%PDF-1.2 %туЯг 10 0 obj << /Length 11 0 R >> stream BT450 717 TD0 0 0 rg /F0 9.75 Tf0.1096 Tc 0.1799 Tw (May 30, 2003) Tj-37.5 -15 TD 0.0814 Tc 0.2081 Tw (Resona Holdings, Inc.) Tj-327.75 -43.5 TD /F1 9.75 Tf0.1103 Tc 0.7417 Tw (Application Submitted by Resona Bank for Infusion of Public Funds and Efforts towards) TjET84.75 657 424.5 0.75 re fBT84.75 643.5 TD0.1217 Tc 0.1678 Tw (Revival of Resona Group) TjET84.75 642 117.75 0.75 re fBT84.75 600 TD0.1033 Tc 0.1862 Tw (1. Application for an infusion of public funds) Tj0 -29.25 TD /F0 9.75 Tf0.0642 Tc 0.3753 Tw (On May 17, 2003, Resona Bank, Ltd., a subsidiary of Resona Holdings, Inc., was designated by) Tj0 -14.25 TD 0.0558 Tc 2.4837 Tw (the Prime Minister of Japan as needing No. 1 Measures \(underwriting of shares and other) Tj0 -15 TD 0.0885 Tc 1.3885 Tw (measures by the Deposit Insurance Corporation to expand the capital of financial institutions\)) Tj0 -14.25 TD 0.0534 Tc 0.7718 Tw (under Article 102, Section 1 of the Deposit Insurance Law. In accordance with this designation,) Tj0 -15 TD 0.0833 Tc 3.0187 Tw (Resona Bank today submitted an application to the Deposit Insurance Corporation for an) Tj0 -14.25 TD 0.0655 Tc 0.224 Tw (infusion of public funds. The amount of public funds which it applied for is as follows:) Tj0 -29.25 TD 0.0499 Tc 0.2396 Tw (Total amount: \2451.96 trillion) TjT* 0.0802 Tc 0.4771 Tw (The above amount is determined in accordance with the opinion included in the report compiled) Tj0 -15 TD 0.057 Tc 1.0896 Tw (by the Financial System Management Council that "the size of an infusion should be sufficient) Tj0 -14.25 TD 0.0629 Tc 2.1266 Tw (enough for Resona Bank to raise its capital adequacy ratio above 10% from a viewpoint of) Tj0 -15 TD 0.0835 Tc 0.2894 Tw (eliminating concerns prevailing among depositors, customers and in the markets.") Tj0 -28.5 TD 0.08 Tc 1.505 Tw (In addition, Resona Holdings has submitted "Plan to Revitalize Management." Principal items) Tj0 -15 TD 0.0627 Tc 0.3339 Tw (included in the Plan is summarized in the following, "2. Restructuring of governance system" and) Tj0 -14.25 TD 0.088 Tc 0.2015 Tw ("3. Efforts towards revitalization of management.") Tj0 -29.25 TD /F1 9.75 Tf0.1112 Tc 0.1783 Tw (2. Restructuring of governance system) TjT* /F0 9.75 Tf0.0284 Tc 0.5111 Tw (\(1\) Renewal of Management) Tj0 -15 TD 0.0711 Tc 2.7684 Tw (Resignation of representative directors for Resona Holdings and Resona Bank \(collectively) Tj0 -14.25 TD 0.0652 Tc 1.5512 Tw (referred to as "both companies"\) were already announced. In addition, new management for) Tj0 -15 TD 0.0471 Tc 1.8049 Tw (other subsidiary banks and affiliated companies were also determined. Each bank and group) Tj0 -14.25 TD 0.0803 Tc 0.2092 Tw (company rejuvenates the management and carry out management innovation.) TjET1 1 0.451 rg 84.75 190.5 156.75 11.25 re f242.25 190.5 83.25 11.25 re fBT261.75 192.75 TD0 0 0 rg -0.0533 Tc 0.3428 Tw (At present) TjET1 1 0.451 rg 340.5 190.5 86.25 11.25 re fBT354.75 192.75 TD0 0 0 rg 0.0644 Tc 0.2251 Tw (After renewal) TjET1 1 0.451 rg 427.5 190.5 86.25 11.25 re fBT449.25 192.75 TD0 0 0 rg 0.0395 Tc 0 Tw (Reduction) TjET84 201.75 0.75 0.75 re f84 201.75 0.75 0.75 re f84.75 201.75 156.75 0.75 re f241.5 201.75 0.75 0.75 re f242.25 201.75 83.25 0.75 re f325.5 201.75 0.75 0.75 re f325.5 201.75 0.75 0.75 re f339.75 201.75 0.75 0.75 re f339.75 201.75 0.75 0.75 re f340.5 201.75 86.25 0.75 re f426.75 201.75 0.75 0.75 re f427.5 201.75 86.25 0.75 re f513.75 201.75 0.75 0.75 re f513.75 201.75 0.75 0.75 re f84 190.5 0.75 11.25 re f241.5 190.5 0.75 11.25 re f325.5 190.5 0.75 11.25 re f339.75 190.5 0.75 11.25 re f426.75 190.5 0.75 11.25 re f513.75 190.5 0.75 11.25 re fBT90 180.75 TD0.0335 Tc 0.256 Tw (Total of Resona Holdings and its) Tj0 -11.25 TD 0.0319 Tc 0.2576 Tw (subsidiary banks ) Tj221.25 6 TD -0.171 Tc 0 Tw (47) Tj101.25 5.25 TD (41) Tj-27 -11.25 TD -0.093 Tc () Tj113.25 6 TD -0.2215 Tc (\(6\)) TjET84 189.75 0.75 0.75 re f84.75 189.75 156.75 0.75 re f241.5 189.75 0.75 0.75 re f242.25 189.75 83.25 0.75 re f325.5 189.75 0.75 0.75 re f339.75 189.75 0.75 0.75 re f340.5 189.75 86.25 0.75 re f426.75 189.75 0.75 0.75 re f427.5 189.75 86.25 0.75 re f513.75 189.75 0.75 0.75 re f84 167.25 0.75 22.5 re f241.5 167.25 0.75 22.5 re f325.5 167.25 0.75 22.5 re f339.75 167.25 0.75 22.5 re f426.75 167.25 0.75 22.5 re f513.75 167.25 0.75 22.5 re fBT90 157.5 TD0.0114 Tc 0.2781 Tw (Affiliated companies) Tj216 0 TD -0.171 Tc 0 Tw (230) Tj101.25 0 TD (164) Tj85.5 0 TD 0.1661 Tc (\(66\)) TjET84 166.5 0.75 0.75 re f84.75 166.5 156.75 0.75 re f241.5 166.5 0.75 0.75 re f242.25 166.5 83.25 0.75 re f325.5 166.5 0.75 0.75 re f339.75 166.5 0.75 0.75 re f340.5 166.5 86.25 0.75 re f426.75 166.5 0.75 0.75 re f427.5 166.5 86.25 0.75 re f513.75 166.5 0.75 0.75 re f84 155.25 0.75 11.25 re f84 154.5 0.75 0.75 re f84 154.5 0.75 0.75 re f84.75 154.5 156.75 0.75 re f241.5 155.25 0.75 11.25 re f241.5 154.5 0.75 0.75 re f242.25 154.5 83.25 0.75 re f325.5 155.25 0.75 11.25 re f325.5 154.5 0.75 0.75 re f325.5 154.5 0.75 0.75 re f339.75 155.25 0.75 11.25 re f339.75 154.5 0.75 0.75 re f339.75 154.5 0.75 0.75 re f340.5 154.5 86.25 0.75 re f426.75 155.25 0.75 11.25 re f426.75 154.5 0.75 0.75 re f427.5 154.5 86.25 0.75 re f513.75 155.25 0.75 11.25 re f513.75 154.5 0.75 0.75 re f513.75 154.5 0.75 0.75 re fBT84.75 144 TD/F0 9 Tf0.372 Tc (1.) Tj7.5 0 TD 0 Tc -0.252 Tw ( ) Tj3.75 0 TD 0.0579 Tc 0.7615 Tw (Directors who concurrently serve as directors for other companies are counted once to avoid double) Tj0 -15 TD -0.5015 Tc 0 Tw (entry.) Tj-11.25 -14.25 TD 0.372 Tc (2.) Tj7.5 0 TD 0 Tc -0.252 Tw ( ) Tj3.75 0 TD 0.0658 Tc -0.3178 Tw (Presented figure includes 1 director \(CEO\), and 6 outside directors. \(Each presented figure is the sum of) Tj0 -14.25 TD 0.0327 Tc -0.2847 Tw (directors and auditors.\)) TjETendstream endobj 11 0 obj 6099 endobj 4 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R >> /ProcSet 2 0 R >> /Contents 10 0 R >> endobj 13 0 obj << /Length 14 0 R >> stream BT84.75 717 TD0 0 0 rg /F0 9.75 Tf0.0643 Tc 1.9752 Tw (In order to clarify the management responsibility, the retiring representative directors of both) Tj0 -15 TD 0.0694 Tc 2.0611 Tw (companies will voluntarily return their retirement allowances. Other retiring directors will also) Tj0 -14.25 TD 0.0841 Tc 0.2054 Tw (voluntarily return their retirement allowances.) Tj0 -44.25 TD -0.0123 Tc 0.6768 Tw (\(2\) Invitation of outside directors) Tj0 -14.25 TD 0.0613 Tc 3.459 Tw (With a view to introducing an innovative way of thinking and enhancing transparency of) Tj0 -15 TD 0.0819 Tc 2.4576 Tw (management, new board members, who are reputed to have considerable insight, superior) Tj0 -14.25 TD 0.155 Tc 0 Tw (knowledge) Tj47.25 0 TD 0.0742 Tc 0.3307 Tw ( and abundant experiences, will be invited from outside and appointed as 1\) Chairman) Tj-47.25 -14.25 TD 0.0467 Tc 0.4303 Tw (and Chief Executive Officer \(CEO\), and 2\) Outside Directors.) 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Tj0 -12 TD 0.0233 Tc 0.2662 Tw (Vice Chairman) Tj0 -11.25 TD 0.0765 Tc 0.463 Tw (The Osaka Chamber of) TjT* 0.0204 Tc 0.6441 Tw (Commerce and Industry) TjET84 381.75 0.75 0.75 re f84.75 381.75 139.5 0.75 re f224.25 381.75 0.75 0.75 re f225 381.75 144 0.75 re f369 381.75 0.75 0.75 re f369.75 381.75 144 0.75 re f513.75 381.75 0.75 0.75 re f84 324.75 0.75 57 re f224.25 324.75 0.75 57 re f369 324.75 0.75 57 re f513.75 324.75 0.75 57 re fBT90 309.75 TD0.1406 Tc 0 Tw (Director) Tj139.5 0 TD 0.009 Tc 0.2805 Tw (Noboru Yanai) Tj145.5 5.25 TD 0.0073 Tc 0 Tw (President) Tj0 -12 TD 0.1323 Tc 0.1572 Tw (Arrow Consulting) TjET84 324 0.75 0.75 re f84.75 324 139.5 0.75 re f224.25 324 0.75 0.75 re f225 324 144 0.75 re f369 324 0.75 0.75 re f369.75 324 144 0.75 re f513.75 324 0.75 0.75 re f84 301.5 0.75 22.5 re f224.25 301.5 0.75 22.5 re f369 301.5 0.75 22.5 re f513.75 301.5 0.75 22.5 re fBT90 285.75 TD0.1406 Tc 0 Tw (Director) Tj139.5 0 TD 0.0597 Tc 0.2298 Tw (Hiroshi ) Tj33.75 0 TD 0.0066 Tc 0 Tw (Rinno) Tj111.75 5.25 TD 0.0073 Tc (President) Tj0 -11.25 TD 0.0128 Tc 0.2767 Tw (Credit Saison, Ltd.) 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TjETendstream endobj 14 0 obj 10827 endobj 12 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F0 6 0 R >> /ProcSet 2 0 R >> /Contents 13 0 R >> endobj 16 0 obj << /Length 17 0 R >> stream BT84.75 731.25 TD0 0 0 rg /F0 9.75 Tf0.0808 Tc 0.1015 Tw (\(3\) Move towards "Company with Corporate Governance ) Tj254.25 0 TD 0.0493 Tc 0 Tw (Committees) Tj53.25 0 TD 0.2888 Tc (") Tj-307.5 -14.25 TD 0.0517 Tc 1.6842 Tw (In order to strengthen checking on and supervision of the management and to facilitate swift) Tj0 -15 TD 0.0829 Tc 0.1384 Tw (decision makings, both companies will take steps to adopt "Company with ) Tj329.25 0 TD 0.0493 Tc 0 Tw (Committees) Tj53.25 0 TD 0.2437 Tc 0.0457 Tw (" system.) Tj-382.5 -14.25 TD 0.0674 Tc 0.3292 Tw (\(For further details, please refer to the attachment.\)) Tj0 -29.25 TD /F1 9.75 Tf0.1054 Tc 0.1841 Tw (3. Efforts towards Revitalization of Management) TjT* /F0 9.75 Tf0.0476 Tc 0.4294 Tw (\(1\) Improvement of asset quality) Tj0 -15 TD 0.07 Tc 0.2695 Tw (In the fiscal year ended March 2003, Resona Bank has made significant progress in restoring its) Tj0 -14.25 TD 0.0673 Tc 2.1597 Tw (financial soundness by taking such measures as 1\) removing significant amount of problem) TjT* 0.05 Tc 2.8645 Tw (loans from its balance sheet, 2\) virtually eliminating latent losses on its stock portfolio, 3\)) Tj0 -15 TD 0.0864 Tc 2.794 Tw (reversing substantial deferred tax assets and other proactive measures. Resona Bank will) Tj0 -14.25 TD 0.0663 Tc 0.2232 Tw (further implement the measures outlined below to ensure the recovery of its financial strength.) 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