 re f419.25 259.5 58.5 0.75 re f477.75 259.5 0.75 0.75 re f478.5 259.5 64.5 0.75 re f543 259.5 0.75 0.75 re f51 246 0.75 13.5 re f200.25 246 0.75 13.5 re f272.25 246 0.75 13.5 re f348 246 0.75 13.5 re f418.5 246 0.75 13.5 re f477.75 246 0.75 13.5 re f543 246 0.75 13.5 re fBT57 234 TD-0.0038 Tc (B) Tj7.5 0 TD -0.4378 Tc (onds) Tj159.75 0 TD -0.0833 Tc (4,394,349) Tj76.5 0 TD (4,418,192) Tj84.75 0 TD -0.2812 Tc (23,843) Tj59.25 0 TD (27,260) Tj69.75 0 TD -0.2625 Tc (3,417) TjET51 245.25 0.75 0.75 re f51.75 245.25 148.5 0.75 re f200.25 245.25 0.75 0.75 re f201 245.25 71.25 0.75 re f272.25 245.25 0.75 0.75 re f273 245.25 75 0.75 re f348 245.25 0.75 0.75 re f348.75 245.25 69.75 0.75 re f418.5 245.25 0.75 0.75 re f419.25 245.25 58.5 0.75 re f477.75 245.25 0.75 0.75 re f478.5 245.25 64.5 0.75 re f543 245.25 0.75 0.75 re f51 231.75 0.75 13.5 re f200.25 231.75 0.75 13.5 re f272.25 231.75 0.75 13.5 re f348 231.75 0.75 13.5 re f418.5 231.75 0.75 13.5 re f477.75 231.75 0.75 13.5 re f543 231.75 0.75 13.5 re fBT68.25 219.75 TD0.1256 Tc (National) Tj37.5 0 TD -0.2245 Tc 0.412 Tw ( government bonds) Tj118.5 0 TD -0.0833 Tc 0 Tw (3,538,560) Tj76.5 0 TD (3,556,856) Tj84.75 0 TD -0.2812 Tc (18,296) Tj59.25 0 TD (18,395) Tj83.25 0 TD 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re f273 216 75 0.75 re f348 216 0.75 0.75 re f348.75 216 69.75 0.75 re f418.5 216 0.75 0.75 re f419.25 216 58.5 0.75 re f477.75 216 0.75 0.75 re f478.5 216 64.5 0.75 re f543 216 0.75 0.75 re f51 202.5 0.75 13.5 re f62.25 202.5 0.75 13.5 re f200.25 202.5 0.75 13.5 re f272.25 202.5 0.75 13.5 re f348 202.5 0.75 13.5 re f418.5 202.5 0.75 13.5 re f477.75 202.5 0.75 13.5 re f543 202.5 0.75 13.5 re fBT68.25 190.5 TD-0.2046 Tc 0.3921 Tw (Corporate bonds) Tj164.25 0 TD -0.0804 Tc 0 Tw (725,104) Tj76.5 0 TD (727,178) Tj81.75 0 TD -0.2625 Tc (2,073) Tj59.25 0 TD (5,224) Tj64.5 0 TD (3,150) TjET51 201.75 0.75 0.75 re f62.25 201.75 0.75 0.75 re f63 201.75 137.25 0.75 re f200.25 201.75 0.75 0.75 re f201 201.75 71.25 0.75 re f272.25 201.75 0.75 0.75 re f273 201.75 75 0.75 re f348 201.75 0.75 0.75 re f348.75 201.75 69.75 0.75 re f418.5 201.75 0.75 0.75 re f419.25 201.75 58.5 0.75 re f477.75 201.75 0.75 0.75 re f478.5 201.75 64.5 0.75 re f543 201.75 0.75 0.75 re f51 188.25 0.75 13.5 re f62.25 188.25 0.75 13.5 re f200.25 188.25 0.75 13.5 re f272.25 188.25 0.75 13.5 re f348 188.25 0.75 13.5 re f418.5 188.25 0.75 13.5 re f477.75 188.25 0.75 13.5 re f543 188.25 0.75 13.5 re fBT57 176.25 TD-0.0232 Tc (Other) Tj175.5 0 TD -0.0804 Tc (247,645) Tj76.5 0 TD (242,387) Tj74.25 0 TD -0.2936 Tc (\(5,257\)) Tj66.75 0 TD -0.2625 Tc (2,557) Tj64.5 0 TD (7,815) TjET51 186.75 0.75 0.75 re f51.75 186.75 10.5 0.75 re f62.25 186.75 0.75 0.75 re f63 186.75 137.25 0.75 re f200.25 186.75 0.75 0.75 re f201 186.75 71.25 0.75 re f272.25 186.75 0.75 0.75 re f273 186.75 75 0.75 re f348 186.75 0.75 0.75 re f348.75 186.75 69.75 0.75 re f418.5 186.75 0.75 0.75 re f419.25 186.75 58.5 0.75 re f477.75 186.75 0.75 0.75 re f478.5 186.75 64.5 0.75 re f543 186.75 0.75 0.75 re f51 173.25 0.75 13.5 re f200.25 173.25 0.75 13.5 re f272.25 173.25 0.75 13.5 re f348 173.25 0.75 13.5 re f418.5 173.25 0.75 13.5 re f477.75 173.25 0.75 13.5 re f543 173.25 0.75 13.5 re fBT115.5 161.25 TD-0.0997 Tc (Total) Tj108.75 0 TD -0.0833 Tc 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Tj8.25 0 TD -0.1501 Tc 1.1948 Tw (Market values of stocks are based on the average market prices of the last ) Tj341.25 0 TD -0.1228 Tc 0 Tw (one-) Tj19.5 0 TD -0.1596 Tc 1.3471 Tw (month of the year) Tj-360.75 -13.5 TD -0.1978 Tc 0.3853 Tw (ended March 31, 200) Tj93 0 TD 0.375 Tc 0 Tw (2) Tj5.25 0 TD 0.1875 Tc (.) Tj-105.75 -14.25 TD -0.4687 Tc (2.) Tj8.25 0 TD -0.1613 Tc 0.2911 Tw (Market values of others are based on the market prices on March 31, 200) Tj321 0 TD 0.375 Tc 0 Tw (2) Tj5.25 0 TD 0.1875 Tc (.) Tj-367.5 -42 TD -0.1225 Tc 0.31 Tw (\(5\) ) Tj15.75 0 TD /F0 12 Tf-0.0906 Tc 0.0906 Tw (No held-to-) Tj55.5 0 TD 0.0728 Tc 0 Tw (maturity) Tj39.75 0 TD -0.005 Tc 0.13 Tw ( bonds were sold during the period.) 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Tj-146.25 -782.25 TD -0.246 Tc 0 Tw (-) Tj4.5 0 TD 0 Tc (28) Tj12 0 TD -0.246 Tc (-) Tj-246.75 748.5 TD /F0 11.25 Tf-0.1375 Tc 0.325 Tw (\(6\) Other securities ) Tj87.75 0 TD 0.0937 Tc 0 Tw (that) Tj16.5 0 TD -0.1593 Tc 0.3468 Tw ( were sold during the year ) Tj117.75 0 TD -0.2146 Tc 0.1521 Tw (ended March 31, ) Tj76.5 0 TD -0.375 Tc 0 Tw (2002) Tj43.5 0 TD /F1 12 Tf-0.0328 Tc 0.0328 Tw (\(Millions of yen\)) Tj-59.25 -15.75 TD /F0 11.25 Tf-0.2713 Tc 0.4588 Tw (FY 2001) TjET51 771 0.75 0.75 re f51 771 0.75 0.75 re f51.75 771 178.5 0.75 re f230.25 771 0.75 0.75 re f231 771 254.25 0.75 re f485.25 771 0.75 0.75 re f485.25 771 0.75 0.75 re f51 757.5 0.75 13.5 re f230.25 757.5 0.75 13.5 re f485.25 757.5 0.75 13.5 re fBT264 745.5 TD-0.4706 Tc 0 Tw (Sold) Tj84 0 TD -0.2175 Tc (Gain) Tj84.75 0 TD -0.0628 Tc (Loss) TjET51 756 0.75 0.75 re f230.25 756 0.75 0.75 re f231 756 84 0.75 re f315 756 0.75 0.75 re f315.75 756 84.75 0.75 re f400.5 756 0.75 0.75 re f401.25 756 84 0.75 re f485.25 756 0.75 0.75 re f51 742.5 0.75 13.5 re f230.25 742.5 0.75 13.5 re f315 742.5 0.75 13.5 re f400.5 742.5 0.75 13.5 re f485.25 742.5 0.75 13.5 re fBT57 730.5 TD-0.1405 Tc 0.328 Tw (Other securities) Tj211.5 0 TD -0.25 Tc 0 Tw (7,911,660) Tj98.25 0 TD -0.2812 Tc (79,462) Tj78.75 0 TD -0.0804 Tc (232,555) TjET51 741.75 0.75 0.75 re f51.75 741.75 178.5 0.75 re f230.25 741.75 0.75 0.75 re f231 741.75 84 0.75 re f315 741.75 0.75 0.75 re f315.75 741.75 84.75 0.75 re f400.5 741.75 0.75 0.75 re f401.25 741.75 84 0.75 re f485.25 741.75 0.75 0.75 re f51 728.25 0.75 13.5 re f51 727.5 0.75 0.75 re f51 727.5 0.75 0.75 re f51.75 727.5 178.5 0.75 re f230.25 728.25 0.75 13.5 re f230.25 727.5 0.75 0.75 re f231 727.5 84 0.75 re f315 728.25 0.75 13.5 re f315 727.5 0.75 0.75 re f315.75 727.5 84.75 0.75 re f400.5 728.25 0.75 13.5 re f400.5 727.5 0.75 0.75 re f401.25 727.5 84 0.75 re f485.25 728.25 0.75 13.5 re f485.25 727.5 0.75 0.75 re f485.25 727.5 0.75 0.75 re fBT57 703.5 TD-0.1547 Tc 2.0672 Tw (\(7\) The major components of securities with which market value ) Tj307.5 0 TD 0.1688 Tc 0 Tw (was) Tj17.25 0 TD -0.1821 Tc 2.3196 Tw ( not available and their respective) Tj-324.75 -14.25 TD -0.137 Tc 0.3245 Tw (balance sheet amounts) Tj390 0 TD /F1 12 Tf-0.0328 Tc 0.0328 Tw (\(Millions of yen\)) Tj-74.25 -15.75 TD /F0 11.25 Tf-0.03 Tc 0.2175 Tw (As of ) Tj27.75 0 TD -0.0225 Tc 0 Tw (March) Tj28.5 0 TD -0.4062 Tc 0.5937 Tw ( 31, 200) Tj34.5 0 TD 0.375 Tc 0 Tw (2) TjET51 684.75 0.75 0.75 re f51 684.75 0.75 0.75 re f51.75 684.75 245.25 0.75 re f297 684.75 0.75 0.75 re f297.75 684.75 245.25 0.75 re f543 684.75 0.75 0.75 re f543 684.75 0.75 0.75 re f51 671.25 0.75 13.5 re f297 671.25 0.75 13.5 re f543 671.25 0.75 13.5 re fBT57 659.25 TD-0.1845 Tc 0.372 Tw (Bonds held to maturity) TjET51 670.5 0.75 0.75 re f51.75 670.5 245.25 0.75 re f297 670.5 0.75 0.75 re f297.75 670.5 245.25 0.75 re f543 670.5 0.75 0.75 re f51 657 0.75 13.5 re f297 657 0.75 13.5 re f543 657 0.75 13.5 re fBT57 645.75 TD0 Tc 0.1875 Tw ( ) Tj5.25 0 TD /F0 12 Tf-0.0474 Tc 0.4224 Tw (Unlisted internal bonds) Tj378.75 0 TD /F0 11.25 Tf-0.2625 Tc 0 Tw (5,033) TjET51 642 0.75 14.25 re f297 642 0.75 14.25 re f543 642 0.75 14.25 re fBT57 631.5 TD/F0 12 Tf-0.023 Tc 0.773 Tw ( Negotiable certificates of deposit) Tj384 0 TD /F0 11.25 Tf-0.2625 Tc 0 Tw (5,595) TjET51 628.5 0.75 14.25 re f297 628.5 0.75 14.25 re f543 628.5 0.75 14.25 re fBT57 616.5 TD-0.1405 Tc 0.328 Tw (Other securities) TjET51 627.75 0.75 0.75 re f51.75 627.75 245.25 0.75 re f297 627.75 0.75 0.75 re f297.75 627.75 245.25 0.75 re f543 627.75 0.75 0.75 re f51 614.25 0.75 13.5 re f297 614.25 0.75 13.5 re f543 614.25 0.75 13.5 re fBT57 603 TD0 Tc 0.1875 Tw ( ) Tj5.25 0 TD /F0 12 Tf-0.021 Tc 0.021 Tw (Unlisted ) Tj44.25 0 TD /F0 11.25 Tf-0.0773 Tc 0 Tw (internal) Tj32.25 0 TD /F0 12 Tf0.2664 Tc -0.2664 Tw ( bonds) Tj291 0 TD /F0 11.25 Tf-0.0804 Tc 0 Tw (202,636) TjET51 600 0.75 14.25 re f297 600 0.75 14.25 re f543 600 0.75 14.25 re fBT57 588.75 TD0 Tc 0.1875 Tw ( ) Tj5.25 0 TD -0.1108 Tc 0.2983 Tw (Unlisted stocks \(except over-the-counter securities\)) Tj373.5 0 TD -0.2812 Tc 0 Tw (99,773) TjET51 585.75 0.75 14.25 re f297 585.75 0.75 14.25 re f543 585.75 0.75 14.25 re fBT57 575.25 TD0 Tc 0.1875 Tw ( ) Tj5.25 0 TD -0.172 Tc -0.3905 Tw (Unlisted ) Tj39.75 0 TD -0.1414 Tc 0 Tw (foreign) Tj31.5 0 TD -0.2753 Tc 0.4627 Tw ( bonds) Tj302.25 0 TD -0.2812 Tc 0 Tw (14,964) TjET51 572.25 0.75 13.5 re f51 571.5 0.75 0.75 re f51 571.5 0.75 0.75 re f51.75 571.5 245.25 0.75 re f297 572.25 0.75 13.5 re f297 571.5 0.75 0.75 re f297.75 571.5 245.25 0.75 re f543 572.25 0.75 13.5 re f543 571.5 0.75 0.75 re f543 571.5 0.75 0.75 re fBT57 547.5 TD-0.1802 Tc 0.1802 Tw (\(8\) Securities of which ) Tj102.75 0 TD -0.0825 Tc 0.27 Tw (the ) Tj16.5 0 TD -0.0923 Tc 0.2798 Tw (purpose to hold were changed) Tj-97.5 -14.25 TD -0.2794 Tc 0 Tw (None) Tj-21.75 -27.75 TD -0.1743 Tc 0.3618 Tw (\(9\) Projected redemption amounts for other securities with maturities and bonds held to maturity.) Tj384 -14.25 TD /F1 12 Tf-0.0328 Tc 0.0328 Tw (\(Millions of yen\)) Tj-117 -15.75 TD /F0 11.25 Tf-0.03 Tc 0.2175 Tw (As of ) Tj27.75 0 TD -0.0225 Tc 0 Tw (March) Tj28.5 0 TD -0.4062 Tc 0.5937 Tw ( 31, 200) Tj34.5 0 TD 0.375 Tc 0 Tw (2) TjET51 486.75 0.75 0.75 re f51 486.75 0.75 0.75 re f51.75 486.75 148.5 0.75 re f200.25 486.75 0.75 0.75 re f201 486.75 341.25 0.75 re f542.25 486.75 0.75 0.75 re f542.25 486.75 0.75 0.75 re f51 473.25 0.75 13.5 re f200.25 473.25 0.75 13.5 re f542.25 473.25 0.75 13.5 re fBT214.5 460.5 TD/F0 9.75 Tf-0.375 Tc 0.1875 Tw (1 ) Tj7.5 0 TD 0.0062 Tc 0.1813 Tw (Year or Less) Tj81.75 0 TD -0.375 Tc 0.1875 Tw (1 ) Tj6.75 0 TD 0.3322 Tc 0.2303 Tw (to ) Tj10.5 0 TD 0.375 Tc 0.1875 Tw (5 ) Tj8.25 0 TD -0.3474 Tc 0 Tw (Years) Tj55.5 0 TD -0.375 Tc 0.1875 Tw (5 ) Tj6.75 0 TD -0.0358 Tc 0.2233 Tw (to 10 Years) Tj78.75 0 TD 0.0398 Tc 0.1477 Tw (Over 10 years) TjET51 472.5 0.75 0.75 re f200.25 472.5 0.75 0.75 re f201 472.5 83.25 0.75 re f284.25 472.5 0.75 0.75 re f285 472.5 83.25 0.75 re f368.25 472.5 0.75 0.75 re f369 472.5 83.25 0.75 re f452.25 472.5 0.75 0.75 re f453 472.5 89.25 0.75 re f542.25 472.5 0.75 0.75 re f51 459 0.75 13.5 re f200.25 459 0.75 13.5 re f284.25 459 0.75 13.5 re f368.25 459 0.75 13.5 re f452.25 459 0.75 13.5 re f542.25 459 0.75 13.5 re fBT57 447 TD/F0 11.25 Tf-0.0038 Tc 0 Tw (B) Tj7.5 0 TD -0.4378 Tc (onds) Tj172.5 0 TD -0.0833 Tc (1,063,813) Tj84 0 TD (2,673,406) Tj92.25 0 TD -0.0804 Tc (884,984) Tj101.25 0 TD -0.2625 Tc (4,450) TjET51 457.5 0.75 0.75 re f51.75 457.5 148.5 0.75 re f200.25 457.5 0.75 0.75 re f201 457.5 83.25 0.75 re f284.25 457.5 0.75 0.75 re f285 457.5 83.25 0.75 re f368.25 457.5 0.75 0.75 re f369 457.5 83.25 0.75 re f452.25 457.5 0.75 0.75 re f453 457.5 89.25 0.75 re f542.25 457.5 0.75 0.75 re f51 444 0.75 13.5 re f200.25 444 0.75 13.5 re f284.25 444 0.75 13.5 re f368.25 444 0.75 13.5 re f452.25 444 0.75 13.5 re f542.25 444 0.75 13.5 re fBT68.25 432 TD0.1256 Tc (National) Tj37.5 0 TD -0.2245 Tc 0.412 Tw ( government bonds) Tj139.5 0 TD -0.0804 Tc 0 Tw (854,482) Tj75.75 0 TD -0.0833 Tc (1,949,240) Tj92.25 0 TD -0.0804 Tc (750,143) Tj101.25 0 TD -0.2625 Tc (3,000) TjET51 443.25 0.75 0.75 re f62.25 443.25 0.75 0.75 re f62.25 443.25 0.75 0.75 re f63 443.25 137.25 0.75 re f200.25 443.25 0.75 0.75 re f201 443.25 83.25 0.75 re f284.25 443.25 0.75 0.75 re f285 443.25 83.25 0.75 re f368.25 443.25 0.75 0.75 re f369 443.25 83.25 0.75 re f452.25 443.25 0.75 0.75 re f453 443.25 89.25 0.75 re f542.25 443.25 0.75 0.75 re f51 429.75 0.75 13.5 re f62.25 429.75 0.75 13.5 re f200.25 429.75 0.75 13.5 re f284.25 429.75 0.75 13.5 re f368.25 429.75 0.75 13.5 re f452.25 429.75 0.75 13.5 re f542.25 429.75 0.75 13.5 re fBT68.25 417.75 TD0.1268 Tc (Local) Tj24.75 0 TD -0.2245 Tc 0.412 Tw ( government bonds) Tj158.25 0 TD -0.2812 Tc 0 Tw (12,374) Tj84 0 TD (55,386) Tj84 0 TD (69,887) Tj108 0 TD /F2 11.25 Tf0 Tc <817C> TjET51 429 0.75 0.75 re f62.25 429 0.75 0.75 re f63 429 137.25 0.75 re f200.25 429 0.75 0.75 re f201 429 83.25 0.75 re f284.25 429 0.75 0.75 re f285 429 83.25 0.75 re f368.25 429 0.75 0.75 re f369 429 83.25 0.75 re f452.25 429 0.75 0.75 re f453 429 89.25 0.75 re f542.25 429 0.75 0.75 re f51 414.75 0.75 14.25 re f62.25 414.75 0.75 14.25 re f200.25 414.75 0.75 14.25 re f284.25 414.75 0.75 14.25 re f368.25 414.75 0.75 14.25 re f452.25 414.75 0.75 14.25 re f542.25 414.75 0.75 14.25 re fBT68.25 402.75 TD/F0 11.25 Tf-0.2046 Tc 0.3921 Tw (Corporate bonds) Tj177 0 TD -0.0804 Tc 0 Tw (196,956) Tj84 0 TD (668,779) Tj90 0 TD -0.2812 Tc (64,952) Tj95.25 0 TD -0.2625 Tc (1,449) TjET51 414 0.75 0.75 re f62.25 414 0.75 0.75 re f63 414 137.25 0.75 re f200.25 414 0.75 0.75 re f201 414 83.25 0.75 re f284.25 414 0.75 0.75 re f285 414 83.25 0.75 re f368.25 414 0.75 0.75 re f369 414 83.25 0.75 re f452.25 414 0.75 0.75 re f453 414 89.25 0.75 re f542.25 414 0.75 0.75 re f51 400.5 0.75 13.5 re f62.25 400.5 0.75 13.5 re f200.25 400.5 0.75 13.5 re f284.25 400.5 0.75 13.5 re f368.25 400.5 0.75 13.5 re f452.25 400.5 0.75 13.5 re f542.25 400.5 0.75 13.5 re fBT57 388.5 TD-0.0232 Tc (Other) Tj194.25 0 TD -0.2812 Tc (48,711) Tj84 0 TD (31,622) Tj84 0 TD (16,329) Tj95.25 0 TD -0.2625 Tc (8,220) TjET51 399.75 0.75 0.75 re f51.75 399.75 10.5 0.75 re f62.25 399.75 0.75 0.75 re f63 399.75 137.25 0.75 re f200.25 399.75 0.75 0.75 re f201 399.75 83.25 0.75 re f284.25 399.75 0.75 0.75 re f285 399.75 83.25 0.75 re f368.25 399.75 0.75 0.75 re f369 399.75 83.25 0.75 re f452.25 399.75 0.75 0.75 re f453 399.75 89.25 0.75 re f542.25 399.75 0.75 0.75 re f51 386.25 0.75 13.5 re f200.25 386.25 0.75 13.5 re f284.25 386.25 0.75 13.5 re f368.25 386.25 0.75 13.5 re f452.25 386.25 0.75 13.5 re f542.25 386.25 0.75 13.5 re fBT115.5 374.25 TD-0.0997 Tc (Total) Tj122.25 0 TD -0.25 Tc (1,112,524) Tj83.25 0 TD -0.0833 Tc (2,705,029) Tj92.25 0 TD -0.0804 Tc (901,313) Tj96 0 TD -0.2812 Tc (12,671) TjET51 384.75 0.75 0.75 re f51.75 384.75 148.5 0.75 re f200.25 384.75 0.75 0.75 re f201 384.75 83.25 0.75 re f284.25 384.75 0.75 0.75 re f285 384.75 83.25 0.75 re f368.25 384.75 0.75 0.75 re f369 384.75 83.25 0.75 re f452.25 384.75 0.75 0.75 re f453 384.75 89.25 0.75 re f542.25 384.75 0.75 0.75 re f51 371.25 0.75 13.5 re f51 370.5 0.75 0.75 re f51 370.5 0.75 0.75 re f51.75 370.5 148.5 0.75 re f200.25 371.25 0.75 13.5 re f200.25 370.5 0.75 0.75 re f201 370.5 83.25 0.75 re f284.25 371.25 0.75 13.5 re f284.25 370.5 0.75 0.75 re f285 370.5 83.25 0.75 re f368.25 371.25 0.75 13.5 re f368.25 370.5 0.75 0.75 re f369 370.5 83.25 0.75 re f452.25 371.25 0.75 13.5 re f452.25 370.5 0.75 0.75 re f453 370.5 89.25 0.75 re f542.25 371.25 0.75 13.5 re f542.25 370.5 0.75 0.75 re f542.25 370.5 0.75 0.75 re fBT57 332.25 TD-0.2465 Tc 0.6215 Tw (2. Money held in trust) Tj0 -13.5 TD -0.243 Tc 0.5805 Tw (\(1\) Money held in trust ) Tj104.25 0 TD -0.1225 Tc 0.31 Tw (for ) Tj16.5 0 TD -0.2126 Tc 0.4001 Tw (investment ) Tj50.25 0 TD 0.375 Tc 0 Tw (p) Tj5.25 0 TD 0.0188 Tc (urposes) Tj207.75 0 TD /F1 12 Tf-0.0328 Tc 0.0328 Tw (\(Millions of yen\)) Tj-80.25 -15.75 TD /F0 11.25 Tf-0.03 Tc 0.2175 Tw (As of ) Tj27.75 0 TD -0.0225 Tc 0 Tw (March) Tj28.5 0 TD -0.4062 Tc 0.5937 Tw ( 31, 200) Tj34.5 0 TD 0.375 Tc 0 Tw (2) TjET51 314.25 0.75 0.75 re f51 314.25 0.75 0.75 re f51.75 314.25 220.5 0.75 re f272.25 314.25 0.75 0.75 re f273 314.25 270 0.75 re f543 314.25 0.75 0.75 re f543 314.25 0.75 0.75 re f51 300.75 0.75 13.5 re f272.25 300.75 0.75 13.5 re f543 300.75 0.75 13.5 re fBT278.25 288.75 TD-0.1356 Tc 10.0731 Tw (Consolidated ) Tj10.125 Tc 0 Tw (b) Tj75.75 0 TD -0.0387 Tc (alance) Tj28.5 0 TD 0 Tc 0.1875 Tw ( ) Tj13.5 0 TD 0.1763 Tc 0 Tw (sheet) Tj-117.75 -14.25 TD -0.25 Tc (amount) Tj150 14.25 TD -0.1561 Tc 9.3436 Tw (Unrealized gain \(net\)) Tj0 -14.25 TD -0.1558 Tc 4.3433 Tw (included in profits and) TjT* -0.1044 Tc 0 Tw (losses) TjET51 299.25 0.75 0.75 re f272.25 299.25 0.75 0.75 re f273 299.25 149.25 0.75 re f422.25 299.25 0.75 0.75 re f423 299.25 120 0.75 re f543 299.25 0.75 0.75 re f51 257.25 0.75 42 re f272.25 257.25 0.75 42 re f422.25 257.25 0.75 42 re f543 257.25 0.75 42 re fBT57 246 TD-0.1718 Tc 0.3593 Tw (Money held in trust ) Tj89.25 0 TD -0.1225 Tc 0.31 Tw (for ) Tj15.75 0 TD -0.1376 Tc 0.3251 Tw (investment ) Tj51 0 TD 0.375 Tc 0 Tw (p) Tj5.25 0 TD -0.0884 Tc (urposes) Tj171 0 TD -0.2812 Tc (43,823) Tj137.25 0 TD -0.3725 Tc (\(0\)) TjET51 257.25 0.75 0.75 re f51.75 257.25 220.5 0.75 re f272.25 257.25 0.75 0.75 re f273 257.25 149.25 0.75 re f422.25 257.25 0.75 0.75 re f423 257.25 120 0.75 re f543 257.25 0.75 0.75 re f51 243.75 0.75 13.5 re f51 243 0.75 0.75 re f51 243 0.75 0.75 re f51.75 243 220.5 0.75 re f272.25 243.75 0.75 13.5 re f272.25 243 0.75 0.75 re f273 243 149.25 0.75 re f422.25 243.75 0.75 13.5 re f422.25 243 0.75 0.75 re f423 243 120 0.75 re f543 243.75 0.75 13.5 re f543 243 0.75 0.75 re f543 243 0.75 0.75 re fBT57 218.25 TD-0.1745 Tc 0.512 Tw (\(2\) Held-to-maturity money held in trust) Tj21.75 -13.5 TD -0.2794 Tc 0 Tw (None) Tj-21.75 -28.5 TD -0.1666 Tc 0.4291 Tw (\(3\) Other money held in trust \(excluding investment purposes or held-to-maturity\)) Tj12 -13.5 TD /F0 12 Tf-0.1374 Tc 0.7374 Tw (There was no other money held in trust with market value.) Tj0 -14.25 TD -0.0946 Tc 0.4696 Tw (Other money held in trust without market value is stated at the acquisition cost of \24530 million.) TjETendstream endobj 106 0 obj 14281 endobj 104 0 obj << /Type /Page /Parent 91 0 R /Resources << /Font << /F0 6 0 R /F1 10 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 105 0 R >> endobj 108 0 obj << /Length 109 0 R >> stream BT433.5 809.25 TD0 0 0 rg /F0 12 Tf-0.0872 Tc 0.4622 Tw (Resona Holdings, Inc.) Tj-146.25 -782.25 TD -0.246 Tc 0 Tw (-) Tj4.5 0 TD 0 Tc (29) Tj12 0 TD -0.246 Tc (-) Tj-246.75 748.5 TD /F0 11.25 Tf0.0135 Tc 0.174 Tw (3. 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Tj-146.25 -782.25 TD -0.246 Tc 0 Tw (-) Tj4.5 0 TD 0 Tc (30) Tj12 0 TD -0.246 Tc (-) Tj-246.75 746.25 TD /F0 14.25 Tf-0.2755 Tc 0.463 Tw (Contract Values, Market Values and) Tj0 -15.75 TD -0.1384 Tc 0.1384 Tw (Unrealized Gains \(Losses\) on Derivatives) Tj0 -28.5 TD /F0 11.25 Tf0.0038 Tc 0 Tw (\() Tj3.75 0 TD -0.1232 Tc 0.3107 Tw (As of Mar) Tj45.75 0 TD 0.315 Tc 0 Tw (ch) Tj10.5 0 TD -0.4286 Tc 0.6161 Tw (. 31, 200) Tj37.5 0 TD -0.5606 Tc 0 Tw (3\)) Tj-97.5 -27.75 TD /F0 12 Tf-0.164 Tc (\(1\)) Tj21.75 0 TD -0.0531 Tc 0.0531 Tw (Interest rate-related transactions) Tj354.75 -14.25 TD /F1 12 Tf-0.0328 Tc 0.0328 Tw (\(Millions of yen\)) Tj-108.75 -15 TD /F0 12 Tf-0.0405 Tc 0.0405 Tw (As of March 31, 2003) TjET75 682.5 0.75 0.75 re f75 682.5 0.75 0.75 re f75.75 682.5 164.25 0.75 re f240 682.5 0.75 0.75 re f240.75 682.5 271.5 0.75 re f512.25 682.5 0.75 0.75 re f512.25 682.5 0.75 0.75 re f75 669 0.75 13.5 re f240 669 0.75 13.5 re f512.25 669 0.75 13.5 re fBT273.75 657 TD-0.1015 Tc 0.8515 Tw 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The market value) Tj0 -13.5 TD -0.028 Tc 1.0905 Tw (of over-the-counter contracts is based on the discounted value of their future cash) Tj0 -14.25 TD -0.0647 Tc 0.2522 Tw (flows or option pricing models.) TjETendstream endobj 112 0 obj 11138 endobj 110 0 obj << /Type /Page /Parent 91 0 R /Resources << /Font << /F0 6 0 R /F1 10 0 R >> /ProcSet 2 0 R >> /Contents 111 0 R >> endobj 115 0 obj << /Length 116 0 R >> stream BT433.5 809.25 TD0 0 0 rg /F0 12 Tf-0.0872 Tc 0.4622 Tw (Resona Holdings, Inc.) 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13.5 re f324.75 714.75 0.75 13.5 re f424.5 714.75 0.75 13.5 re fBT104.25 697.5 TD0.0166 Tc 0 Tw (Over-the-counter:) TjET98.25 714 0.75 0.75 re f99 714 225.75 0.75 re f324.75 714 0.75 0.75 re f325.5 714 99 0.75 re f424.5 714 0.75 0.75 re f98.25 694.5 0.75 19.5 re f324.75 694.5 0.75 19.5 re f424.5 694.5 0.75 19.5 re fBT116.25 684 TD0.0258 Tc -0.0258 Tw (Forward contracts:) TjET98.25 680.25 0.75 14.25 re f324.75 680.25 0.75 14.25 re f424.5 680.25 0.75 14.25 re fBT128.25 669.75 TD-0.4395 Tc 0 Tw (Sold) Tj229.5 0 TD 0 Tc (332,674) TjET98.25 666.75 0.75 14.25 re f324.75 666.75 0.75 14.25 re f424.5 666.75 0.75 14.25 re fBT128.25 655.5 TD-0.265 Tc (Bought) Tj229.5 0 TD 0 Tc (392,587) TjET98.25 652.5 0.75 14.25 re f324.75 652.5 0.75 14.25 re f424.5 652.5 0.75 14.25 re fBT116.25 642 TD0.0825 Tc (Options:) TjET98.25 638.25 0.75 14.25 re f324.75 638.25 0.75 14.25 re f424.5 638.25 0.75 14.25 re fBT128.25 627.75 TD-0.4395 Tc (Sold) Tj220.5 0 TD 0 Tc (1,146,) Tj30 0 TD (3) Tj6 0 TD (41) TjET98.25 624.75 0.75 14.25 re f324.75 624.75 0.75 14.25 re f424.5 624.75 0.75 14.25 re fBT128.25 613.5 TD-0.265 Tc (Bought) Tj220.5 0 TD 0 Tc (1,251,875) TjET98.25 611.25 0.75 13.5 re f98.25 610.5 0.75 0.75 re f98.25 610.5 0.75 0.75 re f99 610.5 225.75 0.75 re f324.75 611.25 0.75 13.5 re f324.75 610.5 0.75 0.75 re f325.5 610.5 99 0.75 re f424.5 611.25 0.75 13.5 re f424.5 610.5 0.75 0.75 re f424.5 610.5 0.75 0.75 re fBT57 558 TD-0.164 Tc (\(3\)) Tj21.75 0 TD -0.0823 Tc 0.8323 Tw (Stock-related transactions) Tj342.75 -13.5 TD /F1 12 Tf-0.0328 Tc 0.0328 Tw (\(Millions of yen\)) Tj-106.5 -15.75 TD /F0 12 Tf-0.0405 Tc 0.0405 Tw (As of March 31, 2003) TjET75 540 0.75 0.75 re f75 540 0.75 0.75 re f75.75 540 154.5 0.75 re f230.25 540 0.75 0.75 re f231 540 271.5 0.75 re f502.5 540 0.75 0.75 re f502.5 540 0.75 0.75 re f75 526.5 0.75 13.5 re f230.25 526.5 0.75 13.5 re f502.5 526.5 0.75 13.5 re fBT264 514.5 TD-0.1015 Tc 0.8515 Tw (Contract value) TjET75 525.75 0.75 0.75 re f230.25 525.75 0.75 0.75 re f231 525.75 135.75 0.75 re f366.75 525.75 0.75 0.75 re f367.5 525.75 67.5 0.75 re f435 525.75 0.75 0.75 re f435.75 525.75 66.75 0.75 re f502.5 525.75 0.75 0.75 re f75 512.25 0.75 13.5 re f230.25 512.25 0.75 13.5 re f366.75 512.25 0.75 13.5 re f435 512.25 0.75 13.5 re f502.5 512.25 0.75 13.5 re fBT105.75 486.75 TD-0.0769 Tc 0.4519 Tw (Type of Transaction) Tj147.75 0 TD -0.1164 Tc 0 Tw (Total) Tj51.75 0 TD -0.1845 Tc 0.1845 Tw (Over ) Tj26.25 0 TD 0 Tc 0 Tw (1) Tj6 0 TD ( ) Tj3.75 0 TD 0.087 Tc (year) Tj42.75 13.5 TD -0.151 Tc (Market) Tj4.5 -14.25 TD -0.0984 Tc (value) Tj54.75 14.25 TD -0.0894 Tc (Unrealized) Tj1.5 -14.25 TD -0.0828 Tc 0.0828 Tw (gain \(loss\)) TjET75 511.5 0.75 0.75 re f230.25 511.5 0.75 0.75 re f298.5 511.5 0.75 0.75 re f298.5 511.5 0.75 0.75 re f299.25 511.5 67.5 0.75 re f366.75 511.5 0.75 0.75 re f435 511.5 0.75 0.75 re f502.5 511.5 0.75 0.75 re f75 483.75 0.75 27.75 re f230.25 483.75 0.75 27.75 re f298.5 483.75 0.75 27.75 re f366.75 483.75 0.75 27.75 re f435 483.75 0.75 27.75 re f502.5 483.75 0.75 27.75 re fBT81 465.75 TD0.0591 Tc 0 Tw (Listed:) TjET75 483 0.75 0.75 re f75.75 483 154.5 0.75 re f230.25 483 0.75 0.75 re f231 483 67.5 0.75 re f298.5 483 0.75 0.75 re f299.25 483 67.5 0.75 re f366.75 483 0.75 0.75 re f367.5 483 67.5 0.75 re f435 483 0.75 0.75 re f435.75 483 66.75 0.75 re f502.5 483 0.75 0.75 re f75 463.5 0.75 19.5 re f230.25 463.5 0.75 19.5 re f298.5 463.5 0.75 19.5 re f366.75 463.5 0.75 19.5 re f435 463.5 0.75 19.5 re f502.5 463.5 0.75 19.5 re fBT93 452.25 TD-0.018 Tc 0.768 Tw (Index futures:) TjET75 449.25 0.75 14.25 re f230.25 449.25 0.75 14.25 re f298.5 449.25 0.75 14.25 re f366.75 449.25 0.75 14.25 re f435 449.25 0.75 14.25 re f502.5 449.25 0.75 14.25 re fBT105 438.75 TD-0.4395 Tc 0 Tw (Sold) Tj154.5 0 TD 0 Tc (79) Tj71.25 0 TD (\226) Tj67.5 0 TD (0) Tj68.25 0 TD (0) TjET75 435 0.75 14.25 re f230.25 435 0.75 14.25 re f298.5 435 0.75 14.25 re f366.75 435 0.75 14.25 re f435 435 0.75 14.25 re f502.5 435 0.75 14.25 re fBT105 424.5 TD-0.265 Tc (Bought) Tj157.5 0 TD 0 Tc (\226) Tj68.25 0 TD (\226) Tj67.5 0 TD (\226) Tj68.25 0 TD (\226) TjET75 421.5 0.75 14.25 re f230.25 421.5 0.75 14.25 re f298.5 421.5 0.75 14.25 re f366.75 421.5 0.75 14.25 re f435 421.5 0.75 14.25 re f502.5 421.5 0.75 14.25 re fBT81 409.5 TD-0.1164 Tc (Total) Tj317.25 0 TD 0 Tc (0) Tj68.25 0 TD (0) TjET75 420.75 0.75 0.75 re f75.75 420.75 154.5 0.75 re f230.25 420.75 0.75 0.75 re f231 420.75 67.5 0.75 re f298.5 420.75 0.75 0.75 re f299.25 420.75 67.5 0.75 re f366.75 420.75 0.75 0.75 re f367.5 420.75 67.5 0.75 re f435 420.75 0.75 0.75 re f435.75 420.75 66.75 0.75 re f502.5 420.75 0.75 0.75 re f75 408 0.75 12.75 re f75 407.25 0.75 0.75 re f75 407.25 0.75 0.75 re f75.75 407.25 154.5 0.75 re f230.25 408 0.75 12.75 re f230.25 407.25 0.75 0.75 re f231 407.25 67.5 0.75 re f298.5 408 0.75 12.75 re f0.75 w 1 J 1 j 0 0 0 RG 298.5 420.75 m 231 408 l S 298.5 407.25 0.75 0.75 re f299.25 407.25 67.5 0.75 re f366.75 408 0.75 12.75 re f366.75 420.75 m 299.25 408 l S 366.75 407.25 0.75 0.75 re f367.5 407.25 67.5 0.75 re f435 408 0.75 12.75 re f435 407.25 0.75 0.75 re f435.75 407.25 66.75 0.75 re f502.5 408 0.75 12.75 re f502.5 407.25 0.75 0.75 re f502.5 407.25 0.75 0.75 re fBT78.75 382.5 TD0.153 Tc (Notes:) Tj39 0 TD 0 Tc (1.) Tj21 0 TD -0.054 Tc 3.204 Tw (The above transactions are stated on a marked-to-market basis and unrealized) Tj0 -13.5 TD -0.0327 Tc 3.9494 Tw (gains/losses are charged to income/expenses in the consolidated statement of) Tj0 -14.25 TD -0.0426 Tc 0.4176 Tw (operations. Derivative ) Tj111 0 TD -0.027 Tc 0 Tw (transactions) Tj57 0 TD -0.0903 Tc 1.376 Tw ( used for hedge accounting have been excluded) Tj-168 -14.25 TD -0.082 Tc 0.332 Tw (from the above table.) Tj-21 -27.75 TD 0 Tc 0 Tw (2.) Tj21 0 TD -0.0862 Tc 1.2112 Tw (Market value of listed contracts is based on the closing prices of the Tokyo Stock) Tj0 -14.25 TD -0.0205 Tc 0.0205 Tw (Exchange and other exchanges.) TjETendstream endobj 119 0 obj 7475 endobj 117 0 obj << /Type /Page /Parent 114 0 R /Resources << /Font << /F0 6 0 R /F1 10 0 R >> /ProcSet 2 0 R >> /Contents 118 0 R >> endobj 121 0 obj << /Length 122 0 R >> stream BT433.5 809.25 TD0 0 0 rg /F0 12 Tf-0.0872 Tc 0.4622 Tw (Resona Holdings, Inc.) Tj-146.25 -782.25 TD -0.246 Tc 0 Tw (-) Tj4.5 0 TD 0 Tc (33) Tj12 0 TD -0.246 Tc (-) Tj-246.75 748.5 TD -0.164 Tc (\(4\)) Tj21.75 0 TD -0.0615 Tc 0.0615 Tw (Bond-related transactions) Tj342.75 -14.25 TD /F1 12 Tf-0.0328 Tc 0.0328 Tw (\(Millions of yen\)) Tj-106.5 -15.75 TD /F0 12 Tf-0.0405 Tc 0.0405 Tw (As of March 31, 2003) TjET75 756.75 0.75 0.75 re f75 756.75 0.75 0.75 re f75.75 756.75 154.5 0.75 re f230.25 756.75 0.75 0.75 re f231 756.75 271.5 0.75 re f502.5 756.75 0.75 0.75 re f502.5 756.75 0.75 0.75 re f75 743.25 0.75 13.5 re f230.25 743.25 0.75 13.5 re f502.5 743.25 0.75 13.5 re fBT264 731.25 TD-0.1015 Tc 0.8515 Tw (Contract value) TjET75 742.5 0.75 0.75 re f230.25 742.5 0.75 0.75 re f231 742.5 135.75 0.75 re f366.75 742.5 0.75 0.75 re f367.5 742.5 67.5 0.75 re f435 742.5 0.75 0.75 re f435.75 742.5 66.75 0.75 re f502.5 742.5 0.75 0.75 re f75 729 0.75 13.5 re f230.25 729 0.75 13.5 re f366.75 729 0.75 13.5 re f435 729 0.75 13.5 re f502.5 729 0.75 13.5 re fBT105.75 703.5 TD-0.0769 Tc 0.4519 Tw (Type of Transaction) Tj147.75 0 TD -0.1164 Tc 0 Tw (Total) Tj51.75 0 TD -0.1845 Tc 0.1845 Tw (Over ) Tj26.25 0 TD 0 Tc 0 Tw (1) Tj6 0 TD ( ) Tj3.75 0 TD 0.087 Tc (year) Tj42.75 13.5 TD -0.151 Tc (Market) Tj4.5 -13.5 TD -0.0984 Tc (value) Tj54.75 13.5 TD -0.0894 Tc (Unrealized) Tj1.5 -13.5 TD -0.0828 Tc 0.0828 Tw (gain \(loss\)) TjET75 728.25 0.75 0.75 re f230.25 728.25 0.75 0.75 re f298.5 728.25 0.75 0.75 re f298.5 728.25 0.75 0.75 re f299.25 728.25 67.5 0.75 re f366.75 728.25 0.75 0.75 re f435 728.25 0.75 0.75 re f502.5 728.25 0.75 0.75 re f75 700.5 0.75 27.75 re f230.25 700.5 0.75 27.75 re f298.5 700.5 0.75 27.75 re f366.75 700.5 0.75 27.75 re f435 700.5 0.75 27.75 re f502.5 700.5 0.75 27.75 re fBT81 683.25 TD0.0591 Tc 0 Tw (Listed:) TjET75 699.75 0.75 0.75 re f75.75 699.75 154.5 0.75 re f230.25 699.75 0.75 0.75 re f231 699.75 67.5 0.75 re f298.5 699.75 0.75 0.75 re f299.25 699.75 67.5 0.75 re f366.75 699.75 0.75 0.75 re f367.5 699.75 67.5 0.75 re f435 699.75 0.75 0.75 re f435.75 699.75 66.75 0.75 re f502.5 699.75 0.75 0.75 re f75 680.25 0.75 19.5 re f230.25 680.25 0.75 19.5 re f298.5 680.25 0.75 19.5 re f366.75 680.25 0.75 19.5 re f435 680.25 0.75 19.5 re f502.5 680.25 0.75 19.5 re fBT93 669.75 TD0.0518 Tc (Futures:) TjET75 666 0.75 14.25 re f230.25 666 0.75 14.25 re f298.5 666 0.75 14.25 re f366.75 666 0.75 14.25 re f435 666 0.75 14.25 re f502.5 666 0.75 14.25 re fBT105 655.5 TD-0.4395 Tc (Sold) Tj153.75 0 TD 0 Tc (999) Tj75 0 TD (\226) Tj63.75 0 TD -0.164 Tc (\(1\)) Tj68.25 0 TD (\(1\)) TjET75 652.5 0.75 14.25 re f230.25 652.5 0.75 14.25 re f298.5 652.5 0.75 14.25 re f366.75 652.5 0.75 14.25 re f435 652.5 0.75 14.25 re f502.5 652.5 0.75 14.25 re fBT105 641.25 TD-0.265 Tc (Bought) Tj165.75 0 TD 0 Tc (\226) Tj63 0 TD (\226) Tj67.5 0 TD (\226) Tj68.25 0 TD (\226) TjET75 638.25 0.75 14.25 re f230.25 638.25 0.75 14.25 re f298.5 638.25 0.75 14.25 re f366.75 638.25 0.75 14.25 re f435 638.25 0.75 14.25 re f502.5 638.25 0.75 14.25 re fBT81 627 TD-0.1164 Tc (Total) Tj316.5 0 TD -0.164 Tc (\(1\)) Tj68.25 0 TD (\(1\)) TjET75 637.5 0.75 0.75 re f75.75 637.5 154.5 0.75 re f230.25 637.5 0.75 0.75 re f231 637.5 67.5 0.75 re f298.5 637.5 0.75 0.75 re f299.25 637.5 67.5 0.75 re f366.75 637.5 0.75 0.75 re f367.5 637.5 67.5 0.75 re f435 637.5 0.75 0.75 re f435.75 637.5 66.75 0.75 re f502.5 637.5 0.75 0.75 re f75 624.75 0.75 12.75 re f75 624 0.75 0.75 re f75 624 0.75 0.75 re f75.75 624 154.5 0.75 re f230.25 624.75 0.75 12.75 re f230.25 624 0.75 0.75 re f231 624 67.5 0.75 re f298.5 624.75 0.75 12.75 re f0.75 w 1 J 1 j 0 0 0 RG 298.5 637.5 m 231 624.75 l S 298.5 624 0.75 0.75 re f299.25 624 67.5 0.75 re f366.75 624.75 0.75 12.75 re f366.75 637.5 m 299.25 624.75 l S 366.75 624 0.75 0.75 re f367.5 624 67.5 0.75 re f435 624.75 0.75 12.75 re f435 624 0.75 0.75 re f435.75 624 66.75 0.75 re f502.5 624.75 0.75 12.75 re f502.5 624 0.75 0.75 re f502.5 624 0.75 0.75 re fBT78.75 600 TD0.153 Tc (Notes:) Tj39 0 TD 0 Tc (1.) Tj21 0 TD -0.054 Tc 3.204 Tw (The above transactions are stated on a marked-to-market basis and unrealized) Tj0 -14.25 TD -0.0327 Tc 3.9494 Tw (gains/losses are charged to income/expenses in the consolidated statement of) TjT* -0.0426 Tc 6.0426 Tw (operations. Derivative) Tj0 Tc 0 Tw ( ) Tj129.75 0 TD -0.0895 Tc (transactions) Tj57 0 TD -0.0454 Tc 6.0454 Tw ( used for hedge accounting have been) Tj-186.75 -13.5 TD -0.0787 Tc 0.4537 Tw (excluded from the above table.) Tj-60 -14.25 TD 0 Tc 3 Tw ( ) Tj39 -14.25 TD 0 Tw (2.) Tj21 0 TD -0.0459 Tc 1.1084 Tw (Market value of listed contracts is based on the closing prices of th) Tj329.25 0 TD -0.1587 Tc 1.6587 Tw (e Tokyo Stock) Tj-329.25 -13.5 TD -0.0205 Tc 0.0205 Tw (Exchange and other exchanges.) Tj-81.75 -56.25 TD -0.164 Tc 0 Tw (\(5\)) Tj21.75 0 TD -0.0714 Tc 0.8214 Tw (Commodity-related transactions) Tj20.25 -27.75 TD -0.3105 Tc 0 Tw (None) Tj-42 -56.25 TD -0.164 Tc (\(6\)) Tj21.75 0 TD -0.0461 Tc 0.0461 Tw (Credit derivative) Tj80.25 0 TD -0.168 Tc 0 Tw (s) Tj4.5 0 TD -0.0895 Tc 0.8395 Tw ( transactions) Tj-64.5 -27.75 TD -0.3105 Tc 0 Tw (None) TjETendstream endobj 122 0 obj 5493 endobj 120 0 obj << /Type /Page /Parent 114 0 R /Resources << /Font << /F0 6 0 R /F1 10 0 R >> /ProcSet 2 0 R >> /Contents 121 0 R >> endobj 124 0 obj << /Length 125 0 R >> stream BT433.5 809.25 TD0 0 0 rg /F0 12 Tf-0.0872 Tc 0.4622 Tw (Resona Holdings, Inc.) Tj-146.25 -782.25 TD -0.246 Tc 0 Tw (-) Tj4.5 0 TD 0 Tc (34) Tj12 0 TD -0.246 Tc (-) Tj-246.75 748.5 TD /F0 11.25 Tf0.0038 Tc (\() Tj3.75 0 TD -0.1232 Tc 0.3107 Tw (As of Mar) Tj45.75 0 TD 0.315 Tc 0 Tw (ch) Tj10.5 0 TD -0.4062 Tc 0.5937 Tw ( 31, 200) Tj34.5 0 TD -0.5606 Tc 0 Tw (2\)) Tj-94.5 -28.5 TD /F0 12 Tf-0.164 Tc (\(1\)) Tj21.75 0 TD -0.0531 Tc 0.0531 Tw (Interest rate-related transactions) Tj354.75 -13.5 TD /F1 12 Tf-0.0328 Tc 0.0328 Tw (\(Millions of yen\)) Tj-108.75 -15.75 TD /F0 12 Tf-0.0405 Tc 0.0405 Tw (As of March 31, 2002) TjET75 729 0.75 0.75 re f75 729 0.75 0.75 re f75.75 729 164.25 0.75 re f240 729 0.75 0.75 re f240.75 729 271.5 0.75 re f512.25 729 0.75 0.75 re f512.25 729 0.75 0.75 re f75 715.5 0.75 13.5 re f240 715.5 0.75 13.5 re f512.25 715.5 0.75 13.5 re fBT273.75 703.5 TD-0.1015 Tc 0.8515 Tw (Contract value) TjET75 714 0.75 0.75 re f240 714 0.75 0.75 re f240.75 714 135.75 0.75 re f376.5 714 0.75 0.75 re f377.25 714 67.5 0.75 re f444.75 714 0.75 0.75 re f445.5 714 66.75 0.75 re f512.25 714 0.75 0.75 re f75 700.5 0.75 13.5 re f240 700.5 0.75 13.5 re f376.5 700.5 0.75 13.5 re f444.75 700.5 0.75 13.5 re f512.25 700.5 0.75 13.5 re fBT111 675 TD-0.0769 Tc 0.4519 Tw (Type of Transaction) Tj152.25 0 TD -0.1164 Tc 0 Tw (Total) Tj51.75 0 TD -0.1845 Tc 0.1845 Tw (Over ) Tj26.25 0 TD 0 Tc 0 Tw (1) Tj6 0 TD ( ) Tj3.75 0 TD 0.087 Tc (year) Tj43.5 13.5 TD -0.151 Tc (Market) Tj4.5 -13.5 TD -0.0984 Tc (value) Tj54 13.5 TD -0.0894 Tc (Unrealized) Tj1.5 -13.5 TD -0.0828 Tc 0.0828 Tw (gain \(loss\)) TjET75 699.75 0.75 0.75 re f240 699.75 0.75 0.75 re f308.25 699.75 0.75 0.75 re f308.25 699.75 0.75 0.75 re f309 699.75 67.5 0.75 re f376.5 699.75 0.75 0.75 re f444.75 699.75 0.75 0.75 re f512.25 699.75 0.75 0.75 re f75 672 0.75 27.75 re f240 672 0.75 27.75 re f308.25 672 0.75 27.75 re f376.5 672 0.75 27.75 re f444.75 672 0.75 27.75 re f512.25 672 0.75 27.75 re fBT81 654 TD0.0591 Tc 0 Tw (Listed:) TjET75 671.25 0.75 0.75 re f75.75 671.25 164.25 0.75 re f240 671.25 0.75 0.75 re f240.75 671.25 67.5 0.75 re f308.25 671.25 0.75 0.75 re f309 671.25 67.5 0.75 re f376.5 671.25 0.75 0.75 re f377.25 671.25 67.5 0.75 re f444.75 671.25 0.75 0.75 re f445.5 671.25 66.75 0.75 re f512.25 671.25 0.75 0.75 re f75 651.75 0.75 19.5 re f240 651.75 0.75 19.5 re f308.25 651.75 0.75 19.5 re f376.5 651.75 0.75 19.5 re f444.75 651.75 0.75 19.5 re f512.25 651.75 0.75 19.5 re fBT93 640.5 TD0.0518 Tc (Futures:) TjET75 637.5 0.75 14.25 re f240 637.5 0.75 14.25 re f308.25 637.5 0.75 14.25 re f376.5 637.5 0.75 14.25 re f444.75 637.5 0.75 14.25 re f512.25 637.5 0.75 14.25 re fBT105 626.25 TD-0.4395 Tc (Sold) Tj151.5 0 TD 0 Tc (\240\240) Tj6 0 TD (573,509) Tj63.75 0 TD (\240\240\240\240) Tj12 0 TD (5,362) Tj54 0 TD (\240\240\240) Tj9 0 TD -0.246 Tc (\() Tj3.75 0 TD 0 Tc (1,783) Tj27 0 TD -0.246 Tc (\)) Tj30.75 0 TD 0 Tc (\240\240) Tj6 0 TD -0.0703 Tc (\(1,783\)) TjET75 623.25 0.75 14.25 re f240 623.25 0.75 14.25 re f308.25 623.25 0.75 14.25 re f376.5 623.25 0.75 14.25 re f444.75 623.25 0.75 14.25 re f512.25 623.25 0.75 14.25 re fBT105 612.75 TD-0.265 Tc (Bought) TjETq 240.75 609.75 67.5 13.5 re W n BT262.5 612.75 TD0 Tc (345,240) TjETQ BT359.25 612.75 TD0 Tc (\226) Tj45.75 0 TD (1,628) Tj67.5 0 TD (1,628) TjET75 609 0.75 14.25 re f240 609 0.75 14.25 re f308.25 609 0.75 14.25 re f376.5 609 0.75 14.25 re f444.75 609 0.75 14.25 re f512.25 609 0.75 14.25 re fBT81 591.75 TD0.0166 Tc (Over-the-counter:) TjET75 609 0.75 0.75 re f75.75 609 164.25 0.75 re f240 609 0.75 0.75 re f240.75 609 67.5 0.75 re f308.25 609 0.75 0.75 re f309 609 67.5 0.75 re f376.5 609 0.75 0.75 re f377.25 609 67.5 0.75 re f444.75 609 0.75 0.75 re f445.5 609 66.75 0.75 re f512.25 609 0.75 0.75 re f75 589.5 0.75 19.5 re f240 589.5 0.75 19.5 re f308.25 589.5 0.75 19.5 re f376.5 589.5 0.75 19.5 re f444.75 589.5 0.75 19.5 re f512.25 589.5 0.75 19.5 re fBT93 578.25 TD0.097 Tc (Swaps:) TjET75 574.5 0.75 14.25 re f240 574.5 0.75 14.25 re f308.25 574.5 0.75 14.25 re f376.5 574.5 0.75 14.25 re f444.75 574.5 0.75 14.25 re f512.25 574.5 0.75 14.25 re fBT105 564 TD-0.2172 Tc 0.2172 Tw (Fixed ) Tj30 0 TD 0.0852 Tc 0 Tw (Recei) Tj27 0 TD -0.168 Tc (pt) Tj9 0 TD 0 Tc ( ) Tj3.75 0 TD -0.336 Tc (/) Tj3 0 TD -0.0322 Tc -0.7178 Tw (Floating ) Tj42.75 0 TD 0.5 Tc 0 Tw (Pay) Tj33 0 TD 0 Tc (2,168,533) Tj63.75 0 TD (1,373,851) Tj81.75 0 TD (47,209) Tj67.5 0 TD (47,209) TjET75 561 0.75 14.25 re f240 561 0.75 14.25 re f308.25 561 0.75 14.25 re f376.5 561 0.75 14.25 re f444.75 561 0.75 14.25 re f512.25 561 0.75 14.25 re fBT105 549.75 TD-0.126 Tc -0.624 Tw (Floating ) Tj42.75 0 TD 0.0852 Tc 0 Tw (Recei) Tj27 0 TD -0.168 Tc (pt) Tj9 0 TD 0 Tc ( ) Tj3.75 0 TD -0.336 Tc (/) Tj3 0 TD -0.0672 Tc 0.0672 Tw ( Fixed) Tj-85.5 -13.5 TD 0 Tc 0 Tw (Pay) Tj148.5 13.5 TD (2,199,687) Tj63.75 0 TD (1,322,699) Tj78 0 TD -0.0615 Tc (\(39,279\)) Tj67.5 0 TD (\(39,279\)) TjET75 533.25 0.75 27.75 re f240 533.25 0.75 27.75 re f308.25 533.25 0.75 27.75 re f376.5 533.25 0.75 27.75 re f444.75 533.25 0.75 27.75 re f512.25 533.25 0.75 27.75 re fBT105 522 TD0.0156 Tc (Float) Tj24.75 0 TD -0.112 Tc (ing) Tj14.25 0 TD 0 Tc ( ) Tj3.75 0 TD 0.0852 Tc (Recei) Tj27 0 TD -0.168 Tc (pt) Tj9 0 TD 0 Tc ( ) Tj3.75 0 TD -0.336 Tc (/) Tj3 0 TD 0.0615 Tc -0.0615 Tw ( Floating) Tj-85.5 -14.25 TD 0 Tc 0 Tw (Pay) Tj157.5 14.25 TD (238,668) Tj63.75 0 TD (174,510) Tj84 0 TD -0.0984 Tc (\(165\)) Tj67.5 0 TD (\(165\)) TjET75 505.5 0.75 27.75 re f240 505.5 0.75 27.75 re f308.25 505.5 0.75 27.75 re f376.5 505.5 0.75 27.75 re f444.75 505.5 0.75 27.75 re f512.25 505.5 0.75 27.75 re fBT93 494.25 TD-0.0672 Tc (Caps:) TjET75 490.5 0.75 14.25 re f240 490.5 0.75 14.25 re f308.25 490.5 0.75 14.25 re f376.5 490.5 0.75 14.25 re f444.75 490.5 0.75 14.25 re f512.25 490.5 0.75 14.25 re fBT105 480 TD-0.4395 Tc (Sold) Tj157.5 0 TD 0 Tc (363,694) Tj63.75 0 TD (288,426) Tj87.75 0 TD (440) Tj58.5 0 TD (2,612) TjET75 477 0.75 14.25 re f240 477 0.75 14.25 re f308.25 477 0.75 14.25 re f376.5 477 0.75 14.25 re f444.75 477 0.75 14.25 re f512.25 477 0.75 14.25 re fBT105 465.75 TD-0.265 Tc (Bought) Tj157.5 0 TD 0 Tc (329,432) Tj63.75 0 TD (261,220) Tj87.75 0 TD (366) Tj54.75 0 TD -0.0703 Tc (\(1,063\)) TjET75 462.75 0.75 14.25 re f240 462.75 0.75 14.25 re f308.25 462.75 0.75 14.25 re f376.5 462.75 0.75 14.25 re f444.75 462.75 0.75 14.25 re f512.25 462.75 0.75 14.25 re fBT93 452.25 TD0.0703 Tc (Floors:) TjET75 448.5 0.75 14.25 re f240 448.5 0.75 14.25 re f308.25 448.5 0.75 14.25 re f376.5 448.5 0.75 14.25 re f444.75 448.5 0.75 14.25 re f512.25 448.5 0.75 14.25 re fBT105 438 TD-0.4395 Tc (Sold) Tj163.5 0 TD 0 Tc (12,000) Tj63.75 0 TD (12,000) Tj81.75 0 TD (528) Tj63.75 0 TD -0.0984 Tc (\(422\)) TjET75 435 0.75 14.25 re f240 435 0.75 14.25 re f308.25 435 0.75 14.25 re f376.5 435 0.75 14.25 re f444.75 435 0.75 14.25 re f512.25 435 0.75 14.25 re fBT105 423.75 TD-0.265 Tc (Bought) Tj163.5 0 TD 0 Tc (17,633) Tj63.75 0 TD (17,156) Tj81.75 0 TD (720) Tj67.5 0 TD (528) TjET75 420.75 0.75 14.25 re f240 420.75 0.75 14.25 re f308.25 420.75 0.75 14.25 re f376.5 420.75 0.75 14.25 re f444.75 420.75 0.75 14.25 re f512.25 420.75 0.75 14.25 re fBT93 410.25 TD0.0518 Tc (Swaption) Tj45 0 TD -0.336 Tc (:) TjET75 406.5 0.75 14.25 re f240 406.5 0.75 14.25 re f308.25 406.5 0.75 14.25 re f376.5 406.5 0.75 14.25 re f444.75 406.5 0.75 14.25 re f512.25 406.5 0.75 14.25 re fBT105 396 TD-0.4395 Tc (Sold) Tj169.5 0 TD 0 Tc (1,043) Tj78.75 0 TD (43) Tj66.75 0 TD (23) Tj69.75 0 TD -0.164 Tc (\(4\)) TjET75 393 0.75 14.25 re f240 393 0.75 14.25 re f308.25 393 0.75 14.25 re f376.5 393 0.75 14.25 re f444.75 393 0.75 14.25 re f512.25 393 0.75 14.25 re fBT105 381.75 TD-0.265 Tc (Bought) Tj169.5 0 TD 0 Tc (1,000) Tj84.75 0 TD (\226) Tj60.75 0 TD (23) Tj67.5 0 TD (15) TjET75 378.75 0.75 14.25 re f240 378.75 0.75 14.25 re f308.25 378.75 0.75 14.25 re f376.5 378.75 0.75 14.25 re f444.75 378.75 0.75 14.25 re f512.25 378.75 0.75 14.25 re fBT81 367.5 TD-0.1164 Tc (Total) Tj315 0 TD 0 Tc (\240\240\240) Tj9 0 TD (7,726) Tj61.5 0 TD (\240\240) Tj6 0 TD (9,275) TjET75 378 0.75 0.75 re f75.75 378 164.25 0.75 re f240 378 0.75 0.75 re f240.75 378 67.5 0.75 re f308.25 378 0.75 0.75 re f309 378 67.5 0.75 re f376.5 378 0.75 0.75 re f377.25 378 67.5 0.75 re f444.75 378 0.75 0.75 re f445.5 378 66.75 0.75 re f512.25 378 0.75 0.75 re f75 364.5 0.75 13.5 re f75 363.75 0.75 0.75 re f75 363.75 0.75 0.75 re f75.75 363.75 164.25 0.75 re f240 364.5 0.75 13.5 re f240 363.75 0.75 0.75 re f240.75 363.75 67.5 0.75 re f308.25 364.5 0.75 13.5 re f0.75 w 1 J 1 j 0 0 0 RG 308.25 378 m 240.75 364.5 l S 308.25 363.75 0.75 0.75 re f309 363.75 67.5 0.75 re f376.5 364.5 0.75 13.5 re f376.5 378 m 309 364.5 l S 376.5 363.75 0.75 0.75 re f377.25 363.75 67.5 0.75 re f444.75 364.5 0.75 13.5 re f444.75 363.75 0.75 0.75 re f445.5 363.75 66.75 0.75 re f512.25 364.5 0.75 13.5 re f512.25 363.75 0.75 0.75 re f512.25 363.75 0.75 0.75 re fBT78.75 339.75 TD0.153 Tc (Notes:) Tj39 0 TD 0 Tc (1.) Tj21 0 TD -0.0344 Tc 3.1281 Tw (The above transactions are stated on a marked-to-market bas) Tj314.25 0 TD -0.1208 Tc 3.4958 Tw (is and unrealized) Tj-314.25 -14.25 TD -0.0327 Tc 3.9494 Tw (gains/losses are charged to income/expenses in the consolidated statement of) Tj0 -13.5 TD -0.0426 Tc 6.0426 Tw (operations. Derivative) Tj0 Tc 0 Tw ( ) Tj129.75 0 TD -0.0895 Tc (transactions) Tj57 0 TD -0.0454 Tc 6.0454 Tw ( used for hedge accounting have been) Tj-186.75 -14.25 TD -0.0787 Tc 0.4537 Tw (excluded from the above table.) Tj-21 -27.75 TD 0 Tc 0 Tw (2.) Tj21 0 TD -0.0765 Tc 1.7431 Tw (The market value of listed contracts is based on the) Tj258 0 TD -0.09 Tc 1.59 Tw ( closing prices on the Tokyo) Tj-258 -14.25 TD -0.0651 Tc 1.2651 Tw (International Financial Futures Exchange and other exchanges. The market value) Tj0 -14.25 TD -0.028 Tc 1.0905 Tw (of over-the-counter contracts is based on the discounted value of their future cash) Tj0 -13.5 TD -0.0647 Tc 0.2522 Tw (flows or option pricing models.) TjETendstream endobj 125 0 obj 10699 endobj 123 0 obj << /Type /Page /Parent 114 0 R /Resources << /Font << /F0 6 0 R /F1 10 0 R >> /ProcSet 2 0 R >> /Contents 124 0 R >> endobj 127 0 obj << /Length 128 0 R >> stream BT433.5 809.25 TD0 0 0 rg /F0 12 Tf-0.0872 Tc 0.4622 Tw (Resona Holdings, Inc.) Tj-146.25 -782.25 TD -0.246 Tc 0 Tw (-) Tj4.5 0 TD 0 Tc (35) Tj12 0 TD -0.246 Tc (-) Tj-246.75 748.5 TD -0.164 Tc (\(2\)) Tj21.75 0 TD -0.1553 Tc (Currency-) Tj48.75 0 TD -0.246 Tc (r) Tj3.75 0 TD -0.151 Tc 0.151 Tw (elated ) Tj31.5 0 TD -0.336 Tc 0 Tw (t) Tj3 0 TD -0.0671 Tc (ransactions) Tj261.75 -14.25 TD /F1 12 Tf-0.0328 Tc 0.0328 Tw (\(Millions of yen\)) Tj-111.75 -15.75 TD /F0 12 Tf-0.0405 Tc 0.0405 Tw (As of March 31, 2002) TjET75 756.75 0.75 0.75 re f75 756.75 0.75 0.75 re f75.75 756.75 155.25 0.75 re f231 756.75 0.75 0.75 re f231.75 756.75 271.5 0.75 re f503.25 756.75 0.75 0.75 re f503.25 756.75 0.75 0.75 re f75 743.25 0.75 13.5 re f231 743.25 0.75 13.5 re f503.25 743.25 0.75 13.5 re fBT264.75 731.25 TD-0.1015 Tc 0.8515 Tw (Contract value) TjET75 742.5 0.75 0.75 re f231 742.5 0.75 0.75 re f231.75 742.5 135.75 0.75 re f367.5 742.5 0.75 0.75 re f368.25 742.5 67.5 0.75 re f435.75 742.5 0.75 0.75 re f436.5 742.5 66.75 0.75 re f503.25 742.5 0.75 0.75 re f75 729 0.75 13.5 re f231 729 0.75 13.5 re f367.5 729 0.75 13.5 re f435.75 729 0.75 13.5 re f503.25 729 0.75 13.5 re fBT106.5 703.5 TD-0.0769 Tc 0.4519 Tw (Type of Transaction) Tj147.75 0 TD -0.1164 Tc 0 Tw (Total) Tj51.75 0 TD -0.1845 Tc 0.1845 Tw (Over ) Tj26.25 0 TD 0 Tc 0 Tw (1) Tj6 0 TD ( ) Tj3.75 0 TD 0.087 Tc (year) Tj42.75 13.5 TD -0.151 Tc (Market) Tj4.5 -13.5 TD -0.0984 Tc (value) Tj54.75 13.5 TD -0.0894 Tc (Unrealized) Tj1.5 -13.5 TD -0.0828 Tc 0.0828 Tw (gain \(loss\)) TjET75 728.25 0.75 0.75 re f231 728.25 0.75 0.75 re f299.25 728.25 0.75 0.75 re f299.25 728.25 0.75 0.75 re f300 728.25 67.5 0.75 re f367.5 728.25 0.75 0.75 re f435.75 728.25 0.75 0.75 re f503.25 728.25 0.75 0.75 re f75 700.5 0.75 27.75 re f231 700.5 0.75 27.75 re f299.25 700.5 0.75 27.75 re f367.5 700.5 0.75 27.75 re f435.75 700.5 0.75 27.75 re f503.25 700.5 0.75 27.75 re fBT81 683.25 TD0.0166 Tc 0 Tw (Over-the-counter:) TjET75 699.75 0.75 0.75 re f75.75 699.75 155.25 0.75 re f231 699.75 0.75 0.75 re f231.75 699.75 67.5 0.75 re f299.25 699.75 0.75 0.75 re f300 699.75 67.5 0.75 re f367.5 699.75 0.75 0.75 re f368.25 699.75 67.5 0.75 re f435.75 699.75 0.75 0.75 re f436.5 699.75 66.75 0.75 re f503.25 699.75 0.75 0.75 re f75 680.25 0.75 19.5 re f231 680.25 0.75 19.5 re f299.25 680.25 0.75 19.5 re f367.5 680.25 0.75 19.5 re f435.75 680.25 0.75 19.5 re f503.25 680.25 0.75 19.5 re fBT93 669.75 TD0.0208 Tc -0.0208 Tw (Currency swaps) Tj156 0 TD 0 Tc 0 Tw (889,482) Tj68.25 0 TD (760,163) Tj64.5 0 TD -0.0703 Tc 3.0703 Tw ( \(1,634\)) Tj68.25 0 TD ( \(1,634\)) TjET75 666 0.75 14.25 re f231 666 0.75 14.25 re f299.25 666 0.75 14.25 re f367.5 666 0.75 14.25 re f435.75 666 0.75 14.25 re f503.25 666 0.75 14.25 re fBT93 655.5 TD0.0258 Tc -0.0258 Tw (Forward contracts:) TjET75 652.5 0.75 14.25 re f231 652.5 0.75 14.25 re f299.25 652.5 0.75 14.25 re f367.5 652.5 0.75 14.25 re f435.75 652.5 0.75 14.25 re f503.25 652.5 0.75 14.25 re fBT105 641.25 TD-0.4395 Tc 0 Tw (Sold) Tj165 0 TD 0 Tc (156) Tj80.25 0 TD (\226) Tj62.25 0 TD (0) Tj68.25 0 TD (0) TjET75 638.25 0.75 14.25 re f231 638.25 0.75 14.25 re f299.25 638.25 0.75 14.25 re f367.5 638.25 0.75 14.25 re f435.75 638.25 0.75 14.25 re f503.25 638.25 0.75 14.25 re fBT105 627.75 TD-0.265 Tc (Bought) Tj165 0 TD 0 Tc (953) Tj80.25 0 TD (\226) Tj58.5 0 TD -0.164 Tc (\(2\)) Tj68.25 0 TD (\(2\)) TjET75 624 0.75 14.25 re f231 624 0.75 14.25 re f299.25 624 0.75 14.25 re f367.5 624 0.75 14.25 re f435.75 624 0.75 14.25 re f503.25 624 0.75 14.25 re fBT81 612.75 TD-0.1164 Tc (Total) Tj306.75 0 TD -0.0703 Tc (\(1,636\)) Tj68.25 0 TD (\(1,636\)) TjET75 624 0.75 0.75 re f75.75 624 155.25 0.75 re f231 624 0.75 0.75 re f231.75 624 67.5 0.75 re f299.25 624 0.75 0.75 re f300 624 67.5 0.75 re f367.5 624 0.75 0.75 re f368.25 624 67.5 0.75 re f435.75 624 0.75 0.75 re f436.5 624 66.75 0.75 re f503.25 624 0.75 0.75 re f75 611.25 0.75 12.75 re f75 610.5 0.75 0.75 re f75 610.5 0.75 0.75 re f75.75 610.5 155.25 0.75 re f231 611.25 0.75 12.75 re f231 610.5 0.75 0.75 re f231.75 610.5 67.5 0.75 re f299.25 611.25 0.75 12.75 re f0.75 w 1 J 1 j 0 0 0 RG 299.25 624 m 231.75 611.25 l S 299.25 610.5 0.75 0.75 re f300 610.5 67.5 0.75 re f367.5 611.25 0.75 12.75 re f367.5 624 m 300 611.25 l S 367.5 610.5 0.75 0.75 re f368.25 610.5 67.5 0.75 re f435.75 611.25 0.75 12.75 re f435.75 610.5 0.75 0.75 re f436.5 610.5 66.75 0.75 re f503.25 611.25 0.75 12.75 re f503.25 610.5 0.75 0.75 re f503.25 610.5 0.75 0.75 re fBT78.75 585.75 TD0.153 Tc (Notes:) Tj39 0 TD 0 Tc (1.) Tj21 0 TD -0.054 Tc 3.204 Tw (The above transactions are stated on a marked-to-market basis and unrealized) Tj0 -14.25 TD -0.0327 Tc 3.9494 Tw (gains/losses are charged to income/expenses in the consolidated statement of) Tj0 -13.5 TD -0.0426 Tc 1.5426 Tw (operations. Derivative ) Tj114.75 0 TD -0.027 Tc 0 Tw (transactions) Tj57 0 TD -0.068 Tc 3.068 Tw ( used for hedge accounting and described in) Tj-171.75 -14.25 TD -0.1036 Tc 0.3848 Tw (Note 3 have been excluded from the above table) Tj231 0 TD 0 Tc 0 Tw (.) Tj-252 -27.75 TD (2.) Tj21 0 TD -0.0822 Tc 0.3322 Tw (Market value is based on the ) Tj140.25 0 TD -0.0246 Tc 0 Tw (discounted) Tj51.75 0 TD -0.1036 Tc 0.5536 Tw ( value of future cash flows.) Tj-213 -28.5 TD 0 Tc 0 Tw (3.) Tj21 0 TD -0.089 Tc 3.089 Tw (Currency swap transactions) Tj137.25 0 TD 0 Tc 0 Tw (,) Tj3 0 TD -0.0298 Tc 3.4048 Tw ( which are accrued in accordance with) Tj0 Tc -0.75 Tw ( ) Tj210 0 TD -0.078 Tc 0 Tw (\223) Tj6 0 TD -0.1193 Tc (Tentative) Tj-356.25 -13.5 TD -0.0382 Tc 5.6632 Tw (treatment of Accounting and Auditing Concerning Accounting for Foreign) Tj0 -14.25 TD -0.0534 Tc 0.5034 Tw (Currency Transactions in the Banking Industry) Tj225 0 TD -0.078 Tc 0 Tw (\224) Tj5.25 0 TD -0.0749 Tc 0.2624 Tw ( \(JICPA Industry Audit Committee,) Tj-230.25 -14.25 TD -0.027 Tc 0.027 Tw (Report No.20\)) Tj69 0 TD 0 Tc 0 Tw (,) Tj3 0 TD ( ) Tj3 0 TD -0.0507 Tc 0.3007 Tw (have been excluded from the above tables.) Tj-75 -27.75 TD -0.1845 Tc 0.1845 Tw (The c) Tj27 0 TD 0.0357 Tc 0.7143 Tw (urrency swap transaction) Tj120.75 0 TD -0.246 Tc 0 Tw (\222) Tj4.5 0 TD -0.168 Tc (s) Tj4.5 0 TD -0.077 Tc 0.827 Tw ( contract value etc.,) Tj94.5 0 TD 0 Tc 0 Tw ( ) Tj4.5 0 TD 0.0645 Tc 0.3105 Tw (which were set) Tj72.75 0 TD 0 Tc 0 Tw ( ) Tj3.75 0 TD 0.75 Tc (by) Tj12 0 TD 0.0942 Tc 0.6558 Tw ( the accrual) Tj-344.25 -14.25 TD -0.125 Tc 0 Tw (method) Tj35.25 0 TD 0 Tc (,) Tj3 0 TD ( ) Tj3 0 TD 0.366 Tc (are) Tj15 0 TD 0.0168 Tc 0.3582 Tw ( as follows:) Tj226.5 -13.5 TD /F1 12 Tf-0.0328 Tc 0.0328 Tw (\(Millions of yen\)) Tj-73.5 -21 TD /F0 12 Tf-0.0405 Tc 0.0405 Tw (As of March 31, 2002) TjET134.25 380.25 0.75 0.75 re f134.25 380.25 0.75 0.75 re f135 380.25 162.75 0.75 re f297.75 380.25 0.75 0.75 re f298.5 380.25 203.25 0.75 re f501.75 380.25 0.75 0.75 re f501.75 380.25 0.75 0.75 re f134.25 366.75 0.75 13.5 re f297.75 366.75 0.75 13.5 re f501.75 366.75 0.75 13.5 re fBT168.75 341.25 TD-0.0769 Tc 0.4519 Tw (Type of Transaction) Tj144 13.5 TD -0.1035 Tc 0 Tw (Contract) Tj7.5 -13.5 TD -0.0984 Tc (value) Tj63 13.5 TD -0.151 Tc (Market) Tj4.5 -13.5 TD -0.0984 Tc (value) Tj54.75 13.5 TD -0.0894 Tc (Unrealized) Tj1.5 -13.5 TD -0.0828 Tc 0.0828 Tw (gain \(loss\)) TjET134.25 366 0.75 0.75 re f297.75 366 0.75 0.75 re f298.5 366 67.5 0.75 re f366 366 0.75 0.75 re f366.75 366 66.75 0.75 re f433.5 366 0.75 0.75 re f434.25 366 67.5 0.75 re f501.75 366 0.75 0.75 re f134.25 338.25 0.75 27.75 re f297.75 338.25 0.75 27.75 re f366 338.25 0.75 27.75 re f433.5 338.25 0.75 27.75 re f501.75 338.25 0.75 27.75 re fBT139.5 317.25 TD0.0208 Tc -0.0208 Tw (Currency swaps) Tj176.25 0 TD 0 Tc 0 Tw (229,474) Tj71.25 0 TD -0.0984 Tc 3.0984 Tw ( \(154\)) Tj68.25 0 TD ( \(154\)) TjET134.25 337.5 0.75 0.75 re f135 337.5 162.75 0.75 re f297.75 337.5 0.75 0.75 re f298.5 337.5 67.5 0.75 re f366 337.5 0.75 0.75 re f366.75 337.5 66.75 0.75 re f433.5 337.5 0.75 0.75 re f434.25 337.5 67.5 0.75 re f501.75 337.5 0.75 0.75 re f134.25 315 0.75 22.5 re f134.25 314.25 0.75 0.75 re f134.25 314.25 0.75 0.75 re f135 314.25 162.75 0.75 re f297.75 315 0.75 22.5 re f297.75 314.25 0.75 0.75 re f298.5 314.25 67.5 0.75 re f366 315 0.75 22.5 re f366 314.25 0.75 0.75 re f366.75 314.25 66.75 0.75 re f433.5 315 0.75 22.5 re f433.5 314.25 0.75 0.75 re f434.25 314.25 67.5 0.75 re f501.75 315 0.75 22.5 re f501.75 314.25 0.75 0.75 re f501.75 314.25 0.75 0.75 re fBT138.75 290.25 TD-0.0363 Tc 0.7863 Tw (The following currency forward contracts, currency options and ) Tj315 0 TD 0.168 Tc 0 Tw (other) Tj24.75 0 TD -0.0895 Tc 0.8395 Tw ( transactions) Tj-339.75 -14.25 TD -0.0792 Tc 0.5792 Tw (have been excluded from the above table:) Tj0 -22.5 TD 0 Tc 0 Tw (*) Tj18 0 TD -0.11 Tc 0.11 Tw (Transactions ) Tj64.5 0 TD -0.1875 Tc 0.1875 Tw (that ) Tj21 0 TD -0.0428 Tc 1.5428 Tw (are marked-to-market and on which unrealized gain) Tj255.75 0 TD -0.336 Tc 0 Tw (/) Tj3.75 0 TD -0.168 Tc 0.168 Tw (loss ) Tj22.5 0 TD 0.116 Tc 0 Tw (are) Tj-367.5 -13.5 TD -0.174 Tc 0.549 Tw (charged to ) Tj53.25 0 TD -0.0776 Tc 0.4526 Tw (income/expenses in ) Tj96.75 0 TD -0.055 Tc 0.055 Tw (the consolidated statement) Tj126.75 0 TD 0.0009 Tc 0.3741 Tw ( of operations.) Tj-294.75 -22.5 TD 0 Tc 0 Tw (*) Tj18 0 TD -0.11 Tc 0.11 Tw (Transactions ) Tj65.25 0 TD -0.0287 Tc 0.0287 Tw (involving ) Tj51 0 TD -0.0656 Tc 1.1906 Tw (financial assets ) Tj78.75 0 TD -0.026 Tc 0.026 Tw (and ) Tj22.5 0 TD -0.0455 Tc 2.5455 Tw (liabilities denominated in foreign) Tj-217.5 -14.25 TD -0.036 Tc 0.186 Tw (currencies and recognized in the consolidated) Tj218.25 0 TD 0.0148 Tc -0.0148 Tw ( balance sheet.) Tj-236.25 -22.5 TD 0 Tc 0 Tw (*) Tj18 0 TD -0.0681 Tc 1.7181 Tw (Transactions denominated in foreign currencies ) Tj240 0 TD -0.1875 Tc 0.1875 Tw (that ) Tj22.5 0 TD -0.0531 Tc 2.3031 Tw (have been eliminated in) Tj-262.5 -13.5 TD -0.0248 Tc 0.0248 Tw (the consolidation process) Tj120.75 0 TD 0 Tc 0 Tw (.) 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Tj-146.25 -782.25 TD -0.246 Tc 0 Tw (-) Tj4.5 0 TD 0 Tc (36) Tj12 0 TD -0.246 Tc (-) Tj-225 748.5 TD -0.0169 Tc 0.0169 Tw (Currency-related derivatives ) Tj139.5 0 TD 0 Tc 0 Tw (that ) Tj21 0 TD -0.0603 Tc 0.4353 Tw (were marked-to-market ) Tj115.5 0 TD 0.116 Tc -0.116 Tw (are ) Tj18 0 TD 0.0168 Tc 0.7332 Tw (as follows:) Tj-29.25 -14.25 TD /F1 12 Tf-0.0328 Tc 0.0328 Tw (\(Millions of yen\)) Tj-7.5 -15.75 TD /F0 12 Tf-0.054 Tc 0.054 Tw (As of March 31,) Tj27 -13.5 TD 0 Tc 0 Tw (2002) TjET98.25 756.75 0.75 0.75 re f98.25 756.75 0.75 0.75 re f99 756.75 225.75 0.75 re f324.75 756.75 0.75 0.75 re f325.5 756.75 99 0.75 re f424.5 756.75 0.75 0.75 re f424.5 756.75 0.75 0.75 re f98.25 729 0.75 27.75 re f324.75 729 0.75 27.75 re f424.5 729 0.75 27.75 re fBT104.25 717.75 TD-0.0769 Tc 0.4519 Tw (Type of Transaction) Tj236.25 0 TD -0.1015 Tc 0.8515 Tw (Contract value) TjET98.25 728.25 0.75 0.75 re f324.75 728.25 0.75 0.75 re f325.5 728.25 99 0.75 re f424.5 728.25 0.75 0.75 re f98.25 714.75 0.75 13.5 re f324.75 714.75 0.75 13.5 re f424.5 714.75 0.75 13.5 re fBT104.25 697.5 TD0.0166 Tc 0 Tw (Over-the-counter:) TjET98.25 714 0.75 0.75 re f99 714 225.75 0.75 re f324.75 714 0.75 0.75 re f325.5 714 99 0.75 re f424.5 714 0.75 0.75 re f98.25 694.5 0.75 19.5 re f324.75 694.5 0.75 19.5 re f424.5 694.5 0.75 19.5 re fBT116.25 684 TD0.0258 Tc -0.0258 Tw (Forward contracts:) TjET98.25 680.25 0.75 14.25 re f324.75 680.25 0.75 14.25 re f424.5 680.25 0.75 14.25 re fBT128.25 669.75 TD-0.4395 Tc 0 Tw (Sold) Tj229.5 0 TD 0 Tc (610,865) TjET98.25 666.75 0.75 14.25 re f324.75 666.75 0.75 14.25 re f424.5 666.75 0.75 14.25 re fBT128.25 655.5 TD-0.265 Tc (Bought) Tj229.5 0 TD 0 Tc (630,602) TjET98.25 652.5 0.75 14.25 re f324.75 652.5 0.75 14.25 re f424.5 652.5 0.75 14.25 re fBT116.25 642 TD0.0825 Tc (Options:) TjET98.25 638.25 0.75 14.25 re f324.75 638.25 0.75 14.25 re f424.5 638.25 0.75 14.25 re fBT128.25 627.75 TD-0.4395 Tc (Sold) Tj220.5 0 TD 0 Tc (1,313,282) TjET98.25 624.75 0.75 14.25 re f324.75 624.75 0.75 14.25 re f424.5 624.75 0.75 14.25 re fBT128.25 613.5 TD-0.265 Tc (Bought) Tj220.5 0 TD 0 Tc (1,403,453) TjET98.25 611.25 0.75 13.5 re f98.25 610.5 0.75 0.75 re f98.25 610.5 0.75 0.75 re f99 610.5 225.75 0.75 re f324.75 611.25 0.75 13.5 re f324.75 610.5 0.75 0.75 re f325.5 610.5 99 0.75 re f424.5 611.25 0.75 13.5 re f424.5 610.5 0.75 0.75 re f424.5 610.5 0.75 0.75 re fBT57 558 TD-0.164 Tc (\(3\)) Tj21.75 0 TD -0.0823 Tc 0.8323 Tw (Stock-related transactions) Tj342.75 -13.5 TD /F1 12 Tf-0.0328 Tc 0.0328 Tw (\(Millions of yen\)) Tj-106.5 -15.75 TD /F0 12 Tf-0.0405 Tc 0.0405 Tw (As of March 31, 2002) TjET75 540 0.75 0.75 re f75 540 0.75 0.75 re f75.75 540 154.5 0.75 re f230.25 540 0.75 0.75 re f231 540 271.5 0.75 re f502.5 540 0.75 0.75 re f502.5 540 0.75 0.75 re f75 526.5 0.75 13.5 re f230.25 526.5 0.75 13.5 re f502.5 526.5 0.75 13.5 re fBT264 514.5 TD-0.1015 Tc 0.8515 Tw (Contract value) TjET75 525.75 0.75 0.75 re f230.25 525.75 0.75 0.75 re f231 525.75 135.75 0.75 re f366.75 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