%PDF-1.2 %âãÏÓ 10 0 obj << /Length 11 0 R >> stream BT295.5 52.5 TD0 0 0 rg /F0 9.75 Tf-0.171 Tc 0 Tw (1) Tj127.5 713.25 TD /F0 10.5 Tf-0.0854 Tc 0.5414 Tw (Resona Holdings, Inc.) Tj39 -14.25 TD -0.1531 Tc 0.9841 Tw (May 17, 2003) Tj-390.75 -42.75 TD /F1 10.5 Tf0.0253 Tc 1.9648 Tw (Revisions of Consolidated Earnings and Dividend Forecasts for the Fiscal Year Ended) TjET71.25 707.25 453 0.75 re fBT71.25 694.5 TD0.1359 Tc -0.4299 Tw (March 31, 2003) TjET71.25 693 75 0.75 re fBT71.25 651.75 TD/F0 9.75 Tf0.0769 Tc 2.3945 Tw (Resona Holdings, Inc. \("Resona HD"\) revised its consolidated and non-consolidated earnings and) Tj0 -14.25 TD 0.0559 Tc 1.5461 Tw (dividend forecasts for the fiscal year ended March 2003 as follows, primarily due to the revision by) TjT* 0.0458 Tc 0.2437 Tw (Resona Bank, Ltd. \("Resona Bank," President: Yasuhisa Katsuta\) of its earnings estimate for the year.) Tj0 -28.5 TD /F1 10.5 Tf0.0317 Tc -0.1757 Tw (1. Consolidated Earnings Forecast for the Fiscal Year Ended March 2003) Tj369 -14.25 TD /F0 9.75 Tf0.0385 Tc 0.251 Tw (\(Millions of Yen, %\)) TjET0.8745 0.8745 0.8745 rg 71.25 571.5 111.75 5.25 re f71.25 560.25 111.75 11.25 re f71.25 554.25 111.75 6 re f183.75 571.5 112.5 5.25 re f183.75 560.25 112.5 11.25 re fBT203.25 562.5 TD0 0 0 rg 0.082 Tc 0.9575 Tw (Ordinary Income) TjET0.8745 0.8745 0.8745 rg 183.75 554.25 112.5 6 re f297 565.5 111.75 11.25 re fBT334.5 567.75 TD0 0 0 rg -0.0789 Tc 0 Tw (Ordinary) TjET0.8745 0.8745 0.8745 rg 297 553.5 111.75 12 re fBT325.5 555.75 TD0 0 0 rg 0.0965 Tc 2.443 Tw ( Profit\(Loss\)) TjET0.8745 0.8745 0.8745 rg 409.5 565.5 112.5 11.25 re fBT458.25 567.75 TD0 0 0 rg -0.307 Tc 0 Tw (Net) TjET0.8745 0.8745 0.8745 rg 409.5 553.5 112.5 12 re fBT435.75 555.75 TD0 0 0 rg 0.1412 Tc (Income\(Loss\)) TjET70.5 576.75 0.75 0.75 re f70.5 576.75 0.75 0.75 re f71.25 576.75 111.75 0.75 re f183 576.75 0.75 0.75 re f183.75 576.75 112.5 0.75 re f296.25 576.75 0.75 0.75 re f297 576.75 111.75 0.75 re f408.75 576.75 0.75 0.75 re f409.5 576.75 112.5 0.75 re f522 576.75 0.75 0.75 re f522 576.75 0.75 0.75 re f70.5 554.25 0.75 22.5 re f183 554.25 0.75 22.5 re f296.25 554.25 0.75 22.5 re f408.75 554.25 0.75 22.5 re f522 554.25 0.75 22.5 re fBT76.5 543.75 TD0.0872 Tc 0.2023 Tw (Previous Forecast) Tj171.75 0 TD 0.0147 Tc 0 Tw (1,200,000) Tj114.75 0 TD 0.03 Tc (\(292,000\)) Tj112.5 0 TD (\(290,000\)) TjET70.5 553.5 0.75 0.75 re f71.25 553.5 111.75 0.75 re f183 553.5 0.75 0.75 re f183.75 553.5 112.5 0.75 re f296.25 553.5 0.75 0.75 re f297 553.5 111.75 0.75 re f408.75 553.5 0.75 0.75 re f409.5 553.5 112.5 0.75 re f522 553.5 0.75 0.75 re f70.5 542.25 0.75 11.25 re f183 542.25 0.75 11.25 re f296.25 542.25 0.75 11.25 re f408.75 542.25 0.75 11.25 re f522 542.25 0.75 11.25 re fBT76.5 530.25 TD0.0737 Tc 0.2158 Tw (Revised Forecast) Tj171.75 0 TD 0.0147 Tc 0 Tw (1,260,000) Tj114.75 0 TD 0.03 Tc (\(510,000\)) Tj112.5 0 TD (\(838,000\)) TjET69.75 540 2.25 2.25 re f69.75 540 2.25 2.25 re f72 540 2.25 2.25 re f74.25 540 108.75 2.25 re f183 540 2.25 2.25 re f185.25 540 111 2.25 re f296.25 540 2.25 2.25 re f298.5 540 110.25 2.25 re f408.75 540 2.25 2.25 re f411 540 110.25 2.25 re f521.25 540 2.25 2.25 re f521.25 540 2.25 2.25 re f69.75 528.75 2.25 11.25 re f183 528.75 0.75 11.25 re f296.25 528.75 0.75 11.25 re f408.75 528.75 0.75 11.25 re f521.25 528.75 2.25 11.25 re fBT76.5 516.75 TD0.0492 Tc 0.2403 Tw (Increase / \(Decrease\)) Tj185.25 0 TD 0.1557 Tc 0 Tw (60,000) Tj101.25 0 TD 0.03 Tc (\(218,000\)) Tj112.5 0 TD (\(548,000\)) TjET69.75 525.75 2.25 2.25 re f69.75 525.75 2.25 2.25 re f72 525.75 2.25 2.25 re f74.25 525.75 108.75 2.25 re f183 525.75 2.25 2.25 re f185.25 525.75 111 2.25 re f296.25 525.75 2.25 2.25 re f298.5 525.75 110.25 2.25 re f408.75 525.75 2.25 2.25 re f411 525.75 110.25 2.25 re f521.25 525.75 2.25 2.25 re f521.25 525.75 2.25 2.25 re f70.5 514.5 0.75 11.25 re f183 514.5 0.75 11.25 re f296.25 514.5 0.75 11.25 re f408.75 514.5 0.75 11.25 re f522 514.5 0.75 11.25 re fBT76.5 504.75 TD0.0116 Tc 0.2778 Tw (Rate of Increase/) Tj0 -12 TD 0.0536 Tc 0 Tw (\(Decrease\)) Tj201.75 6.75 TD 0.2325 Tc (5.0) Tj101.25 0 TD 0.1305 Tc (\(74.7\)) Tj107.25 0 TD -0.0197 Tc (\(189.0\)) TjET70.5 513.75 0.75 0.75 re f71.25 513.75 111.75 0.75 re f183 513.75 0.75 0.75 re f183.75 513.75 112.5 0.75 re f296.25 513.75 0.75 0.75 re f297 513.75 111.75 0.75 re f408.75 513.75 0.75 0.75 re f409.5 513.75 112.5 0.75 re f522 513.75 0.75 0.75 re f70.5 491.25 0.75 22.5 re f70.5 490.5 0.75 0.75 re f70.5 490.5 0.75 0.75 re f71.25 490.5 111.75 0.75 re f183 491.25 0.75 22.5 re f183 490.5 0.75 0.75 re f183.75 490.5 112.5 0.75 re f296.25 491.25 0.75 22.5 re f296.25 490.5 0.75 0.75 re f297 490.5 111.75 0.75 re f408.75 491.25 0.75 22.5 re f408.75 490.5 0.75 0.75 re f409.5 490.5 112.5 0.75 re f522 491.25 0.75 22.5 re f522 490.5 0.75 0.75 re f522 490.5 0.75 0.75 re fBT71.25 480 TD/F0 9 Tf0.049 Tc -0.301 Tw (*Previous forecast was announced on March 11, 2003.) Tj0 -14.25 TD 0.0159 Tc -0.3361 Tw (Please refer to the attachment for earnings forecasts of each banking subsidiary.) Tj0 -43.5 TD /F1 10.5 Tf0.0115 Tc -0.1555 Tw (2. Non-consolidated Earnings Forecast for the Fiscal Year Ended March 2003) Tj369 -14.25 TD /F0 9.75 Tf0.0385 Tc 0.251 Tw (\(Millions of Yen, %\)) TjET0.8745 0.8745 0.8745 rg 71.25 399 111.75 5.25 re f71.25 387.75 111.75 11.25 re f71.25 381.75 111.75 6 re f183.75 399 112.5 5.25 re f183.75 387.75 112.5 11.25 re fBT203.25 390 TD0 0 0 rg 0.082 Tc 0.9575 Tw (Ordinary Income) TjET0.8745 0.8745 0.8745 rg 183.75 381.75 112.5 6 re f297 393 111.75 11.25 re fBT334.5 395.25 TD0 0 0 rg -0.0789 Tc 0 Tw (Ordinary) TjET0.8745 0.8745 0.8745 rg 297 381 111.75 12 re fBT325.5 383.25 TD0 0 0 rg 0.0965 Tc 2.443 Tw ( Profit\(Loss\)) TjET0.8745 0.8745 0.8745 rg 409.5 393 112.5 11.25 re fBT458.25 395.25 TD0 0 0 rg -0.307 Tc 0 Tw (Net) TjET0.8745 0.8745 0.8745 rg 409.5 381 112.5 12 re fBT435.75 383.25 TD0 0 0 rg 0.1412 Tc (Income\(Loss\)) TjET70.5 404.25 0.75 0.75 re f70.5 404.25 0.75 0.75 re f71.25 404.25 111.75 0.75 re f183 404.25 0.75 0.75 re f183.75 404.25 112.5 0.75 re f296.25 404.25 0.75 0.75 re f297 404.25 111.75 0.75 re f408.75 404.25 0.75 0.75 re f409.5 404.25 112.5 0.75 re f522 404.25 0.75 0.75 re f522 404.25 0.75 0.75 re f70.5 381.75 0.75 22.5 re f183 381.75 0.75 22.5 re f296.25 381.75 0.75 22.5 re f408.75 381.75 0.75 22.5 re f522 381.75 0.75 22.5 re fBT76.5 371.25 TD0.0872 Tc 0.2023 Tw (Previous Forecast) Tj185.25 0 TD 0.1557 Tc 0 Tw (14,000) Tj119.25 0 TD -0.0789 Tc (1,200) Tj112.5 0 TD (5,500) TjET70.5 381 0.75 0.75 re f71.25 381 111.75 0.75 re f183 381 0.75 0.75 re f183.75 381 112.5 0.75 re f296.25 381 0.75 0.75 re f297 381 111.75 0.75 re f408.75 381 0.75 0.75 re f409.5 381 112.5 0.75 re f522 381 0.75 0.75 re f70.5 369.75 0.75 11.25 re f183 369.75 0.75 11.25 re f296.25 369.75 0.75 11.25 re f408.75 369.75 0.75 11.25 re f522 369.75 0.75 11.25 re fBT76.5 357.75 TD0.0737 Tc 0.2158 Tw (Revised Forecast) Tj185.25 0 TD 0.1557 Tc 0 Tw (13,000) Tj119.25 0 TD -0.0789 Tc (1,800) Tj86.25 0 TD 0.0353 Tc (\(1,154,000\)) TjET69.75 367.5 2.25 2.25 re f69.75 367.5 2.25 2.25 re f72 367.5 2.25 2.25 re f74.25 367.5 108.75 2.25 re f183 367.5 2.25 2.25 re f185.25 367.5 111 2.25 re f296.25 367.5 2.25 2.25 re f298.5 367.5 110.25 2.25 re f408.75 367.5 2.25 2.25 re f411 367.5 110.25 2.25 re f521.25 367.5 2.25 2.25 re f521.25 367.5 2.25 2.25 re f69.75 356.25 2.25 11.25 re f183 356.25 0.75 11.25 re f296.25 356.25 0.75 11.25 re f408.75 356.25 0.75 11.25 re f521.25 356.25 2.25 11.25 re fBT76.5 344.25 TD0.0492 Tc 0.2403 Tw (Increase / \(Decrease\)) Tj184.5 0 TD -0.0197 Tc 0 Tw (\(1,000\)) Tj128.25 0 TD -0.171 Tc (600) Tj78 0 TD 0.0353 Tc (\(1,159,500\)) TjET69.75 353.25 2.25 2.25 re f69.75 353.25 2.25 2.25 re f72 353.25 2.25 2.25 re f74.25 353.25 108.75 2.25 re f183 353.25 2.25 2.25 re f185.25 353.25 111 2.25 re f296.25 353.25 2.25 2.25 re f298.5 353.25 110.25 2.25 re f408.75 353.25 2.25 2.25 re f411 353.25 110.25 2.25 re f521.25 353.25 2.25 2.25 re f521.25 353.25 2.25 2.25 re f70.5 342 0.75 11.25 re f183 342 0.75 11.25 re f296.25 342 0.75 11.25 re f408.75 342 0.75 11.25 re f522 342 0.75 11.25 re fBT76.5 332.25 TD0.0116 Tc 0.2778 Tw (Rate of Increase/) Tj0 -12 TD 0.0536 Tc 0 Tw (\(Decrease\)) Tj195.75 6.75 TD -0.1092 Tc (\(7.1\)) Tj114 0 TD 0.1316 Tc (50.0) Tj122.25 0 TD -0.2467 Tc (---) TjET70.5 341.25 0.75 0.75 re f71.25 341.25 111.75 0.75 re f183 341.25 0.75 0.75 re f183.75 341.25 112.5 0.75 re f296.25 341.25 0.75 0.75 re f297 341.25 111.75 0.75 re f408.75 341.25 0.75 0.75 re f409.5 341.25 112.5 0.75 re f522 341.25 0.75 0.75 re f70.5 318.75 0.75 22.5 re f70.5 318 0.75 0.75 re f70.5 318 0.75 0.75 re f71.25 318 111.75 0.75 re f183 318.75 0.75 22.5 re f183 318 0.75 0.75 re f183.75 318 112.5 0.75 re f296.25 318.75 0.75 22.5 re f296.25 318 0.75 0.75 re f297 318 111.75 0.75 re f408.75 318.75 0.75 22.5 re f408.75 318 0.75 0.75 re f409.5 318 112.5 0.75 re f522 318.75 0.75 22.5 re f522 318 0.75 0.75 re f522 318 0.75 0.75 re fBT71.25 307.5 TD/F0 9 Tf0.0359 Tc -0.2879 Tw (*Previous forecast was announced on November 25, 2002) Tj0 -43.5 TD /F1 10.5 Tf0.0866 Tc -0.5056 Tw (3. Revision of Dividends Forecast for the Fiscal Year 2002) TjET0.8745 0.8745 0.8745 rg 71.25 233.25 167.25 11.25 re f71.25 219.75 167.25 13.5 re f239.25 237.75 116.25 6.75 re f239.25 226.5 116.25 11.25 re fBT258 228.75 TD0 0 0 rg /F0 9.75 Tf0.0872 Tc 0.2023 Tw (Previous Forecast) TjET0.8745 0.8745 0.8745 rg 239.25 219.75 116.25 6.75 re f357.75 237.75 116.25 6.75 re f357.75 226.5 116.25 11.25 re fBT377.25 228.75 TD0 0 0 rg 0.0737 Tc 0.2158 Tw (Revised Forecast) TjET0.8745 0.8745 0.8745 rg 357.75 219.75 116.25 6.75 re f0 0 0 rg 70.5 244.5 0.75 2.25 re f70.5 246 0.75 0.75 re f71.25 246 167.25 0.75 re f0.8745 0.8745 0.8745 rg 71.25 244.5 167.25 1.5 re f0 0 0 rg 238.5 244.5 0.75 1.5 re f238.5 246 0.75 0.75 re f239.25 246 116.25 0.75 re f0.8745 0.8745 0.8745 rg 239.25 244.5 116.25 1.5 re f0 0 0 rg 355.5 244.5 2.25 2.25 re f355.5 244.5 2.25 2.25 re f357.75 244.5 116.25 2.25 re f474 244.5 2.25 2.25 re f474 244.5 2.25 2.25 re f70.5 219.75 0.75 24.75 re f238.5 219.75 0.75 24.75 re f355.5 219.75 2.25 24.75 re f474 219.75 2.25 24.75 re fBT76.5 209.25 TD0.0836 Tc 0.2059 Tw (Class A No.1 Preferred Stock) Tj232.5 0 TD 0.1423 Tc 0.1472 Tw (24.75 yen) Tj102.75 0 TD -0.2467 Tc 0 Tw (---) TjET70.5 219 0.75 0.75 re f71.25 219 167.25 0.75 re f238.5 219 0.75 0.75 re f239.25 219 116.25 0.75 re f355.5 219 2.25 0.75 re f357.75 219 116.25 0.75 re f474 219 2.25 0.75 re f70.5 207.75 0.75 11.25 re f238.5 207.75 0.75 11.25 re f355.5 207.75 2.25 11.25 re f474 207.75 2.25 11.25 re fBT76.5 197.25 TD0.0836 Tc 0.2059 Tw (Class B No.1 Preferred Stock) Tj238.5 0 TD -0.0272 Tc 0.3167 Tw (6.36 yen) Tj96.75 0 TD -0.2467 Tc 0 Tw (---) TjET70.5 207 0.75 0.75 re f71.25 207 167.25 0.75 re f238.5 207 0.75 0.75 re f239.25 207 116.25 0.75 re f355.5 207 2.25 0.75 re f357.75 207 116.25 0.75 re f474 207 2.25 0.75 re f70.5 195.75 0.75 11.25 re f238.5 195.75 0.75 11.25 re f355.5 195.75 2.25 11.25 re f474 195.75 2.25 11.25 re fBT76.5 185.25 TD0.0925 Tc 0.197 Tw (Class C No.1 Preferred Stock) Tj238.5 0 TD -0.0272 Tc 0.3167 Tw (6.80 yen) Tj96.75 0 TD -0.2467 Tc 0 Tw (---) TjET70.5 195 0.75 0.75 re f71.25 195 167.25 0.75 re f238.5 195 0.75 0.75 re f239.25 195 116.25 0.75 re f355.5 195 2.25 0.75 re f357.75 195 116.25 0.75 re f474 195 2.25 0.75 re f70.5 183.75 0.75 11.25 re f238.5 183.75 0.75 11.25 re f355.5 183.75 2.25 11.25 re f474 183.75 2.25 11.25 re fBT76.5 173.25 TD0.0925 Tc 0.197 Tw (Class D No.1 Preferred Stock) Tj232.5 0 TD 0.1423 Tc 0.1472 Tw (10.00 yen) Tj102.75 0 TD -0.2467 Tc 0 Tw (---) TjET70.5 183 0.75 0.75 re f71.25 183 167.25 0.75 re f238.5 183 0.75 0.75 re f239.25 183 116.25 0.75 re f355.5 183 2.25 0.75 re f357.75 183 116.25 0.75 re f474 183 2.25 0.75 re f70.5 171.75 0.75 11.25 re f238.5 171.75 0.75 11.25 re f355.5 171.75 2.25 11.25 re f474 171.75 2.25 11.25 re fBT76.5 161.25 TD0.0836 Tc 0.2059 Tw (Class E No.1 Preferred Stock) Tj232.5 0 TD 0.1423 Tc 0.1472 Tw (14.38 yen) Tj102.75 0 TD -0.2467 Tc 0 Tw (---) TjET70.5 171 0.75 0.75 re f71.25 171 167.25 0.75 re f238.5 171 0.75 0.75 re f239.25 171 116.25 0.75 re f355.5 171 2.25 0.75 re f357.75 171 116.25 0.75 re f474 171 2.25 0.75 re f70.5 159.75 0.75 11.25 re f238.5 159.75 0.75 11.25 re f355.5 159.75 2.25 11.25 re f474 159.75 2.25 11.25 re fBT76.5 149.25 TD0.0751 Tc 0.2144 Tw (Class F No.1 Preferred Stock) Tj232.5 0 TD 0.1423 Tc 0.1472 Tw (18.50 yen) Tj102.75 0 TD -0.2467 Tc 0 Tw (---) TjET70.5 159 0.75 0.75 re f71.25 159 167.25 0.75 re f238.5 159 0.75 0.75 re f239.25 159 116.25 0.75 re f355.5 159 2.25 0.75 re f357.75 159 116.25 0.75 re f474 159 2.25 0.75 re f70.5 147.75 0.75 11.25 re f70.5 147 0.75 0.75 re f70.5 147 0.75 0.75 re f71.25 147 167.25 0.75 re f238.5 147.75 0.75 11.25 re f238.5 147 0.75 0.75 re f239.25 147 116.25 0.75 re f355.5 147.75 2.25 11.25 re f355.5 145.5 2.25 2.25 re f355.5 145.5 2.25 2.25 re f357.75 145.5 116.25 2.25 re f474 147.75 2.25 11.25 re f474 145.5 2.25 2.25 re f474 145.5 2.25 2.25 re fendstream endobj 11 0 obj 13676 endobj 4 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R >> /ProcSet 2 0 R >> /Contents 10 0 R >> endobj 13 0 obj << /Length 14 0 R >> stream BT295.5 52.5 TD0 0 0 rg /F0 9.75 Tf-0.171 Tc 0 Tw (2) Tj-224.25 713.25 TD 0.0505 Tc 0.989 Tw (Earnings forecasts of Resona HD's banking subsidiaries for the fiscal year ended March 2003 are as) Tj0 -14.25 TD 0.094 Tc 3.633 Tw (follows. Earnings forecast of Resona Bank was revised downward primarily because it strictly) TjT* 0.0705 Tc 1.9333 Tw (reassessed retrievability of its deferred tax assets given the uncertainties with respect to its future) TjT* 0.0691 Tc 3.4079 Tw (income. In addition, Resona HD also revised its non-consolidated earnings forecast because it) TjT* 0.0589 Tc 1.0743 Tw (disposes of latent losses on its investments in banking subsidiaries, owing to the erosion of their net) TjT* 0.0737 Tc 0.6846 Tw (assets accompanying the revision of earnings by Resona Bank and other factors. As a result of these) TjT* 0.0804 Tc 1.2091 Tw (developments, Resona HD regrettably suspend payments of dividends for its common and preferred) TjT* 0.2726 Tc 0 Tw (stocks.) Tj0.75 -28.5 TD 0 Tc 0.2895 Tw ( ) Tj5.25 0 TD 0.0725 Tc 0.217 Tw (1. Non-consolidated earnings forecasts of banking subsidiaries) TjET71.25 647.25 0.75 0.75 re f71.25 647.25 0.75 0.75 re f72 647.25 285.75 0.75 re f357.75 647.25 0.75 0.75 re f357.75 647.25 0.75 0.75 re f71.25 635.25 0.75 12 re f357.75 635.25 0.75 12 re f71.25 634.5 0.75 0.75 re f71.25 634.5 0.75 0.75 re f72 634.5 285.75 0.75 re f357.75 634.5 0.75 0.75 re f357.75 634.5 0.75 0.75 re fBT456.75 623.25 TD-0.0399 Tc 0.3294 Tw (\(Billions of Yen\)) TjET0.898 0.898 0.898 rg 66 608.25 124.5 11.25 re f243.75 608.25 57.75 11.25 re f359.25 608.25 57.75 11.25 re f474.75 608.25 57.75 11.25 re f0 0 0 rg 65.25 619.5 0.75 0.75 re f65.25 619.5 0.75 0.75 re f66 619.5 124.5 0.75 re f190.5 619.5 0.75 0.75 re f191.25 619.5 52.5 0.75 re f243.75 619.5 0.75 0.75 re f244.5 619.5 57 0.75 re f301.5 619.5 0.75 0.75 re f302.25 619.5 57 0.75 re f359.25 619.5 0.75 0.75 re f360 619.5 57 0.75 re f417 619.5 0.75 0.75 re f417.75 619.5 57 0.75 re f474.75 619.5 0.75 0.75 re f475.5 619.5 57 0.75 re f532.5 619.5 0.75 0.75 re f532.5 619.5 0.75 0.75 re f65.25 608.25 0.75 11.25 re f190.5 608.25 0.75 11.25 re f192 608.25 0.75 11.25 re f301.5 608.25 0.75 11.25 re f417 608.25 0.75 11.25 re f532.5 608.25 0.75 11.25 re f0.898 0.898 0.898 rg 66 590.25 124.5 17.25 re f66 579 124.5 11.25 re f66 561.75 124.5 17.25 re f192.75 608.25 51 11.25 re f192.75 597 51 11.25 re fBT202.5 599.25 TD0 0 0 rg -0.0794 Tc 0.3689 Tw (Total of) TjET0.898 0.898 0.898 rg 192.75 585 51 12 re fBT204.75 587.25 TD0 0 0 rg -0.0191 Tc 0 Tw (Group) TjET0.898 0.898 0.898 rg 192.75 573.75 51 11.25 re fBT204.75 576 TD0 0 0 rg 0.131 Tc (Banks) TjET0.898 0.898 0.898 rg 192.75 561.75 51 12 re f244.5 596.25 57 11.25 re fBT256.5 598.5 TD0 0 0 rg 0.1842 Tc (Change) TjET0.898 0.898 0.898 rg 244.5 584.25 57 12 re fBT264 586.5 TD0 0 0 rg -0 Tc (from) TjET0.898 0.898 0.898 rg 244.5 573 57 11.25 re fBT254.25 575.25 TD0 0 0 rg -0.0534 Tc (Previous) TjET0.898 0.898 0.898 rg 244.5 561.75 57 11.25 re fBT254.25 564 TD0 0 0 rg 0.1341 Tc (Forecast) TjET0.898 0.898 0.898 rg 302.25 602.25 57 17.25 re f302.25 591 57 11.25 re fBT314.25 593.25 TD0 0 0 rg 0.0252 Tc (Resona) TjET0.898 0.898 0.898 rg 302.25 579 57 12 re fBT320.25 581.25 TD0 0 0 rg -0.1176 Tc (Bank) TjET0.898 0.898 0.898 rg 302.25 561.75 57 17.25 re f360 596.25 57 11.25 re fBT372 598.5 TD0 0 0 rg 0.1842 Tc (Change) TjET0.898 0.898 0.898 rg 360 584.25 57 12 re fBT379.5 586.5 TD0 0 0 rg -0 Tc (from) TjET0.898 0.898 0.898 rg 360 573 57 11.25 re fBT369.75 575.25 TD0 0 0 rg -0.0534 Tc (Previous) TjET0.898 0.898 0.898 rg 360 561.75 57 11.25 re fBT369.75 564 TD0 0 0 rg 0.1341 Tc (Forecast) TjET0.898 0.898 0.898 rg 417.75 608.25 57 11.25 re f417.75 597 57 11.25 re fBT429 599.25 TD0 0 0 rg 0.0339 Tc (Saitama) TjET0.898 0.898 0.898 rg 417.75 585 57 12 re fBT429.75 587.25 TD0 0 0 rg 0.0252 Tc (Resona) TjET0.898 0.898 0.898 rg 417.75 573.75 57 11.25 re fBT435.75 576 TD0 0 0 rg -0.1176 Tc (Bank) TjET0.898 0.898 0.898 rg 417.75 561.75 57 12 re f475.5 596.25 57 11.25 re fBT487.5 598.5 TD0 0 0 rg 0.1842 Tc (Change) TjET0.898 0.898 0.898 rg 475.5 584.25 57 12 re fBT495 586.5 TD0 0 0 rg -0 Tc (from) TjET0.898 0.898 0.898 rg 475.5 573 57 11.25 re fBT485.25 575.25 TD0 0 0 rg -0.0534 Tc (Previous) TjET0.898 0.898 0.898 rg 475.5 561.75 57 11.25 re fBT485.25 564 TD0 0 0 rg 0.1341 Tc (Forecast) TjET65.25 607.5 0.75 0.75 re f0.898 0.898 0.898 rg 66 607.5 124.5 0.75 re f0 0 0 rg 190.5 607.5 0.75 0.75 re f192 607.5 0.75 0.75 re f243.75 607.5 57.75 0.75 re f301.5 607.5 0.75 0.75 re f359.25 607.5 0.75 0.75 re f359.25 607.5 0.75 0.75 re f360 607.5 57 0.75 re f417 607.5 0.75 0.75 re f474.75 607.5 0.75 0.75 re f474.75 607.5 0.75 0.75 re f475.5 607.5 57 0.75 re f532.5 607.5 0.75 0.75 re f65.25 561.75 0.75 45.75 re f190.5 561.75 0.75 45.75 re f192 561.75 0.75 45.75 re f243.75 561.75 0.75 45.75 re f301.5 561.75 0.75 45.75 re f359.25 561.75 0.75 45.75 re f417 561.75 0.75 45.75 re f474.75 561.75 0.75 45.75 re f532.5 561.75 0.75 45.75 re fBT82.5 545.25 TD0.0976 Tc 0.1919 Tw (Gross operating profits) Tj133.5 0 TD 0.0711 Tc 0 Tw (761.0) Tj68.25 0 TD 0.2325 Tc (4.5) Tj47.25 0 TD 0.0711 Tc (263.0) Tj68.25 0 TD 0.2325 Tc (1.0) Tj52.5 0 TD 0.1316 Tc (10.0) Tj63 0 TD 0.2325 Tc (2.0) TjET65.25 561 0.75 0.75 re f66 561 10.5 0.75 re f76.5 561 0.75 0.75 re f77.25 561 113.25 0.75 re f192 561 0.75 0.75 re f190.5 561 0.75 0.75 re f192.75 561 51 0.75 re f243.75 561 0.75 0.75 re f244.5 561 57 0.75 re f301.5 561 0.75 0.75 re f302.25 561 57 0.75 re f359.25 561 0.75 0.75 re f360 561 57 0.75 re f417 561 0.75 0.75 re f417.75 561 57 0.75 re f474.75 561 0.75 0.75 re f475.5 561 57 0.75 re f532.5 561 0.75 0.75 re f65.25 537 0.75 24 re f76.5 537 0.75 24 re f190.5 537 0.75 24 re f192 537 0.75 24 re f243.75 537 0.75 24 re f301.5 537 0.75 24 re f359.25 537 0.75 24 re f417 537 0.75 24 re f474.75 537 0.75 24 re f532.5 537 0.75 24 re fBT82.5 520.5 TD0.0563 Tc 0.2332 Tw (Operating expenses) Tj126.75 0 TD -0.0197 Tc 0 Tw (\(456.0\)) Tj69 0 TD -0.1092 Tc (\(2.0\)) Tj46.5 0 TD -0.0197 Tc (\(163.0\)) Tj69 0 TD -0.1092 Tc (\(5.0\)) Tj57.75 0 TD (\(5.0\)) Tj63.75 0 TD 0.2325 Tc (2.0) TjET65.25 535.5 0.75 0.75 re f76.5 535.5 0.75 0.75 re f77.25 535.5 113.25 0.75 re f192 535.5 0.75 0.75 re f190.5 535.5 0.75 0.75 re f192.75 535.5 51 0.75 re f243.75 535.5 0.75 0.75 re f244.5 535.5 57 0.75 re f301.5 535.5 0.75 0.75 re f302.25 535.5 57 0.75 re f359.25 535.5 0.75 0.75 re f360 535.5 57 0.75 re f417 535.5 0.75 0.75 re f417.75 535.5 57 0.75 re f474.75 535.5 0.75 0.75 re f475.5 535.5 57 0.75 re f532.5 535.5 0.75 0.75 re f532.5 535.5 0.75 0.75 re f65.25 511.5 0.75 24 re f76.5 511.5 0.75 24 re f190.5 511.5 0.75 24 re f192 511.5 0.75 24 re f243.75 511.5 0.75 24 re f301.5 511.5 0.75 24 re f359.25 511.5 0.75 24 re f417 511.5 0.75 24 re f474.75 511.5 0.75 24 re f532.5 511.5 0.75 24 re fBT71.25 501.75 TD0.0379 Tc 0.5016 Tw (Core net operating profits) Tj0 -12 TD -0.0366 Tc 0.3261 Tw (\(Note 1\)) Tj144.75 6 TD 0.0711 Tc 0 Tw (307.0) Tj68.25 0 TD 0.2325 Tc (4.5) Tj47.25 0 TD 0.0711 Tc (102.0) Tj62.25 0 TD -0.1092 Tc (\(2.0\)) Tj63.75 0 TD 0.2325 Tc (5.0) Tj57.75 0 TD (4.0) TjET65.25 510.75 0.75 0.75 re f76.5 510.75 0.75 0.75 re f76.5 510.75 0.75 0.75 re f77.25 510.75 113.25 0.75 re f192 510.75 0.75 0.75 re f190.5 510.75 0.75 0.75 re f192.75 510.75 51 0.75 re f243.75 510.75 0.75 0.75 re f244.5 510.75 57 0.75 re f301.5 510.75 0.75 0.75 re f302.25 510.75 57 0.75 re f359.25 510.75 0.75 0.75 re f360 510.75 57 0.75 re f417 510.75 0.75 0.75 re f417.75 510.75 57 0.75 re f474.75 510.75 0.75 0.75 re f475.5 510.75 57 0.75 re f532.5 510.75 0.75 0.75 re f532.5 510.75 0.75 0.75 re f65.25 486.75 0.75 24 re f190.5 486.75 0.75 24 re f192 486.75 0.75 24 re f243.75 486.75 0.75 24 re f301.5 486.75 0.75 24 re f359.25 486.75 0.75 24 re f417 486.75 0.75 24 re f474.75 486.75 0.75 24 re f532.5 486.75 0.75 24 re fBT71.25 476.25 TD0.0746 Tc 0.2149 Tw (Expenses for problem) Tj0 -11.25 TD 0.0949 Tc 0.1946 Tw (loan disposal \(Note 2\)) Tj138 5.25 TD -0.0197 Tc 0 Tw (\(510.0\)) Tj63 0 TD 0.1305 Tc (\(52.0\)) Tj52.5 0 TD -0.0197 Tc (\(208.0\)) Tj63 0 TD 0.1305 Tc (\(28.0\)) Tj63.75 0 TD -0.1092 Tc (\(1.5\)) Tj57.75 0 TD (\(1.5\)) TjET65.25 485.25 0.75 0.75 re f66 485.25 124.5 0.75 re f192 485.25 0.75 0.75 re f190.5 485.25 0.75 0.75 re f192.75 485.25 51 0.75 re f243.75 485.25 0.75 0.75 re f244.5 485.25 57 0.75 re f301.5 485.25 0.75 0.75 re f302.25 485.25 57 0.75 re f359.25 485.25 0.75 0.75 re f360 485.25 57 0.75 re f417 485.25 0.75 0.75 re f417.75 485.25 57 0.75 re f474.75 485.25 0.75 0.75 re f475.5 485.25 57 0.75 re f532.5 485.25 0.75 0.75 re f65.25 461.25 0.75 24 re f190.5 461.25 0.75 24 re f192 461.25 0.75 24 re f243.75 461.25 0.75 24 re f301.5 461.25 0.75 24 re f359.25 461.25 0.75 24 re f417 461.25 0.75 24 re f474.75 461.25 0.75 24 re f532.5 461.25 0.75 24 re fBT71.25 451.5 TD0.1142 Tc 0.1753 Tw (Net gains / \(losses\)) Tj0 -12 TD 0.1596 Tc 0.1299 Tw (on stocks) Tj138 6 TD -0.0197 Tc 0 Tw (\(312.0\)) Tj57.75 0 TD (\(153.0\)) Tj57.75 0 TD (\(201.0\)) Tj57.75 0 TD (\(151.0\)) Tj75 0 TD 0.2325 Tc (0.0) Tj57.75 0 TD (0.0) TjET65.25 460.5 0.75 0.75 re f66 460.5 124.5 0.75 re f192 460.5 0.75 0.75 re f190.5 460.5 0.75 0.75 re f192.75 460.5 51 0.75 re f243.75 460.5 0.75 0.75 re f244.5 460.5 57 0.75 re f301.5 460.5 0.75 0.75 re f302.25 460.5 57 0.75 re f359.25 460.5 0.75 0.75 re f360 460.5 57 0.75 re f417 460.5 0.75 0.75 re f417.75 460.5 57 0.75 re f474.75 460.5 0.75 0.75 re f475.5 460.5 57 0.75 re f532.5 460.5 0.75 0.75 re f65.25 436.5 0.75 24 re f190.5 436.5 0.75 24 re f192 436.5 0.75 24 re f243.75 436.5 0.75 24 re f301.5 436.5 0.75 24 re f359.25 436.5 0.75 24 re f417 436.5 0.75 24 re f474.75 436.5 0.75 24 re f532.5 436.5 0.75 24 re fBT71.25 420 TD0.115 Tc 0.1745 Tw (Ordinary profits / \(loss\)) Tj138 0 TD -0.0197 Tc 0 Tw (\(506.0\)) Tj57.75 0 TD (\(213.0\)) Tj57.75 0 TD (\(316.0\)) Tj57.75 0 TD (\(193.0\)) Tj75 0 TD 0.2325 Tc (3.0) Tj57.75 0 TD (2.2) TjET65.25 435.75 0.75 0.75 re f66 435.75 124.5 0.75 re f192 435.75 0.75 0.75 re f190.5 435.75 0.75 0.75 re f192.75 435.75 51 0.75 re f243.75 435.75 0.75 0.75 re f244.5 435.75 57 0.75 re f301.5 435.75 0.75 0.75 re f302.25 435.75 57 0.75 re f359.25 435.75 0.75 0.75 re f360 435.75 57 0.75 re f417 435.75 0.75 0.75 re f417.75 435.75 57 0.75 re f474.75 435.75 0.75 0.75 re f475.5 435.75 57 0.75 re f532.5 435.75 0.75 0.75 re f65.25 411.75 0.75 24 re f190.5 411.75 0.75 24 re f192 411.75 0.75 24 re f243.75 411.75 0.75 24 re f301.5 411.75 0.75 24 re f359.25 411.75 0.75 24 re f417 411.75 0.75 24 re f474.75 411.75 0.75 24 re f532.5 411.75 0.75 24 re fBT82.5 401.25 TD0.0447 Tc 0.2448 Tw (Income / \(loss\) before) Tj0 -12 TD 0.0021 Tc 0.2874 Tw (income taxes) Tj126.75 6 TD -0.0197 Tc 0 Tw (\(517.0\)) Tj57.75 0 TD (\(197.0\)) Tj57.75 0 TD (\(313.0\)) Tj57.75 0 TD (\(193.0\)) Tj75 0 TD 0.2325 Tc (3.0) Tj57.75 0 TD (2.2) TjET65.25 410.25 0.75 0.75 re f66 410.25 10.5 0.75 re f76.5 410.25 0.75 0.75 re f77.25 410.25 113.25 0.75 re f192 410.25 0.75 0.75 re f190.5 410.25 0.75 0.75 re f192.75 410.25 51 0.75 re f243.75 410.25 0.75 0.75 re f244.5 410.25 57 0.75 re f301.5 410.25 0.75 0.75 re f302.25 410.25 57 0.75 re f359.25 410.25 0.75 0.75 re f360 410.25 57 0.75 re f417 410.25 0.75 0.75 re f417.75 410.25 57 0.75 re f474.75 410.25 0.75 0.75 re f475.5 410.25 57 0.75 re f532.5 410.25 0.75 0.75 re f65.25 386.25 0.75 24 re f76.5 386.25 0.75 24 re f190.5 386.25 0.75 24 re f192 386.25 0.75 24 re f243.75 386.25 0.75 24 re f301.5 386.25 0.75 24 re f359.25 386.25 0.75 24 re f417 386.25 0.75 24 re f474.75 386.25 0.75 24 re f532.5 386.25 0.75 24 re fBT71.25 369.75 TD0.0697 Tc 0.2198 Tw (Net income / \(loss\)) Tj138 0 TD -0.0197 Tc 0 Tw (\(790.0\)) Tj57.75 0 TD (\(494.0\)) Tj57.75 0 TD (\(583.0\)) Tj57.75 0 TD (\(484.0\)) Tj75 0 TD 0.2325 Tc (2.5) Tj57.75 0 TD (1.7) TjET65.25 385.5 0.75 0.75 re f76.5 385.5 0.75 0.75 re f76.5 385.5 0.75 0.75 re f77.25 385.5 113.25 0.75 re f192 385.5 0.75 0.75 re f190.5 385.5 0.75 0.75 re f192.75 385.5 51 0.75 re f243.75 385.5 0.75 0.75 re f244.5 385.5 57 0.75 re f301.5 385.5 0.75 0.75 re f302.25 385.5 57 0.75 re f359.25 385.5 0.75 0.75 re f360 385.5 57 0.75 re f417 385.5 0.75 0.75 re f417.75 385.5 57 0.75 re f474.75 385.5 0.75 0.75 re f475.5 385.5 57 0.75 re f532.5 385.5 0.75 0.75 re f65.25 361.5 0.75 24 re f190.5 361.5 0.75 24 re f192 361.5 0.75 24 re f243.75 361.5 0.75 24 re f301.5 361.5 0.75 24 re f359.25 361.5 0.75 24 re f417 361.5 0.75 24 re f474.75 361.5 0.75 24 re f532.5 361.5 0.75 24 re f65.25 360 0.75 0.75 re f65.25 360 0.75 0.75 re f66 360 124.5 0.75 re f190.5 360 0.75 0.75 re f191.25 360 1.5 0.75 re f192.75 360 0.75 0.75 re f193.5 360 50.25 0.75 re f243.75 360 0.75 0.75 re f244.5 360 57 0.75 re f301.5 360 0.75 0.75 re f302.25 360 57 0.75 re f359.25 360 0.75 0.75 re f360 360 57 0.75 re f417 360 0.75 0.75 re f417.75 360 57 0.75 re f474.75 360 0.75 0.75 re f475.5 360 57 0.75 re f532.5 360 0.75 0.75 re f532.5 360 0.75 0.75 re fBT71.25 339 TD0.0381 Tc 0.2514 Tw (Net unrealized differences) Tj0 -12 TD 0.094 Tc 0.1955 Tw (of stocks and other) Tj0 -11.25 TD 0.0673 Tc 0.5972 Tw (securities \(market value) TjT* 0.0737 Tc 0.4658 Tw (less balance sheet value\)) Tj143.25 17.25 TD 0.1305 Tc 0 Tw (\(34.0\)) Tj115.5 0 TD (\(36.0\)) Tj127.5 0 TD 0.2325 Tc (2.0) TjET65.25 348 0.75 0.75 re f65.25 348 0.75 0.75 re f66 348 125.25 0.75 re f191.25 348 0.75 0.75 re f192 348 51.75 0.75 re f243.75 348 0.75 0.75 re f243.75 348 0.75 0.75 re f301.5 348 0.75 0.75 re f301.5 348 0.75 0.75 re f302.25 348 57 0.75 re f359.25 348 0.75 0.75 re f359.25 348 0.75 0.75 re f417 348 0.75 0.75 re f417 348 0.75 0.75 re f417.75 348 57 0.75 re f474.75 348 0.75 0.75 re f474.75 348 0.75 0.75 re f65.25 302.25 0.75 45.75 re f65.25 301.5 0.75 0.75 re f65.25 301.5 0.75 0.75 re f66 301.5 125.25 0.75 re f191.25 302.25 0.75 45.75 re f191.25 301.5 0.75 0.75 re f192 301.5 51.75 0.75 re f243.75 302.25 0.75 45.75 re f243.75 301.5 0.75 0.75 re f243.75 301.5 0.75 0.75 re f301.5 302.25 0.75 45.75 re f301.5 301.5 0.75 0.75 re f301.5 301.5 0.75 0.75 re f302.25 301.5 57 0.75 re f359.25 302.25 0.75 45.75 re f359.25 301.5 0.75 0.75 re f359.25 301.5 0.75 0.75 re f417 302.25 0.75 45.75 re f417 301.5 0.75 0.75 re f417 301.5 0.75 0.75 re f417.75 301.5 57 0.75 re f474.75 302.25 0.75 45.75 re f474.75 301.5 0.75 0.75 re f474.75 301.5 0.75 0.75 re fBT71.25 291 TD/F0 9 Tf0.372 Tc (1.) Tj7.5 0 TD 0 Tc -0.252 Tw ( ) Tj3.75 0 TD 0.042 Tc 0.081 Tw (Core net operating profit: Net operating profit before disposal of problem loans in the trust account \(applicable) Tj0 -14.25 TD 0.0626 Tc -0.3146 Tw (only to Resona Bank\) and transfer to general reserve for possible loan losses.) Tj-11.25 -14.25 TD 0.372 Tc 0 Tw (2.) Tj7.5 0 TD 0 Tc -0.252 Tw ( ) Tj3.75 0 TD 0.0561 Tc -0.3081 Tw (Expenses for problem loan disposal include transfer to general reserve for possible loan losses and expenses in) Tj0 -14.25 TD 0.0504 Tc -0.3024 Tw (relation to the disposal in the trust account \(applicable only to Resona Bank\).) Tj-11.25 -28.5 TD /F2 9 Tf0 Tc 0 Tw <8145> Tj9 0 TD ( ) Tj6.75 0 TD /F0 9 Tf0.0299 Tc -0.2819 Tw (Figures in "Total of Group Banks" include the account of Asahi Bank covering 11 months before it merged with) Tj0 -14.25 TD 0.1175 Tc -0.3695 Tw (Daiwa Bank on March 1, 2003.) Tj-15.75 -14.25 TD /F2 9 Tf0 Tc 0 Tw <8145> Tj9 0 TD ( ) Tj6.75 0 TD /F0 9 Tf0.0479 Tc -0.2999 Tw (Previous forecasts were announced on March 11, 2003.) Tj-15.75 -14.25 TD /F2 9 Tf0 Tc 0 Tw <8145> Tj9 0 TD ( ) Tj6.75 0 TD /F0 9 Tf0.0713 Tc -0.3233 Tw (Details of the results for the fiscal year ended March 2003 are planned to be announced on May 26, 2003.) TjETendstream endobj 14 0 obj 16456 endobj 12 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F0 6 0 R /F2 15 0 R >> /ProcSet 2 0 R >> /Contents 13 0 R >> endobj 18 0 obj << /Length 19 0 R >> stream BT295.5 52.5 TD0 0 0 rg /F0 9.75 Tf-0.171 Tc 0 Tw (3) Tj-223.5 713.25 TD 0 Tc 0.2895 Tw ( ) Tj5.25 0 TD 0.1013 Tc 0.1882 Tw (2. Resona Bank's consolidated earnings forecast) TjET71.25 775.5 0.75 0.75 re f71.25 775.5 0.75 0.75 re f72 775.5 225 0.75 re f297 775.5 0.75 0.75 re f297 775.5 0.75 0.75 re f71.25 763.5 0.75 12 re f297 763.5 0.75 12 re f71.25 762.75 0.75 0.75 re f71.25 762.75 0.75 0.75 re f72 762.75 225 0.75 re f297 762.75 0.75 0.75 re f297 762.75 0.75 0.75 re fBT456.75 751.5 TD-0.0399 Tc 0.3294 Tw (\(Billions of Yen\)) TjET0.898 0.898 0.898 rg 71.25 736.5 120 11.25 re f243.75 736.5 57.75 11.25 re f359.25 736.5 57.75 11.25 re f474.75 736.5 57.75 11.25 re f0 0 0 rg 70.5 747.75 0.75 0.75 re f70.5 747.75 0.75 0.75 re f71.25 747.75 120 0.75 re f191.25 747.75 0.75 0.75 re f191.25 747.75 0.75 0.75 re f192 747.75 51.75 0.75 re f243.75 747.75 0.75 0.75 re f244.5 747.75 57 0.75 re f301.5 747.75 0.75 0.75 re f301.5 747.75 0.75 0.75 re f302.25 747.75 57 0.75 re f359.25 747.75 0.75 0.75 re f360 747.75 57 0.75 re f417 747.75 0.75 0.75 re f417.75 747.75 57 0.75 re f474.75 747.75 0.75 0.75 re f475.5 747.75 57 0.75 re f532.5 747.75 0.75 0.75 re f532.5 747.75 0.75 0.75 re f70.5 736.5 0.75 11.25 re f191.25 736.5 0.75 11.25 re f301.5 736.5 0.75 11.25 re f417 736.5 0.75 11.25 re f532.5 736.5 0.75 11.25 re f0.898 0.898 0.898 rg 71.25 718.5 120 17.25 re f71.25 706.5 120 12 re f71.25 690 120 16.5 re f192 730.5 51.75 17.25 re f192 719.25 51.75 11.25 re fBT199.5 721.5 TD0 0 0 rg -0.0789 Tc 0 Tw (Ordinary) TjET0.898 0.898 0.898 rg 192 707.25 51.75 12 re fBT202.5 709.5 TD0 0 0 rg 0.1716 Tc (Income) TjET0.898 0.898 0.898 rg 192 689.25 51.75 18 re f244.5 723.75 57 12 re fBT256.5 726 TD0 0 0 rg 0.1842 Tc (Change) TjET0.898 0.898 0.898 rg 244.5 712.5 57 11.25 re fBT264 714.75 TD0 0 0 rg -0 Tc (from) TjET0.898 0.898 0.898 rg 244.5 701.25 57 11.25 re fBT254.25 703.5 TD0 0 0 rg -0.0534 Tc (Previous) TjET0.898 0.898 0.898 rg 244.5 689.25 57 12 re fBT254.25 691.5 TD0 0 0 rg 0.1341 Tc (Forecast) TjET0.898 0.898 0.898 rg 302.25 735.75 57 12 re f302.25 724.5 57 11.25 re fBT312.75 726.75 TD0 0 0 rg -0.0789 Tc (Ordinary) TjET0.898 0.898 0.898 rg 302.25 712.5 57 12 re fBT320.25 714.75 TD0 0 0 rg -0.0427 Tc (Profit) TjET0.898 0.898 0.898 rg 302.25 701.25 57 11.25 re fBT318 703.5 TD0 0 0 rg 0.1107 Tc (\(Loss\)) TjET0.898 0.898 0.898 rg 302.25 689.25 57 12 re f360 723.75 57 12 re fBT372 726 TD0 0 0 rg 0.1842 Tc (Change) TjET0.898 0.898 0.898 rg 360 712.5 57 11.25 re fBT379.5 714.75 TD0 0 0 rg -0 Tc (from) TjET0.898 0.898 0.898 rg 360 701.25 57 11.25 re fBT369.75 703.5 TD0 0 0 rg -0.0534 Tc (Previous) TjET0.898 0.898 0.898 rg 360 689.25 57 12 re fBT369.75 691.5 TD0 0 0 rg 0.1341 Tc (Forecast) TjET0.898 0.898 0.898 rg 417.75 730.5 57 17.25 re f417.75 719.25 57 11.25 re fBT426 721.5 TD0 0 0 rg 0.0358 Tc 0.2537 Tw (Net Profit) TjET0.898 0.898 0.898 rg 417.75 707.25 57 12 re fBT433.5 709.5 TD0 0 0 rg 0.1107 Tc 0 Tw (\(Loss\)) TjET0.898 0.898 0.898 rg 417.75 689.25 57 18 re f475.5 723.75 57 12 re fBT487.5 726 TD0 0 0 rg 0.1842 Tc (Change) TjET0.898 0.898 0.898 rg 475.5 712.5 57 11.25 re fBT495 714.75 TD0 0 0 rg -0 Tc (from) TjET0.898 0.898 0.898 rg 475.5 701.25 57 11.25 re fBT485.25 703.5 TD0 0 0 rg -0.0534 Tc (Previous) TjET0.898 0.898 0.898 rg 475.5 689.25 57 12 re fBT485.25 691.5 TD0 0 0 rg 0.1341 Tc (Forecast) TjET70.5 735.75 0.75 0.75 re f0.898 0.898 0.898 rg 71.25 735.75 120 0.75 re f0 0 0 rg 191.25 735.75 0.75 0.75 re f243.75 735.75 57.75 0.75 re f301.5 735.75 0.75 0.75 re f359.25 735.75 0.75 0.75 re f359.25 735.75 0.75 0.75 re f360 735.75 57 0.75 re f417 735.75 0.75 0.75 re f474.75 735.75 0.75 0.75 re f474.75 735.75 0.75 0.75 re f475.5 735.75 57 0.75 re f532.5 735.75 0.75 0.75 re f70.5 690 0.75 45.75 re f191.25 690 0.75 45.75 re f243.75 690 0.75 45.75 re f301.5 690 0.75 45.75 re f359.25 690 0.75 45.75 re f417 690 0.75 45.75 re f474.75 690 0.75 45.75 re f532.5 690 0.75 45.75 re fBT76.5 679.5 TD-0.0319 Tc 0.3214 Tw (Resona Bank) Tj0 -11.25 TD 0.1236 Tc 0.1659 Tw (\(Consolidated basis\)) Tj139.5 5.25 TD 0.0711 Tc 0 Tw (442.0) Tj56.25 0 TD 0.1305 Tc (\(18.0\)) Tj52.5 0 TD -0.0197 Tc (\(312.0\)) Tj57.75 0 TD (\(189.0\)) Tj57.75 0 TD (\(580.0\)) Tj57.75 0 TD (\(480.0\)) TjET70.5 688.5 0.75 0.75 re f71.25 688.5 120 0.75 re f191.25 688.5 0.75 0.75 re f192 688.5 51.75 0.75 re f243.75 688.5 0.75 0.75 re f244.5 688.5 57 0.75 re f301.5 688.5 0.75 0.75 re f302.25 688.5 57 0.75 re f359.25 688.5 0.75 0.75 re f360 688.5 57 0.75 re f417 688.5 0.75 0.75 re f417.75 688.5 57 0.75 re f474.75 688.5 0.75 0.75 re f475.5 688.5 57 0.75 re f532.5 688.5 0.75 0.75 re f70.5 664.5 0.75 24 re f70.5 663.75 120.75 0.75 re f191.25 664.5 0.75 24 re f191.25 663.75 0.75 0.75 re f192 663.75 51.75 0.75 re f243.75 664.5 0.75 24 re f243.75 663.75 0.75 0.75 re f244.5 663.75 57 0.75 re f301.5 664.5 0.75 24 re f301.5 663.75 0.75 0.75 re f302.25 663.75 57 0.75 re f359.25 664.5 0.75 24 re f359.25 663.75 0.75 0.75 re f360 663.75 57 0.75 re f417 664.5 0.75 24 re f417 663.75 0.75 0.75 re f417.75 663.75 57 0.75 re f474.75 664.5 0.75 24 re f474.75 663.75 0.75 0.75 re f475.5 663.75 57 0.75 re f532.5 664.5 0.75 24 re f532.5 663.75 0.75 0.75 re fBT71.25 653.25 TD/F0 9 Tf0.066 Tc -0.318 Tw (* Previous forecast was announced on March 11, 2003.) Tj0.75 -29.25 TD /F0 9.75 Tf0 Tc 0.2895 Tw ( ) Tj5.25 0 TD 0.064 Tc 0.3192 Tw (3. Claims classified under the Financial Reconstruction Law criteria) TjET71.25 633.75 0.75 0.75 re f71.25 633.75 0.75 0.75 re f72 633.75 304.5 0.75 re f376.5 633.75 0.75 0.75 re f376.5 633.75 0.75 0.75 re f71.25 621.75 0.75 12 re f376.5 621.75 0.75 12 re f71.25 621 0.75 0.75 re f71.25 621 0.75 0.75 re f72 621 304.5 0.75 re f376.5 621 0.75 0.75 re f376.5 621 0.75 0.75 re fBT456.75 609.75 TD-0.0399 Tc 0.3294 Tw (\(Billions of Yen\)) TjET0.898 0.898 0.898 rg 396 594.75 126 11.25 re f0 0 0 rg 65.25 606 0.75 0.75 re f65.25 606 0.75 0.75 re f66 606 120 0.75 re f186 606 0.75 0.75 re f186.75 606 72.75 0.75 re f259.5 606 0.75 0.75 re f260.25 606 72.75 0.75 re f333 606 0.75 0.75 re f333.75 606 62.25 0.75 re f396 606 0.75 0.75 re f396.75 606 125.25 0.75 re f522 606 0.75 0.75 re f522 606 0.75 0.75 re f65.25 594.75 0.75 11.25 re f186 594.75 0.75 11.25 re f259.5 594.75 0.75 11.25 re f522 594.75 0.75 11.25 re f0.898 0.898 0.898 rg 333 594 63 12 re f333 582.75 63 11.25 re f333 570.75 63 12 re f0 0 0 rg 65.25 594 0.75 0.75 re f186 594 0.75 0.75 re f259.5 594 0.75 0.75 re f396 594 0.75 0.75 re f396 594 0.75 0.75 re f396.75 594 62.25 0.75 re f459 594 0.75 0.75 re f459 594 0.75 0.75 re f459.75 594 62.25 0.75 re f522 594 0.75 0.75 re f65.25 571.5 0.75 22.5 re f186 571.5 0.75 22.5 re f259.5 571.5 0.75 22.5 re f396 571.5 0.75 22.5 re f459 571.5 0.75 22.5 re f522 571.5 0.75 22.5 re f0.898 0.898 0.898 rg 66 582.75 120 23.25 re f66 571.5 120 11.25 re f66 547.5 120 24 re f186.75 600 72.75 6 re f186.75 588.75 72.75 11.25 re fBT193.5 591 TD0 0 0 rg 0.0694 Tc 0.2201 Tw (Mar. 31, 2002) TjET0.898 0.898 0.898 rg 186.75 576.75 72.75 12 re fBT207 579 TD0 0 0 rg 0.1542 Tc 0 Tw ([Actual]) TjET0.898 0.898 0.898 rg 186.75 565.5 72.75 11.25 re fBT197.25 567.75 TD0 0 0 rg -0.0203 Tc 0.3098 Tw (\(Total of two) TjET0.898 0.898 0.898 rg 186.75 554.25 72.75 11.25 re fBT207 556.5 TD0 0 0 rg -0.0075 Tc 0 Tw (banks\)*) TjET0.898 0.898 0.898 rg 186.75 547.5 72.75 6.75 re f260.25 600 72.75 6 re f260.25 588.75 72.75 11.25 re fBT267 591 TD0 0 0 rg 0.0694 Tc 0.2201 Tw (Mar. 31, 2003) TjET0.898 0.898 0.898 rg 260.25 576.75 72.75 12 re fBT274.5 579 TD0 0 0 rg 0.0901 Tc 0 Tw ([Estimate]) TjET0.898 0.898 0.898 rg 260.25 565.5 72.75 11.25 re fBT270.75 567.75 TD0 0 0 rg -0.0203 Tc 0.3098 Tw (\(Total of two) TjET0.898 0.898 0.898 rg 260.25 554.25 72.75 11.25 re fBT280.5 556.5 TD0 0 0 rg -0.0075 Tc 0 Tw (banks\)*) TjET0.898 0.898 0.898 rg 260.25 547.5 72.75 6.75 re f333.75 564.75 62.25 6 re f333.75 553.5 62.25 11.25 re fBT348 555.75 TD0 0 0 rg 0.1842 Tc (Change) TjET0.898 0.898 0.898 rg 333.75 548.25 62.25 5.25 re f396.75 582.75 62.25 11.25 re f396.75 570.75 62.25 12 re fBT411.75 573 TD0 0 0 rg 0.0252 Tc (Resona) TjET0.898 0.898 0.898 rg 396.75 559.5 62.25 11.25 re fBT417 561.75 TD0 0 0 rg -0.1176 Tc (Bank) TjET0.898 0.898 0.898 rg 396.75 547.5 62.25 12 re f459.75 588 62.25 6 re f459.75 576 62.25 12 re fBT473.25 578.25 TD0 0 0 rg 0.0339 Tc (Saitama) TjET0.898 0.898 0.898 rg 459.75 564.75 62.25 11.25 re fBT474.75 567 TD0 0 0 rg 0.0252 Tc (Resona) TjET0.898 0.898 0.898 rg 459.75 553.5 62.25 11.25 re fBT480 555.75 TD0 0 0 rg -0.1176 Tc (Bank) TjET0.898 0.898 0.898 rg 459.75 547.5 62.25 6 re f0 0 0 rg 65.25 570 0.75 0.75 re f186 570 0.75 0.75 re f259.5 570 0.75 0.75 re f333 570 0.75 0.75 re f333 570 0.75 0.75 re f333.75 570 62.25 0.75 re f396 570 0.75 0.75 re f459 570 0.75 0.75 re f522 570 0.75 0.75 re f65.25 547.5 0.75 22.5 re f186 547.5 0.75 22.5 re f259.5 547.5 0.75 22.5 re f333 547.5 0.75 22.5 re f396 547.5 0.75 22.5 re f459 547.5 0.75 22.5 re f522 547.5 0.75 22.5 re fBT71.25 537.75 TD0.0526 Tc 4.4869 Tw (Claims to "doubtful" or) Tj0 -12 TD 0.0941 Tc 0.1954 Tw (lower categories of) Tj0 -11.25 TD 0.0179 Tc 0 Tw (borrowers) Tj152.25 12 TD 0.0677 Tc (1,845.9) Tj71.25 6 TD 0.1288 Tc (Approx.) Tj10.5 -12 TD 0.0711 Tc (910.0) Tj52.5 12 TD 0.1288 Tc (Approx.) Tj3.75 -12 TD -0.0197 Tc (\(935.0\)) Tj59.25 12 TD 0.1288 Tc (Approx.) Tj10.5 -12 TD 0.0711 Tc (820.0) Tj52.5 12 TD 0.1288 Tc (Approx.) Tj15.75 -12 TD 0.1316 Tc (90.0) TjET65.25 546.75 0.75 0.75 re f66 546.75 120 0.75 re f186 546.75 0.75 0.75 re f186.75 546.75 72.75 0.75 re f259.5 546.75 0.75 0.75 re f260.25 546.75 72.75 0.75 re f333 546.75 0.75 0.75 re f333.75 546.75 62.25 0.75 re f396 546.75 0.75 0.75 re f396.75 546.75 62.25 0.75 re f459 546.75 0.75 0.75 re f459.75 546.75 62.25 0.75 re f522 546.75 0.75 0.75 re f65.25 512.25 0.75 34.5 re f186 512.25 0.75 34.5 re f259.5 512.25 0.75 34.5 re f333 512.25 0.75 34.5 re f396 512.25 0.75 34.5 re f459 512.25 0.75 34.5 re f522 512.25 0.75 34.5 re fBT71.25 495.75 TD0.0512 Tc 0.2382 Tw (Special attention loans) Tj152.25 0 TD 0.0677 Tc 0 Tw (1,120.0) Tj71.25 6 TD 0.1288 Tc (Approx.) Tj2.25 -11.25 TD 0.0677 Tc (1,570.0) Tj60.75 11.25 TD 0.1288 Tc (Approx.) Tj10.5 -11.25 TD 0.0711 Tc (450.0) Tj52.5 11.25 TD 0.1288 Tc (Approx.) Tj2.25 -11.25 TD 0.0677 Tc (1,490.0) Tj60.75 11.25 TD 0.1288 Tc (Approx.) Tj15.75 -11.25 TD 0.1316 Tc (80.0) TjET65.25 511.5 0.75 0.75 re f66 511.5 120 0.75 re f186 511.5 0.75 0.75 re f186.75 511.5 72.75 0.75 re f259.5 511.5 0.75 0.75 re f260.25 511.5 72.75 0.75 re f333 511.5 0.75 0.75 re f333.75 511.5 62.25 0.75 re f396 511.5 0.75 0.75 re f396.75 511.5 62.25 0.75 re f459 511.5 0.75 0.75 re f459.75 511.5 62.25 0.75 re f522 511.5 0.75 0.75 re f65.25 486.75 0.75 24.75 re f186 486.75 0.75 24.75 re f259.5 486.75 0.75 24.75 re f333 486.75 0.75 24.75 re f396 486.75 0.75 24.75 re f459 486.75 0.75 24.75 re f522 486.75 0.75 24.75 re fBT71.25 470.25 TD0.0807 Tc 0.2088 Tw (Classified claims total) Tj152.25 0 TD 0.0677 Tc 0 Tw (2,965.9) Tj71.25 6 TD 0.1288 Tc (Approx.) Tj2.25 -11.25 TD 0.0677 Tc (2,480.0) Tj60.75 11.25 TD 0.1288 Tc (Approx.) Tj3.75 -11.25 TD -0.0197 Tc (\(485.0\)) Tj59.25 11.25 TD 0.1288 Tc (Approx.) Tj2.25 -11.25 TD 0.0677 Tc (2,310.0) Tj60.75 11.25 TD 0.1288 Tc (Approx.) Tj10.5 -11.25 TD 0.0711 Tc (170.0) TjET65.25 486.75 0.75 0.75 re f66 486.75 120 0.75 re f186 486.75 0.75 0.75 re f186.75 486.75 72.75 0.75 re f259.5 486.75 0.75 0.75 re f260.25 486.75 72.75 0.75 re f333 486.75 0.75 0.75 re f333.75 486.75 62.25 0.75 re f396 486.75 0.75 0.75 re f396.75 486.75 62.25 0.75 re f459 486.75 0.75 0.75 re f459.75 486.75 62.25 0.75 re f522 486.75 0.75 0.75 re f65.25 462 0.75 24.75 re f65.25 461.25 0.75 0.75 re f65.25 461.25 0.75 0.75 re f66 461.25 120 0.75 re f186 462 0.75 24.75 re f186 461.25 0.75 0.75 re f186.75 461.25 72.75 0.75 re f259.5 462 0.75 24.75 re f259.5 461.25 0.75 0.75 re f260.25 461.25 72.75 0.75 re f333 462 0.75 24.75 re f333 461.25 0.75 0.75 re f333.75 461.25 62.25 0.75 re f396 462 0.75 24.75 re f396 461.25 0.75 0.75 re f396.75 461.25 62.25 0.75 re f459 462 0.75 24.75 re f459 461.25 0.75 0.75 re f459.75 461.25 62.25 0.75 re f522 462 0.75 24.75 re f522 461.25 0.75 0.75 re f522 461.25 0.75 0.75 re fBT71.25 450.75 TD/F0 9 Tf0.0633 Tc -0.3153 Tw (* Balances as of March 31, 2002 are the sum of the figures for Daiwa Bank and Asahi Bank. Balances as of March) Tj5.25 -14.25 TD 0.0662 Tc -0.3182 Tw (31, 2003 are the sum of the figures for Resona Bank and Saitama Resona Bank.) Tj-5.25 -29.25 TD /F0 9.75 Tf0.062 Tc 1.54 Tw (Total claims to "doubtful" or lower categories of borrowers placed off the balance sheets of the two) Tj0 -14.25 TD 0.067 Tc 0.4725 Tw (banks during the fiscal year ended March 2003 are estimated to be more than 1.2 trillion yen, which is) TjT* -0.0102 Tc 0.2997 Tw (as originally planned for the year.) Tj0.75 -28.5 TD 0 Tc 0.2895 Tw ( ) Tj5.25 0 TD 0.0615 Tc 0.228 Tw (4. Disposal of latent losses on investments in banking subsidiaries) TjET71.25 360 0.75 0.75 re f71.25 360 0.75 0.75 re f72 360 300.75 0.75 re f372.75 360 0.75 0.75 re f372.75 360 0.75 0.75 re f71.25 348 0.75 12 re f372.75 348 0.75 12 re f71.25 347.25 0.75 0.75 re f71.25 347.25 0.75 0.75 re f72 347.25 300.75 0.75 re f372.75 347.25 0.75 0.75 re f372.75 347.25 0.75 0.75 re fBT456.75 336 TD-0.0399 Tc 0.3294 Tw (\(Billions of Yen\)) TjET0.898 0.898 0.898 rg 66 309 120 23.25 re f66 297.75 120 11.25 re f66 273.75 120 24 re f186.75 320.25 72 12 re f186.75 309 72 11.25 re fBT193.5 311.25 TD0 0 0 rg -0.0336 Tc 0.3231 Tw (Total disposal) TjET0.898 0.898 0.898 rg 186.75 297 72 12 re fBT207 299.25 TD0 0 0 rg -0.0444 Tc 0 Tw (amount) TjET0.898 0.898 0.898 rg 186.75 285.75 72 11.25 re fBT194.25 288 TD0 0 0 rg 0.1402 Tc 0.1492 Tw (\(Simple sum\)) TjET0.898 0.898 0.898 rg 186.75 273.75 72 12 re f261 320.25 63.75 12 re f261 309 63.75 11.25 re fBT275.25 311.25 TD0 0 0 rg 0.0691 Tc 0.2204 Tw (Stock of) TjET0.898 0.898 0.898 rg 261 297 63.75 12 re fBT276 299.25 TD0 0 0 rg 0.0252 Tc 0 Tw (Resona) TjET0.898 0.898 0.898 rg 261 285.75 63.75 11.25 re fBT282 288 TD0 0 0 rg -0.1176 Tc (Bank) TjET0.898 0.898 0.898 rg 261 273.75 63.75 12 re f325.5 326.25 65.25 6 re f325.5 315 65.25 11.25 re fBT340.5 317.25 TD0 0 0 rg 0.0691 Tc 0.2204 Tw (Stock of) TjET0.898 0.898 0.898 rg 325.5 303 65.25 12 re fBT340.5 305.25 TD0 0 0 rg 0.0339 Tc 0 Tw (Saitama) TjET0.898 0.898 0.898 rg 325.5 291.75 65.25 11.25 re fBT341.25 294 TD0 0 0 rg 0.0252 Tc (Resona) TjET0.898 0.898 0.898 rg 325.5 280.5 65.25 11.25 re fBT347.25 282.75 TD0 0 0 rg -0.1176 Tc (Bank) TjET0.898 0.898 0.898 rg 325.5 273.75 65.25 6.75 re f391.5 320.25 64.5 12 re f391.5 309 64.5 11.25 re fBT406.5 311.25 TD0 0 0 rg 0.0691 Tc 0.2204 Tw (Stock of) TjET0.898 0.898 0.898 rg 391.5 297 64.5 12 re fBT397.5 299.25 TD0 0 0 rg 0.1694 Tc 0.1201 Tw (Kinki Osaka) TjET0.898 0.898 0.898 rg 391.5 285.75 64.5 11.25 re fBT413.25 288 TD0 0 0 rg -0.1176 Tc 0 Tw (Bank) TjET0.898 0.898 0.898 rg 391.5 273.75 64.5 12 re f456.75 315 65.25 17.25 re f456.75 303.75 65.25 11.25 re fBT471.75 306 TD0 0 0 rg 0.0691 Tc 0.2204 Tw (Stock of) TjET0.898 0.898 0.898 rg 456.75 291.75 65.25 12 re fBT466.5 294 TD0 0 0 rg -0.0748 Tc 0.3643 Tw (Nara Bank) TjET0.898 0.898 0.898 rg 456.75 273.75 65.25 18 re f0 0 0 rg 65.25 332.25 0.75 0.75 re f65.25 332.25 0.75 0.75 re f66 332.25 120 0.75 re f186 332.25 0.75 0.75 re f186.75 332.25 72 0.75 re f258.75 332.25 0.75 0.75 re f259.5 332.25 65.25 0.75 re f324.75 332.25 0.75 0.75 re f325.5 332.25 65.25 0.75 re f390.75 332.25 0.75 0.75 re f391.5 332.25 64.5 0.75 re f456 332.25 0.75 0.75 re f456.75 332.25 65.25 0.75 re f522 332.25 0.75 0.75 re f522 332.25 0.75 0.75 re f65.25 273.75 0.75 58.5 re f186 273.75 0.75 58.5 re f258.75 273.75 0.75 58.5 re f260.25 273.75 0.75 58.5 re f324.75 273.75 0.75 58.5 re f390.75 273.75 0.75 58.5 re f456 273.75 0.75 58.5 re f522 273.75 0.75 58.5 re fBT71.25 264 TD0.0243 Tc 0.2652 Tw (Disposal of latent) Tj0 -12 TD 0.0197 Tc 0 Tw (losses) Tj150 12 TD 0.1288 Tc (Approx.) Tj2.25 -12 TD 0.0677 Tc (1,161.0) Tj63 12 TD 0.1288 Tc (Approx.) Tj10.5 -12 TD 0.0711 Tc (988.0) Tj54.75 12 TD 0.1288 Tc (Approx.) Tj11.25 -12 TD -0.0789 Tc (110.0) Tj54.75 12 TD 0.1288 Tc (Approx.) Tj15.75 -12 TD 0.1316 Tc (60.0) Tj49.5 12 TD 0.1288 Tc (Approx.) Tj21 -12 TD 0.2325 Tc (3.0) TjET65.25 273 0.75 0.75 re f66 273 120 0.75 re f186 273 0.75 0.75 re f186.75 273 72 0.75 re f260.25 273 0.75 0.75 re f258.75 273 0.75 0.75 re f261 273 63.75 0.75 re f324.75 273 0.75 0.75 re f325.5 273 65.25 0.75 re f390.75 273 0.75 0.75 re f391.5 273 64.5 0.75 re f456 273 0.75 0.75 re f456.75 273 65.25 0.75 re f522 273 0.75 0.75 re f65.25 249 0.75 24 re f65.25 248.25 0.75 0.75 re f65.25 248.25 0.75 0.75 re f66 248.25 120 0.75 re f186 249 0.75 24 re f186 248.25 0.75 0.75 re f186.75 248.25 72 0.75 re f258.75 249 0.75 24 re f260.25 249 0.75 24 re f258.75 248.25 0.75 0.75 re f259.5 248.25 65.25 0.75 re f324.75 249 0.75 24 re f324.75 248.25 0.75 0.75 re f325.5 248.25 65.25 0.75 re f390.75 249 0.75 24 re f390.75 248.25 0.75 0.75 re f391.5 248.25 64.5 0.75 re f456 249 0.75 24 re f456 248.25 0.75 0.75 re f456.75 248.25 65.25 0.75 re f522 249 0.75 24 re f522 248.25 0.75 0.75 re f522 248.25 0.75 0.75 re fBT71.25 237.75 TD/F0 9 Tf0.049 Tc 0.449 Tw (* Resona Holdings regrettably suspends payments of dividends on its common ) Tj324.75 0 TD 0.037 Tc 0.461 Tw (and preferred stocks as well as) Tj-319.5 -14.25 TD 0.0537 Tc -0.3057 Tw (dividends on preferred securities, owing to the disposal reported above.) Tj-4.5 -29.25 TD /F0 9.75 Tf0 Tc 0.2895 Tw ( ) Tj5.25 0 TD 0.0687 Tc 0.2208 Tw (5. Forecasts of capital adequacy ratio) TjET71.25 204 0.75 0.75 re f71.25 204 0.75 0.75 re f72 204 174 0.75 re f246 204 0.75 0.75 re f246 204 0.75 0.75 re f71.25 192 0.75 12 re f246 192 0.75 12 re f71.25 191.25 0.75 0.75 re f71.25 191.25 0.75 0.75 re f72 191.25 174 0.75 re f246 191.25 0.75 0.75 re f246 191.25 0.75 0.75 re f0.8745 0.8745 0.8745 rg 155.25 164.25 123.75 12 re fBT160.5 166.5 TD0 0 0 rg 0.0339 Tc 0.2556 Tw (Resona Holdings) TjET0.8745 0.8745 0.8745 rg 342 164.25 62.25 12 re f0 0 0 rg 65.25 176.25 0.75 0.75 re f65.25 176.25 0.75 0.75 re f66 176.25 88.5 0.75 re f154.5 176.25 0.75 0.75 re f155.25 176.25 123.75 0.75 re f279 176.25 0.75 0.75 re f279.75 176.25 62.25 0.75 re f342 176.25 0.75 0.75 re f342.75 176.25 61.5 0.75 re f404.25 176.25 0.75 0.75 re f405 176.25 61.5 0.75 re f466.5 176.25 0.75 0.75 re f467.25 176.25 61.5 0.75 re f528.75 176.25 0.75 0.75 re f528.75 176.25 0.75 0.75 re f65.25 165 0.75 11.25 re f154.5 165 0.75 11.25 re f279 165 0.75 11.25 re f404.25 165 0.75 11.25 re f466.5 165 0.75 11.25 re f528.75 165 0.75 11.25 re f0.8745 0.8745 0.8745 rg 66 164.25 88.5 12 re f66 141.75 88.5 22.5 re f155.25 157.5 61.5 6.75 re f155.25 147.75 61.5 9.75 re fBT160.5 150 TD0 0 0 rg /F0 8.25 Tf-0.0815 Tc 0 Tw (\(Consolidated\)) TjET0.8745 0.8745 0.8745 rg 155.25 141.75 61.5 6 re f217.5 152.25 61.5 12 re fBT229.5 154.5 TD0 0 0 rg /F0 9.75 Tf-0.0534 Tc (Previous) TjET0.8745 0.8745 0.8745 rg 217.5 141 61.5 11.25 re fBT231 143.25 TD0 0 0 rg 0.0712 Tc (forecast) TjET0.8745 0.8745 0.8745 rg 279.75 171 62.25 5.25 re f279.75 159 62.25 12 re fBT294 161.25 TD0 0 0 rg 0.0252 Tc (Resona) TjET0.8745 0.8745 0.8745 rg 279.75 147.75 62.25 11.25 re fBT300 150 TD0 0 0 rg -0.1176 Tc (Bank) TjET0.8745 0.8745 0.8745 rg 279.75 141.75 62.25 6 re f342.75 152.25 61.5 12 re fBT354 154.5 TD0 0 0 rg -0.0534 Tc (Previous) TjET0.8745 0.8745 0.8745 rg 342.75 141 61.5 11.25 re fBT355.5 143.25 TD0 0 0 rg 0.0712 Tc (forecast) TjET0.8745 0.8745 0.8745 rg 405 164.25 61.5 12 re fBT417.75 166.5 TD0 0 0 rg 0.0339 Tc (Saitama) TjET0.8745 0.8745 0.8745 rg 405 153 61.5 11.25 re fBT418.5 155.25 TD0 0 0 rg 0.0252 Tc (Resona) TjET0.8745 0.8745 0.8745 rg 405 141.75 61.5 11.25 re fBT424.5 144 TD0 0 0 rg -0.1176 Tc (Bank) TjET0.8745 0.8745 0.8745 rg 467.25 164.25 61.5 12 re fBT487.5 166.5 TD0 0 0 rg 0.1244 Tc (Kinki) TjET0.8745 0.8745 0.8745 rg 467.25 153 61.5 11.25 re fBT484.5 155.25 TD0 0 0 rg 0.2145 Tc (Osaka) TjET0.8745 0.8745 0.8745 rg 467.25 141.75 61.5 11.25 re fBT487.5 144 TD0 0 0 rg -0.1176 Tc (Bank) TjET65.25 164.25 0.75 0.75 re f154.5 164.25 0.75 0.75 re f0.8745 0.8745 0.8745 rg 155.25 164.25 61.5 0.75 re f0 0 0 rg 216.75 164.25 0.75 0.75 re f216.75 164.25 0.75 0.75 re f217.5 164.25 61.5 0.75 re f279 164.25 0.75 0.75 re f342 164.25 0.75 0.75 re f342 164.25 0.75 0.75 re f342.75 164.25 61.5 0.75 re f404.25 164.25 0.75 0.75 re f466.5 164.25 0.75 0.75 re f528.75 164.25 0.75 0.75 re f65.25 141.75 0.75 22.5 re f154.5 141.75 0.75 22.5 re f216.75 141.75 0.75 22.5 re f279 141.75 0.75 22.5 re f342 141.75 0.75 22.5 re f404.25 141.75 0.75 22.5 re f466.5 141.75 0.75 22.5 re f528.75 141.75 0.75 22.5 re fBT71.25 131.25 TD0.1088 Tc 2.4307 Tw (Capital adequacy) Tj0 -11.25 TD 0.0482 Tc 0.2412 Tw (ratio \() Tj25.5 0 TD 0.0311 Tc 0 Tw (estimates) Tj42.75 0 TD -0.2467 Tc (\)) Tj25.5 11.25 TD 0.0602 Tc 0.2293 Tw (Latter half) Tj-2.25 -11.25 TD -0.0296 Tc 0.3191 Tw (of 3% level) Tj64.5 11.25 TD 0.0602 Tc 0.2293 Tw (Latter half) Tj-2.25 -11.25 TD -0.0296 Tc 0.3191 Tw (of 6% level) Tj60.75 11.25 TD 0.0868 Tc 0.2027 Tw (Former half) Tj1.5 -11.25 TD -0.0296 Tc 0.3191 Tw (of 2% level) Tj66 11.25 TD 0.0818 Tc 0.2077 Tw (Middle of) Tj1.5 -11.25 TD -0.055 Tc 0.3445 Tw (6% level) Tj59.25 11.25 TD 0.0602 Tc 0.2293 Tw (Latter half) Tj-2.25 -11.25 TD -0.0296 Tc 0.3191 Tw (of 7% level) Tj66.75 11.25 TD 0.0818 Tc 0.2077 Tw (Middle of) Tj1.5 -11.25 TD -0.055 Tc 0.3445 Tw (6% level) TjET65.25 140.25 0.75 0.75 re f66 140.25 88.5 0.75 re f154.5 140.25 0.75 0.75 re f155.25 140.25 61.5 0.75 re f216.75 140.25 0.75 0.75 re f217.5 140.25 61.5 0.75 re f279 140.25 0.75 0.75 re f279.75 140.25 62.25 0.75 re f342 140.25 0.75 0.75 re f342.75 140.25 61.5 0.75 re f404.25 140.25 0.75 0.75 re f405 140.25 61.5 0.75 re f466.5 140.25 0.75 0.75 re f467.25 140.25 61.5 0.75 re f528.75 140.25 0.75 0.75 re f65.25 117.75 0.75 22.5 re f65.25 117 0.75 0.75 re f65.25 117 0.75 0.75 re f66 117 88.5 0.75 re f154.5 117.75 0.75 22.5 re f154.5 117 0.75 0.75 re f155.25 117 61.5 0.75 re f216.75 117.75 0.75 22.5 re f216.75 117 0.75 0.75 re f217.5 117 61.5 0.75 re f279 117.75 0.75 22.5 re f279 117 0.75 0.75 re f279.75 117 62.25 0.75 re f342 117.75 0.75 22.5 re f342 117 0.75 0.75 re f342.75 117 61.5 0.75 re f404.25 117.75 0.75 22.5 re f404.25 117 0.75 0.75 re f405 117 61.5 0.75 re f466.5 117.75 0.75 22.5 re f466.5 117 0.75 0.75 re f467.25 117 61.5 0.75 re f528.75 117.75 0.75 22.5 re f528.75 117 0.75 0.75 re f528.75 117 0.75 0.75 re fBT71.25 106.5 TD/F0 9 Tf0.0598 Tc 0.4777 Tw (* Capital adequacy ratios for Resona Bank and Kinki Osaka Bank are on a consolidated basis and the ratio for) Tj5.25 -14.25 TD 0.0661 Tc -0.3181 Tw (Saitama Resona Bank is on a non-consolidated basis.) 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